# Doorstep Home — Home Affordability Made Simple > Personalized home affordability tracker and action plan for first-time buyers. (iPhone/iPad app by Cole Stasney.) - Source: https://appshunter.io/ios/app/doorstep-home/id6756241062 (this page in markdown: same URL + `.md`) - Developer: [Cole Stasney](https://appshunter.io/developer/1858069975) - Category: Finance - Price: Free - Rating: 5.00/5 from 7 App Store ratings · 6 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 75 MB - Languages: English - Released: 2026-04-18 - Data updated: 2026-06-26 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/doorstep-home/id6756241062/reviews.md ## What is Doorstep Home? Buying your first home shouldn't feel like guessing. Doorstep gives you a clear, honest picture of what you can actually afford — and a step-by-step plan to get there. Most calculators give you a number and send you on your way. Doorstep tracks your full financial readiness across seven dimensions — affordability, savings, debt and credit, income stability, down payment, process knowledge, and market awareness — so you always know exactly where you stand. YOUR READINESS SCORE Get a personalized 0-100 readiness score based on real lending standards, not generic rules of thumb. Doorstep uses the same DTI ratios and credit-based rate tiers that actual lenders use — 28% front-end and 45% back-end for conventional loans, with adjustments for FHA, VA, USDA, and jumbo programs. Your score updates as your finances change, so you can watch your progress in real time. LIVE BUYING POWER See exactly how much home you can afford right now, updated with real mortgage rates from the Federal Reserve. Every time rates move, your buying power adjusts automatically. No more outdated estimates from a calculator you used three months ago. PERSONALIZED ACTION PLANS Based on your readiness score, Doorstep builds a prioritized action plan tailored to your situation. Need to reduce debt? Build your emergency fund? Improve your credit? Each action is specific, trackable, and designed to move you closer to being mortgage-ready. Complete actions and watch your score climb. SMART AFFORDABILITY ANALYSIS Enter any home price and instantly see your estimated monthly payment, how it fits your budget, and whether it's comfortable, a stretch, or out of reach. Doorstep factors in principal, interest, property taxes, homeowner's insurance, and PMI — the full picture, not just principal and interest. BROWSE HOMES YOUR WAY Explore listings personalized to your budget. Every home is tagged as Under Budget, Good Fit, Stretch, or Over Budget based on your actual financial data. See estimated monthly payments on every listing so there are no surprises. DAILY INSIGHTS Get push notifications with rate alerts, buying power changes, tips, and encouragement. Doorstep keeps you informed and motivated throughout your journey — whether that's 2 months or 18 months. YOUR DATA STAYS YOURS Doorstep is built on a simple principle: your financial data belongs to you. We don't sell your information to lenders, agents, or anyone else. You're not the product — you're the customer. When you're ready to connect with a broker or lender, that's your choice, on your terms. BUILT FOR FIRST-TIME BUYERS The home-buying process is overwhelming when you've never done it before. Doorstep breaks it down into clear, manageable steps and gives you the confidence to know when you're truly ready. No jargon, no pressure, no hidden agendas. Whether you're just starting to think about buying or you're months into saving for a down payment, Doorstep meets you where you are and helps you get where you want to be. Your first home is waiting. Know when you're ready. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Personalized readiness score (0-100) - Live buying power updates with real mortgage rates - Tailored action plans for financial improvement - Smart affordability analysis with full payment breakdown - Home listings tagged by budget fit - Daily insights and rate alerts - User data privacy protection ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/doorstep-home/id6756241062/reviews.md ### 5/5 — Helpful *2026-04-20* Found this helpful in preparing to buy first time home. ### 5/5 — Awesome *2026-04-19* Worked great ### 5/5 — More Accurate Than Zillow *2026-04-18* As a first time homebuyer, I found this app extremely helpful! It takes your unique financial situation (household income, outstanding debts, etc) and calculates what you can afford given the current interest rates. Would highly recommend! ### 5/5 — Easy to use *2026-04-18* Such a helpful and easy to use app! I was having a hard time understanding how much home I could actually afford and this changed the game. Thank you Doorstep! ### 5/5 — Where was this six years ago when I was buying a home? *2026-04-18* This app is fantastic if you're a first home buyer or or you are buying a second home. It's simple yet effective and gives you real insight. Even if you own a home now, it'll tell you your true equity minus the taxes and fees you're going to have to pay, which a lot of people overlook. Fantastic for planning, and you won't have any curveballs thrown your way. ### 5/5 — Useful Home Buying Planning APP *2026-04-18* Buying a home can feel overwhelming, but this app makes it a lot easier to understand the numbers. Super clean, simple, and actually useful. ## Frequently asked questions about Doorstep Home ### Does Doorstep have ads? Yes, Doorstep contains advertisements to support its free service. These ads help the developers offer the app's features without direct cost to the user. ### What is the readiness score in Doorstep? The readiness score is a personalized metric from 0-100 that reflects your financial preparedness for buying a home, based on real lending standards and seven key financial dimensions. ### How does Doorstep calculate buying power? Doorstep calculates your live buying power by factoring in real mortgage rates from the Federal Reserve and your financial readiness score, updating automatically as rates change. ### Can I see estimated monthly payments for homes in Doorstep? Yes, Doorstep provides estimated monthly payments for every home listing, considering principal, interest, property taxes, homeowner's insurance, and PMI, to help you understand its budget fit. ### How does Doorstep protect my financial data? Doorstep is built on the principle that your financial data belongs to you. The app does not sell your information to lenders, agents, or any third parties, ensuring your privacy. ### What devices does Doorstep support? Doorstep is available for iPhone and iPod devices, allowing users to manage their home buying journey on the go. ### How often is Doorstep updated? The latest version of Doorstep is 1.0.4, and it was last updated on May 30, 2026. This indicates regular updates to improve functionality and user experience. ### Is Doorstep suitable for users of all ages? Doorstep has an age rating of 4+, making it accessible for a wide range of users interested in learning about home affordability and the buying process. ## Version history (last 4 releases) ### 1.0.4 — 2026-05-30 UI/UX updated and bug fixes. ### 1.0.3 — 2026-05-18 App UX/UI updates. New hero section and chart. Cleaned up bugs in all sections. Removed unused features. ### 1.0.2 — 2026-05-16 Updated UI/UX. ### 1.0 — 2026-04-18 No release notes. ## Related topics [doorstep home](https://appshunter.io/ios/topics/doorstep-home) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-26.*