# Dora – Mobile Checking — Securely Manage, Send & Spend > Bilingual mobile checking account with no fees, no credit check, and financial coaching. (iPhone/iPad app by Dora Financial LLC.) - Source: https://appshunter.io/ios/app/dora-mobile-checking/id1528758595 (this page in markdown: same URL + `.md`) - Developer: [Dora Financial LLC](https://appshunter.io/developer/1528758597) - Category: Finance - Price: Free - Rating: 3.58/5 from 67 App Store ratings · 36 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 192 MB - Languages: English, Spanish - Released: 2020-09-14 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/dora-mobile-checking/id1528758595/reviews.md ## What is Dora? Dora is a bilingual mobile checking app with no credit check, monthly fees or minimum balance required. Easily open an account with a passport, consular ID, ITIN or SSN. The Dora app is packed full of free features to help you manage your money along with the tools to help you grow your financial future. Manage your account, pay bills and deposit checks all from your phone. It’s your money – keep it that way with no monthly maintenance fees. The Dora app offers a free checking account built for everyone in a bilingual (Spanish and English) mobile experience. What you’ll love about the Dora checking account: ▪ Open an account with a passport, consular ID, ITIN or SSN. ▪ No credit check, monthly fees or minimum balance requirement ▪ Bilingual - Spanish/English experience ▪ Free Visa® debit card ▪ Receive & send money to anyone with a U.S. bank account ▪ Instantly transfer funds between Dora accounts with no fees ▪ Access to over 30,000 fee-free ATMs ▪ Deposit cash at over 88,000 retail locations* ▪ Deposit checks easily, right from your phone ▪ Early payday! Get paid up to 2 days early with direct deposit** ▪ Pay your bills right in the app ▪ Free personalized financial coaching ▪ Graduate to a Credit Union account At Dora, your account is safe & secure: ▪ 2 factor authentication ▪ Fingerprint & face ID verification ▪ Instant debit card freeze & unfreeze right in the app ▪ Backed by 5 credit unions Dora Financial is a marketing company, not a bank. Banking services are provided by USALLIANCE Federal Credit Union d/b/a USALLIANCE Financial. Member NCUA. The Dora Visa® Debit Card is issued by USALLIANCE Financial pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your card for its issuing credit union. *Service fees may apply. VanillaDirect Pay is provided by InComm Financial Services, Inc. (NMLS# 912772), which is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply. **Early pay direct deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer. ## Key features - No credit check, monthly fees, or minimum balance - Bilingual (Spanish/English) experience - Free Visa® debit card - Send and receive money - Deposit checks from phone - Early payday with direct deposit - Free financial coaching ## Recent user reviews (10 of 36) All indexed reviews: https://appshunter.io/ios/app/dora-mobile-checking/id1528758595/reviews.md ### 1/5 — Unable to load my data *2025-04-05, version 1.9.22* I don’t know what’s going on to Dora but they not giving me answers when I was waiting to get my money out for my rent. This is no good at all!. ### 1/5 — Stuck on loading *2024-09-28, version 1.9.13* When I try to log into my account it’s stuck on loading and keeps telling me to try again. I can’t even see my balance or anything . Please help ### 5/5 — Easy way to manage my money *2024-09-05, version 1.9.13* This is a great way to manage spending needs.easy app and free checking account with a debit card. ### 5/5 — Excelente solución bancaria para latinos *2024-07-30, version 1.9.12* Gracias a Dora pude abrir mi cuenta aquí en USA y recibo mi pago dos días antes de lo habitual. Me encanta! ### 1/5 — Beware, don’t deposit checks *2024-07-02, version 1.9.11* They will make your account inaccessible and won’t communicate or tell you how to gain access to your funds ### 1/5 — You will likely lose your money if you use this app *2024-06-18, version 1.9.10* To everyone If you have funds that you want to bank somewhere with, I would advise you to not use this app or this Neobank, because while US Alliance is in back of them, this particular bank is likely to do various moves such as calling your funds fraudulent, and you could lose your money, just as I have! I had an online friend send me somewhere around $8000, and when I spent some of it and I violated their long wait rules unknowingly, before you can use the money that is sent in your account, so they closed my account, then after I called them, they sent me a check for more than $3000! And finally, after 75 days approximately, I was sent a check which I received more than two months ago and have been attempting to cash it ever since, but I hadn’t been able to, so now I finally made a phone call again and asked for a real answer! Because they had been giving me various answers and obviously I had been given the runaround and a Check Cashing store that’s ready to cash it was also calling them and getting the runaround from them also, they finally told me after I insisted on a clear answer, oh, we’ve decided that the money is fraudulent so you won’t be able to cash the check! Why did they send the check in the first place if the money, was sent fraudulently? Why didn’t they just not issue the check and claim the funds were fraudulent and not going through all this effort and wasting my time and money trying to cash it and then they tell me at the end of this long set of attempts to cash it that is supposed to be a fraudulent check? If you’re a fraudster yourself, you would probably find a great home with this place, but for me who has little money to live on, I would suggest you take your banking needs elsewhere and don’t rely on these bunch of Crooks because they do not serve your best interests! Too bad that those big business super wealthy, elites protect crooks like these, thus they hide their reasonings and won’t reveal why they take various actions and expect us to have to suffer their lies, because otherwise I would take this lousy Bank to court and prosecute them to the fullest extent of the law! ### 1/5 — I deposited a check and it has been 7 days it hasn’t cleared *2024-05-09* I deposited a check and it has been 7 days it hasn’t cleared The check was accepted and it been up to 7 if not 8 days and I don’t have my available balance to send. Wouldn’t recommend ### 5/5 — Muy contento con todo *2024-04-09, version 1.9.7* Me gusta la app y la calidad de servicio en español. ### 5/5 — Cash deposit *2024-02-16* Love that I can make a cash deposit at Walgreens! ### 5/5 — Muy contenta con mi tarjeta *2024-02-11, version 1.9.5* Todo muy bien. Pude transferir dinero de otra cuenta con mucha facilidad. Me llegó mi tarjeta Visa sin cargo alguno. ## Frequently asked questions about Dora ### What is Dora? Dora is a mobile checking app that provides a secure and bilingual (Spanish/English) banking experience. It allows users to manage their money, pay bills, deposit checks, and send/receive funds without requiring a credit check, monthly fees, or a minimum balance. ### What are the key features of Dora? Key features include opening an account with various IDs, no credit check or monthly fees, a bilingual interface, a free Visa® debit card, the ability to send and receive money, instant transfers between Dora accounts, access to fee-free ATMs, cash deposit options, early payday with direct deposit, bill pay within the app, and free personalized financial coaching. ### Is Dora free to use? Yes, the Dora mobile checking account is free to use. There are no monthly maintenance fees or minimum balance requirements. While some service fees may apply for specific transactions like cash deposits at retail locations, the core banking services are provided without charge. ### What are the security features of Dora? Dora prioritizes account security with features like 2-factor authentication, fingerprint and face ID verification, and the ability to instantly freeze and unfreeze your debit card directly within the app. Your account is also backed by 5 credit unions for added safety. ### Who is Dora best suited for? Dora is ideal for individuals looking for an accessible and straightforward mobile banking solution. It's particularly beneficial for those who appreciate a bilingual interface, want to avoid traditional banking fees and credit checks, and desire tools for managing their finances and potentially growing their financial future. ## Version history (last 5 releases) ### 1.9.22 — 2025-02-28 Our latest release includes general enhancements to the app to provide an improved user experience. ### 1.9.21 — 2025-01-28 Our latest release includes general enhancements to the app to provide an improved user experience. ### 1.9.20 — 2024-12-20 Our latest release includes general enhancements to the app to provide an improved user experience. ### 1.9.19 — 2024-12-18 Our latest release includes general enhancements to the app to provide an improved user experience. ### 1.9.18 — 2024-11-28 Our latest update includes enhanced security features and general improvements to provide a better user experience. ## Apps similar to Dora | App | Rating | Price | Category | | --- | --- | --- | --- | | [Revolve Finance](https://appshunter.io/ios/app/revolve-finance/id1444911260) | 2.5 (39) | Free | Finance | | [Común: Tu banca moderna en USA](https://appshunter.io/ios/app/comun-tu-banca-moderna-en-usa/id1621789828) | 4.8 (26,813) | Free | Finance | | [ONE VIP](https://appshunter.io/ios/app/one-vip/id1487577433) | 4.7 (900) | Free | Finance | | [Cogni Multi-Chain Wallet](https://appshunter.io/ios/app/cogni-multi-chain-wallet/id1483957512) | 4.7 (1,421) | Free | Finance | | [Lance - Freelance Banking](https://appshunter.io/ios/app/lance-freelance-banking/id1542753483) | 4.2 (248) | Free | Finance | | [Spiral - Mobile Banking](https://appshunter.io/ios/app/spiral-mobile-banking/id1526316317) | 4.8 (986) | Free | Finance | ## Related topics [dora](https://appshunter.io/ios/topics/dora) · [jassby](https://appshunter.io/ios/topics/jassby) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*