# Dough: Budget & Track Expenses — Simple & Easy Money Tracking > Simple personal finance tracker for safe spending and budget clarity. (iPhone/iPad app by Owen Rector.) - Source: https://appshunter.io/ios/app/dough-budget-and-track-expenses/id6747966308 (this page in markdown: same URL + `.md`) - Developer: [Owen Rector](https://appshunter.io/developer/1633708224) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 26 MB - Languages: American English - Released: 2025-08-30 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/dough-budget-and-track-expenses/id6747966308/reviews.md ## What is Dough? Can I afford this? Dough gives you a clear answer. No BS, just what’s truly safe to spend. Track your earnings, spending, and checking balance, and Dough will subtract your current credit card totals from your checking balance to show your real “safe to spend” amount. Whether you link your accounts securely with Plaid for simplicity or track things manually, Dough stays private, ad-free, fast, and local-first. Benefits of using Dough: - Clear weekly spending guidance - All your credit card spending in one place - Live checking and credit balances (with Bread+) - Catch subscriptions before they surprise you - Peace of mind from a minimalistic - Local-only data storage for total privacy - A simpler, more affordable alternative to other complex budgeting apps Key Features: See all your accounts in one place - Link all of your credit cards to see their aggregate spending data in one place to always know what you can afford. Spending by Category - Track where your money goes: groceries, subscriptions, shopping, and more. Sync with Plaid (Dough+) - Connect checking and credit card accounts for real-time balances and automatic transaction updates. Works with 20,000+ major banks. Manual Mode - Prefer not to link accounts? You can add balances and transactions by hand. Private by Design - Your data stays on your device. This is also an ad-free platform. Budget clarity for less - Dough gives you what complex apps like YNAB and Monarch do — for a fraction of the price. Privacy Policy: https://www.doughmoneyapp.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula ## Key features - Calculate safe to spend amount - Track earnings and spending - Link credit cards for aggregate data - Categorize expenses - Sync with Plaid for real-time balances - Manual tracking option - Local-only data storage ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | One-Month Dough+ | $4.99 | per month | | Account Add-On +1 Account | $1.99 | per month | | One-Year Dough+ | $49.99 | per year | | Account Add-On +10 Accounts | $8.99 | per month | | Account Add-On +5 Accounts | $4.99 | per month | ## Frequently asked questions about Dough ### What is Dough's "safe to spend" calculation? Dough calculates your "safe to spend" amount by subtracting your current credit card totals from your checking balance. This provides a clear view of what funds are truly available for spending after accounting for outstanding debts. ### How does Dough ensure user privacy? Dough is private by design, with all user data stored locally on the device. It is also an ad-free platform, further enhancing user privacy and a distraction-free experience. ### Can I link my bank accounts to Dough? Yes, Dough offers secure account linking with Plaid, supporting over 20,000 major banks. This allows for real-time balances and automatic transaction updates for checking and credit card accounts. ### What are the subscription options for Dough? Dough offers various subscription plans, including 'One-Month Dough+' for $4.99/month and 'One-Year Dough+' for $49.99/year. Additional account add-ons are also available at different price points. ### Does Dough have ads? No, Dough is an ad-free platform. This ensures a clean and focused user experience without any advertisements interrupting your financial tracking. ### How often is Dough updated? Dough was last updated on August 31, 2025, with its latest version being 1.0. This indicates a recent release and ongoing development for the application. ### What devices is Dough available on? Dough is currently supported on iPhones. The app is designed for mobile use on the iOS platform. ### What is the age rating for Dough? Dough has an age rating of 4+. This suggests that the content and functionality are suitable for a wide range of users, including younger individuals. ## Version history (last 1 release) ### 1.0 — 2025-08-31 No release notes. ## Apps similar to Dough | App | Rating | Price | Category | | --- | --- | --- | --- | | [SubManager: Subscription List](https://appshunter.io/ios/app/submanager-subscription-list/id1632853914) | 4.8 (54) | Free | Finance | | [BtcDana - Trading Online](https://appshunter.io/ios/app/btcdana-trading-online/id1641836061) | 3.8 (43) | Free | Finance | | [Coinme: Buy Bitcoin & Crypto](https://appshunter.io/ios/app/coinme-buy-bitcoin-and-crypto/id1545440300) | 4.6 (6,243) | Free | Finance | | [WorthTracker](https://appshunter.io/ios/app/worthtracker/id1517288542) | 4.8 (294) | Free | Finance | | [PRO.FINANSY: Investing Tracker](https://appshunter.io/ios/app/profinansy-investing-tracker/id1636352042) | 4.8 (331) | Free | Finance | | [Big Numbers: Budget Tracker](https://appshunter.io/ios/app/big-numbers-budget-tracker/id6744486423) | 4.1 (36) | Free | Finance | ## More apps by Owen Rector - [Target GPA: Grades Tracker](https://appshunter.io/ios/app/target-gpa-grades-tracker/id1633708222) - [MoodDots: Daily Mood Tracker](https://appshunter.io/ios/app/mooddots-daily-mood-tracker/id6744782679) - [Roam: AI Travel Guide](https://appshunter.io/ios/app/roam-ai-travel-guide/id6748837189) All apps by Owen Rector: https://appshunter.io/developer/1633708224 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*