# Down Pay Calc. Home Buyer Tool — FHA VA Conventional Compare

> FHA VA Conventional Compare (iPhone/iPad app by Tae Hee Sohn.)

- Source: https://appshunter.io/ios/app/down-pay-calc-home-buyer-tool/id6757658327 (this page in markdown: same URL + `.md`)
- Developer: [Tae Hee Sohn](https://appshunter.io/developer/1244732222)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 29 MB
- Languages: American English
- Released: 2026-01-12
- Data updated: 2026-02-23
- User reviews in markdown: https://appshunter.io/ios/app/down-pay-calc-home-buyer-tool/id6757658327/reviews.md

## What is Down Pay Calc. Home Buyer Tool?

Down Pay Calc instantly compares down payment options for FHA, VA, and Conventional loans - perfect for first-time home buyers and veterans.

WONDERING HOW MUCH DOWN PAYMENT YOU NEED?
Different loan types have different requirements. Our calculator shows you all options side-by-side so you can choose the best fit for your budget.

LOAN TYPES COMPARED:
• VA Loan: 0% down for eligible veterans
• FHA Loan: 3.5% down (or 10% with lower credit)
• Conventional: 3%, 5%, 10%, or 20% down

KEY FEATURES:
• Compare all loan types instantly
• See PMI/MIP costs for each option
• Calculate total cash needed at closing
• Credit score impact on FHA requirements
• VA eligibility toggle for veterans
• Works offline - no account needed

WHAT YOU'LL LEARN:
• Exact down payment amount for each loan type
• Monthly mortgage insurance costs
• Which option requires the least cash upfront
• How credit score affects your options

PERFECT FOR:
• First-time home buyers
• Veterans and active military
• Anyone comparing mortgage options
• Low down payment seekers

UNDERSTANDING THE COSTS:
• PMI (Private Mortgage Insurance): Required for conventional loans under 20% down
• MIP (Mortgage Insurance Premium): Required for all FHA loans
• VA Funding Fee: One-time fee for VA loans (can be financed)

No sign-up required. No data collected. Just clear, honest comparisons.

Download now and find your path to homeownership!


## Version history (last 1 release)

### 1.0 — 2026-01-13

No release notes.

## More apps by Tae Hee Sohn

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All apps by Tae Hee Sohn: https://appshunter.io/developer/1244732222

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-02-23.*