# Downriver Credit Union

> Mobile banking app for account access, bill pay, and transfers. (iPhone/iPad app by Downriver Community Federal Credit Union.)

- Source: https://appshunter.io/ios/app/downriver-credit-union/id1337843743 (this page in markdown: same URL + `.md`)
- Developer: [Downriver Community Federal Credit Union](https://appshunter.io/developer/710050895)
- Category: Finance
- Price: Free
- Rating: 4.75/5 from 748 App Store ratings · 17 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 101 MB
- Languages: English
- Released: 2018-03-09
- Data updated: 2026-08-25
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/downriver-credit-union/id1337843743/reviews.md

## What is Downriver Credit Union?

Access your accounts when and where you want right in the palm of your hand.  It’s fast, secure and free access to your accounts anytime, anywhere.  You have access to check your balances, pay bills and transfer money...while you are on the go!
Features:
•	Check your account balances
•	Review recent transactions
•	Transfer funds between your accounts
•	View and pay bills (you must be enrolled in bill pay within online banking)

You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any location.  Mobile banking is free to access, but messaging and data rates may apply.

Federally insured by the NCUA.

## Key features

- Check account balances
- Review recent transactions
- Transfer funds between accounts
- View and pay bills
- Secure mobile access

## What do users think of Downriver Credit Union?

Overall sentiment: mixed

**Pros**

- 👍 User-friendly interface and easy navigation
- 💰 Convenient balance and transaction viewing
- 💳 Useful bill payment functionality
- 🤝 Friendly and helpful staff
- 💡 Pop Money transfer feature
- 📊 Credit Sense financial management tool
- 📱 Mobile banking convenience

**Cons**

- 🐛 App instability and frequent crashes
- 🐛 Connectivity issues and login problems
- ⚠️ Missing card alert notifications
- 📋 Difficult check deposit process
- 🌍 Restrictions on international transactions without explanation
- ⏱️ Slow card delivery times
- 🔐 Face ID authentication not working
- ❌ Reduced functionality compared to previous app version
- 📱 Cannot add multiple accounts

**Commonly reported bugs**

- App crashes and erases user data
- Connectivity problem error messages
- Face ID not functioning on iPhone
- App won't open after updates
- Card alerts not sending
- Check deposit rejection with unclear error messages
- App downtime exceeding uptime
- Login connection failures after data erasure

**Most requested features**

- App updates with new features
- Loan due date visibility
- Support for multiple accounts
- Transaction detail viewing and image checks
- Improved check deposit process
- Reliable card alert notifications

## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/downriver-credit-union/id1337843743/reviews.md

### 4/5 — Love it

*2025-12-17, version 25.1.30*

Love having the app I can see my funds my transfers and pay bills

### 1/5 — Bank issues

*2025-09-10, version 25.1.30*

Won’t do business with the entirety of Asia and won’t tell you why or warn you, also takes forever to get a new card from

### 3/5 — Not getting live alerts

*2025-03-19, version 24.2.40*

I use my card often and my app is updated but I’m still not getting my card alerts. It’s very frustrating.

### 5/5 — They make money simple 😀

*2024-11-06, version 24.1.70*

By far the friendliest staff members in the business.

### 5/5 — Great app

*2023-09-29, version 23.1.70*

It’s a great app been with them for 5+ years love how I check my balances on the go love it 😃🤩

### 2/5 — Not getting card alerts!

*2023-07-15*

I can no longer use Card Valet but this app isn’t sending me my debit card alerts! I used to get them instantly and that was so convenient and helpful! Please fix this!!

### 5/5 — Update needed!

*2022-04-02, version 21.2.70*

Once app is updated with new features, it will be a big game changer for DRFC! Please update for us all.

### 1/5 — Not A Stable App

*2021-02-18, version 20.2.50*

I am not sure who runs this app but it is very unstable.  I think the app has been down more than up in 2021.  The worst banking app I have ever used.

### 5/5 — Bboysag

*2020-12-24, version 20.2.50*

I love how user friendly the Downriver Community Federal Credit Union App is. I can jump in and out to find my balance and if payments cleared since I’m horrible with book keeping. Having App on hand makes me have a sense comfort.

### 3/5 — Would be more but depositing checks is a pain!

*2020-05-04, version 19.3.20*

All n all it works good other then trying to deposit checks.  It gets frustrating trying to deposit the same check over and over and over and over with error messages, can’t find endorsements (I use a stamper it could not possibly be any clearer!).  Makes no sense!

## Frequently asked questions about Downriver Credit Union

### What can I do with this mobile banking app?

This app allows you to access your accounts conveniently from your smartphone. You can check your account balances, review recent transactions, transfer funds between your accounts, and view and pay bills if you are enrolled in bill pay through online banking.

### Is there a cost to use the mobile banking app?

Access to the mobile banking app is free. However, standard messaging and data rates from your mobile carrier may apply when using the app.

### Do I need to be enrolled in online banking to use this app?

Yes, you must be enrolled in Online Banking to use this mobile banking app. You can enroll by visiting the credit union's website or any of their physical locations.

### What are the key features of this app?

The key features include checking account balances, reviewing recent transactions, transferring funds between your accounts, and viewing and paying bills. It provides fast, secure, and free access to your accounts anytime, anywhere.

### Is this app available on all devices?

The description does not specify compatibility with all devices. However, it is designed for mobile access, implying it is available on smartphones. You would need to check your device's app store for specific compatibility.

## Version history (last 5 releases)

### 26.1.30 — 2026-06-23

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 26.1.20 — 2026-05-27

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-02-11

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.30 — 2025-08-27

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.40 — 2024-12-11

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

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## More apps by Downriver Community Federal Credit Union

- [Downriver CU CardManager](https://appshunter.io/ios/app/downriver-cu-cardmanager/id1462284803)

All apps by Downriver Community Federal Credit Union: https://appshunter.io/developer/710050895

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*