# Dream2Own > Dream2Own (iPhone/iPad app by Vystar Credit Union.) - Source: https://appshunter.io/ios/app/dream2own/id6448706256 (this page in markdown: same URL + `.md`) - Developer: [Vystar Credit Union](https://appshunter.io/developer/401713641) - Category: Finance - Price: Free - Age rating: 4+ - Requires: iOS 12.0 · 112 MB - Released: 2024-01-16 - Data updated: 2026-05-19 - User reviews in markdown: https://appshunter.io/ios/app/dream2own/id6448706256/reviews.md ## What is Dream2Own? Dream 2 Own is a financial digital assistant available to you free through an invitation from your VyStar Credit Union representative. We help you get mortgage ready and manage your financial life. Organize in one place: Your Dream 2 Own dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from your financial institution, and an information center with personal finance articles and videos, all in one place. Budgeting: Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track. Free Credit Score, Report and Monitoring: Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull" meaning there is no impact to your score by checking it. Look through your credit report for accuracy. Access helpful articles that explain credit bureaus, credit score, and more. Prepare: Work with your VyStar Credit Union representative to best prepare you for home ownership by planning for a down payment, establishing reserves, managing your debt to income ratio, improving or maintaining your credit, loan scenarios through our calculators, establish your projected loan to value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt to income ratio, cash reserves, employment, down payment and sales price. Search Properties: Looking for your first home? Want to move up, or downsize? Use Dream 2 Own to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches. Share: When you are ready to move forward with a financial transaction, you choose what accounts to share with your financial institution. All data is always encrypted. Security: Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/ Privacy: Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/ ## Version history (last 5 releases) ### 4.4 — 2024-10-13 The return of Affordability Calculator and an expanded Readiness Summary experience! You can now run a Readiness Snapshot from a favorite saved property! Customizable-to-your-homeownership-journey Step by Step Guide! You can now give us feedback on any enrolled property valuations! ### 4.3 — 2024-09-12 First time user experience onboarding update- We've customized our onboarding to better fit your goals! New Saved Property feature- search for your dream home and save to your experience! Dashboard updates! ### 4.2 — 2024-08-08 Registration made easier! You can now register using either an email link OR an invitation code! New credit tool! The Credit Compass feature from our web experience makes its mobile debut! Bugs? Squashed! ### 4.1 — 2024-07-13 New Property page! Now you can enroll multiple properties to keep all of them on track in a single view! Mortgages can now link to different properties to calculate the equity and help you track your total net worth. Fixed TONS of bugs! ### 4.0 — 2024-05-16 Exciting App Update! - Fresh & clean login page - Lightning-fast biometric login - Secure password manager for your account - Document feature is back! Keep important docs safe - Lender Connect returns for a head start on applications - Bugs? Gone! Enjoy a smoother experience Update now and explore the new features! ## Apps similar to Dream2Own | App | Rating | Price | Category | | --- | --- | --- | --- | | [Griffin Gold](https://appshunter.io/ios/app/griffin-gold/id6460034387) | 5.0 (1) | Free | Finance | | [ReadySetHome by BoxCar Mtg](https://appshunter.io/ios/app/readysethome-by-boxcar-mtg/id6479996017) | — | Free | Finance | | [Manifest With Us](https://appshunter.io/ios/app/manifest-with-us/id6468667833) | — | Free | Finance | | [Lock & Key](https://appshunter.io/ios/app/lock-and-key/id1666394239) | — | Free | Finance | | [KinLocker](https://appshunter.io/ios/app/kinlocker/id1627398239) | 4.0 (4) | Free | Finance | | [Vida by HomeScout](https://appshunter.io/ios/app/vida-by-homescout/id1635630986) | 5.0 (1) | Free | Finance | ## More apps by Vystar Credit Union - [VyStar Card Control](https://appshunter.io/ios/app/vystar-card-control/id1321651510) - [VyStar Mobile](https://appshunter.io/ios/app/vystar-mobile/id1580123340) - [VyStar+ Benefits Center](https://appshunter.io/ios/app/vystar-plus-benefits-center/id6639841186) All apps by Vystar Credit Union: https://appshunter.io/developer/401713641 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-19.*