# DSK Mobile — Your bank Here and Now

> Digital banking app for managing accounts, payments, transfers, and loans. (iPhone/iPad app by DSK Bank PLC.)

- Source: https://appshunter.io/ios/app/dsk-mobile/id6468069532 (this page in markdown: same URL + `.md`)
- Developer: [DSK Bank PLC](https://appshunter.io/developer/453451816)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 458 App Store ratings · 89 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 337 MB
- Languages: American English, Bulgarian
- Released: 2023-12-14
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/dsk-mobile/id6468069532/reviews.md

## What is DSK Mobile?

DSK Mobile
Банкирай тук и сега.
Управлението на финанси вече е лесно, бързо и изцяло дигитално. Забрави опашките и безкрайното попълване на документи – всичко, от което имаш нужда, е тук.
Разполагай с парите си навсякъде и по всяко време с DSK Mobile. Стани клиент за 5 минути онлайн, без да посещаваш офис.
Имаш пълен контрол: 
-	Следи всички сметки и трансакции на едно място
-	Заделяй с лекота с безплатна спестовна компонента 
Твоите карти, твоите правила:
-	Одобрявай онлайн плащания с един клик
-	Виж детайли на картата и копирай номера за секунди
-	Добави карта към дигитален портфейл, още преди да пристигне
-	Активирай нова или преиздадена карта в приложението
-	Блокирай веднага, ако картата е загубена или открадната
-	Настрой твоите 24-часови лимити за по-добър контрол
Плащай, както ти харесва:
-	Потвърждение на преводи с биометрия или PIN
-	Blink P2P преводи: за секунди само по мобилен номер
-	IBAN преводи: бързо, лесно и сигурно 
-	Валутни преводи: за да не пропускаш възможности
-	Преводи между собствени сметки: с преференциален валутен курс 
Винаги ти излизат сметките:
-	Следи и плащай битови си сметки с един клик
-	Плащай онлайн и твоите данъци 
-	Въведи клиентски номер, за да добавиш сметка
-	Твоите месечни задължения ще излизат в приложението
Когато имаш нужда, решението е бързо:
-	Заяви потребителски кредит с одобрение до 5 минути
-	Виж максималната сума, избери колко и как да използваш
-	Опростен процес, дигитален подпис, без физически документи
-	Парите пристигат директно по сметката ти
Мобилното банкиране, което заслужаваш.

DSK Mobile
Bank here and now 
We’ve made managing your finances simple, quick, and totally digital. No more waiting in lines or filling out endless paperwork – everything you need is right here.
Take control of your money, anywhere, anytime with DSK Mobile. Become a client without visiting an office – just follow the 5-minute digital onboarding process!
Keep track where your money goes
-	See all your accounts and transactions in one place
-	Enjoy a free savings feature that works for you
Tap, set, go – your cards, your rules
-	Approve online payments with a single tap
-	View your card details and copy the number in seconds
-	Add a card to your digital wallet, even before it arrives
-	Activate your new or replacement card in the app 
-	Instantly block your card, if it’s lost or stolen
-	Set your daily spending limits for better control
Pay your way, instantly
-	Easier transfer verification with biometrics or PIN 
-	Blink P2P: send money in seconds, only mobile number required
-	IBAN transfers: fast, secure, and simple
-	Currency transfers: because flexibility matters
-	Preferential currency exchange rate between own accounts.
Simplify Your Bills, all-in-one 
-	Add all your utility bills using your customer number
-	Track and pay everything in the app with a single tap
-	Make budget payments quickly and easily
Get the cash you need, fast
-	Apply for a personal loan with approval in 5 minutes
-	See the maximum amount and decide how to use it
-	Seamless experience, digital signature and no paperwork 
-	Funds transfer directly to your account
Mobile banking, the way it should be.

## Key features

- Digital onboarding
- Account and transaction tracking
- Card management and activation
- Instant card blocking
- Biometric payment verification
- P2P and IBAN transfers
- Bill payment and tracking
- Personal loan applications

## What do users think of DSK Mobile?

Overall sentiment: negative

**Pros**

- 👍 Intuitive and easy-to-use interface
- 🎨 Modern and visually appealing design
- 💳 Direct bill payment functionality
- 🔐 Enhanced security with biometric authentication
- 📱 Sleek visual appearance
- ✅ Improved user experience compared to some aspects of old app

**Cons**

- 🐛 Frequent crashes and freezing issues
- ⏱️ Slow login and loading times
- 🔌 Poor server connectivity, especially abroad
- 📵 Does not work with mobile data for some users
- 🚫 Single device activation limitation
- 🌍 No support for foreign phone numbers and non-Bulgarian citizens
- ⚠️ Excessive advertising taking up screen space
- 🔄 Requires repeated authentication on each login
- 📊 Missing transaction filtering and history features
- 🎯 Reduced functionality compared to DSK Smart
- 🔐 Mandatory selfie/photo verification concerns
- ⚡ Unreliable face recognition implementation
- 🚨 Accessibility issues for disabled users

**Commonly reported bugs**

- Password creation screen freezes during registration
- SMS verification codes not received or arrive too late
- Registration fails with generic error messages
- App crashes after successful login
- Face recognition only works once then requires full re-authentication
- Server connection errors, especially outside Bulgaria
- Does not work with mobile data connection
- Frequent logout requiring re-verification
- EGN validation errors for valid users
- iOS app freezes at password selection stage
- Documents loading fails during sign-up
- Invalid SMS codes with short lifecycle
- App crashes when accessing certain functions
- Notifications not working despite being enabled
- Cash back points disappearing after updates
- Account access unavailable during specific hours (22:00-06:00)

**Most requested features**

- Payment templates for recurring transfers
- Transaction filtering by date, type, and period
- Home screen widget for quick balance view
- Ability to view multiple accounts simultaneously
- Transaction history with authorization date option
- Merchant information and category details
- Balance display at time of each transaction
- Multi-device login capability
- Customizable home screen
- Support for foreign ID numbers (ЛНЧ)
- Saved contacts and templates from old app
- Quick access to bills payment tab
- VPN compatibility for login
- Privacy feature to hide numbers in public
- Extended transfer reason details visibility
- Automatic FaceID loading on login screen
- Better home screen optimization for account visibility

## Recent user reviews (10 of 89)

All indexed reviews: https://appshunter.io/ios/app/dsk-mobile/id6468069532/reviews.md

### 1/5 — Профила, кога?

*2026-08-11, version 5.3*

Не мога да си използвам акаунта, който е новосъздаден, защото не ми се активира избора на профил, съответно няма и възможност да я поълня!

### 1/5 — App not working

*2026-07-28, version 5.2.1*

For the past few days, i cannot access my mobile banking. The app is stuck on loading my screen, yesterday i waited approximately 3-5min for it to load and open, but today it just says “error” at some point and just doesn’t work.

### 5/5 — Excellent

*2026-07-25, version 5.2.1*

I had a rough beginning with this App but now I am a happy customer. It gives me full control to change my card's limits in a flash with immediate adjustments! I believe this App is very reliable and well developed!

### 1/5 — Супер ненадеждно

*2026-07-14, version 5.2*

Работи когато е на кеф и яко такси - револют за бизнес и да ви затварят всичките

### 5/5 — Доволен съм

*2026-07-03, version 5.1.1*

Ползвам ОББ от 7 години и ДСК от 2 години. Еми, ДСК са по-добри, според мене. Какво да ви кажа? Много съм доволен от тях!

### 3/5 — Average

*2026-05-28, version 5.0.1*

You want to transfer funds - when you start typing the amount, the screen moves and you no longer see the amount you are typing. Do they test the apps before launching them? Seems like a very basic thing you must get right for a banking app.

### 5/5 — Update to my previous review

*2026-05-26*

The App works excellent now!  I have NO complaints. Thanks to the developers!

**Developer response:** We're so sorry for the troubles. If you need any further support, you can always chat with us on our website - there one of our consultants can help you with your issues.

### 1/5 — Force update broken

*2026-05-12, version 4.12*

Force update flow is broken - it requires an update but in the App Store I’m on there is no new update.

### 1/5 — Unreliable

*2026-04-07*

Very unreliable app!  On every login it asks for ID face scan and takes minutes for approval. I have activated face recognition but this app use it only once and afterwards every login starts from the beginning. The worst bank app ever!

**Developer response:** We're so sorry for the troubles. If you need any further support, you can always chat with us on our website - there one of our consultants can help you with your issues.

### 1/5 — Unreliable

*2026-02-10*

Very unreliable app! I hope they keep the other one longer!  I've been waiting for 3 days for reply why it doesn't work! Very bad app support!

**Developer response:** We're so sorry for the troubles. If you need any further support, you can always chat with us on our website - there one of our consultants can help you with your issues.

## Frequently asked questions about DSK Mobile

### What does DSK Mobile do?

DSK Mobile is a digital banking application that allows users to manage their finances entirely online. It provides features for tracking accounts and transactions, managing debit and credit cards, making various types of transfers, paying bills, and applying for personal loans.

### What are the key features of DSK Mobile?

Key features include a quick digital onboarding process, the ability to view all accounts and transactions in one place, comprehensive card management (activation, blocking, adding to digital wallets, setting limits), instant P2P and IBAN transfers, bill payment, and fast personal loan applications with digital signatures.

### Is DSK Mobile free to use?

The application itself is free to download and use. While the description mentions a 'free savings feature' and 'preferential currency exchange rate', it also indicates the presence of ads, suggesting a 'free with in-app purchases' or 'ad-supported' monetization model. Specific costs for services like loans or premium features are not detailed.

### Who is DSK Mobile for?

This app is designed for individuals who prefer managing their banking and financial activities digitally. It's ideal for those who want to avoid physical bank visits, manage their money on the go, and utilize features like instant payments, transfers, and quick loan applications.

### How can I pay bills with DSK Mobile?

You can simplify your bill payments by adding all your utility bills using your customer number within the app. Once added, you can track and pay these bills with a single tap, making it a convenient all-in-one solution for managing your monthly obligations.

## Version history (last 5 releases)

### 5.3 — 2026-08-11

Какво ново
Касички – спестявай по-лесно, като създаваш Касички за твоите цели
Повече информация за трансакциите – виж часа на трансакцията, името на търговеца и категорията на разхода
Център за известия – следи известията си с новия Център за известия 
Адрес за доставка на карта – провери къде ще бъде доставена твоята нова карта
Младежи и чужденци – вече могат да използват DSK Mobile след регистрация с помощта на служител в офис
Подобрения – приложението работи по-гладко и по-стабилно

What’s New
Pockets – save smarter by creating Pockets with your own saving goals and target dates
Transaction enrichment – see transaction time, merchant name and spending category
Notification Center – stay updated with the new Notification center 
Card delivery address – view the delivery address for your card
Teens and Foreigners – can now use DSK Mobile after enrolling with assistance at a branch
Bug fixes – improved app stability and performance

### 5.2.1 — 2026-07-22

Какво ново
• Надгради план – надгради своя план За Младежи или За Пенсия директно в DSK Mobile
• Подобрения – приложението работи по-гладко и по-стабилно

What’s New
• Рlan upgrade – upgrade your Youth plan or plan For Pension directly in DSK Mobile
• Bug fixes – improved app stability and performance+

### 5.2 — 2026-07-07

Какво ново
• Надгради план – надгради своя план За Младежи или За Пенсия директно в DSK Mobile
• Подобрения – приложението работи по-гладко и по-стабилно

What’s New
• Рlan upgrade – upgrade your Youth plan or plan For Pension directly in DSK Mobile
• Bug fixes – improved app stability and performance+

### 5.1.1 — 2026-06-15

Преиздаване на дебитна карта – преиздай лесно дебитната си карта директно в приложението
Рожден ден на DSK Mobile - открий скритите торти в приложението и се включи в игра с награди
Подобрения - приложението работи по-гладко и стабилно

Reissue debit card - easily reissue your existing debit card directly in the app
DSK Mobile birthday challenge - find the hidden cakes in the app and join the celebration
Bug fixes - improved app stability and performance

### 5.1 — 2026-06-11

Преиздаване на дебитна карта – преиздай лесно дебитната си карта директно в приложението
Рожден ден на DSK Mobile - открий скритите торти в приложението и се включи в игра с награди
Подобрения - приложението работи по-гладко и стабилно

Reissue debit card - easily reissue your existing debit card directly in the app
DSK Mobile birthday challenge - find the hidden cakes in the app and join the celebration
Bug fixes - improved app stability and performance

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## More apps by DSK Bank PLC

- [DSK Smart](https://appshunter.io/ios/app/dsk-smart/id602584058)
- [DSK Business](https://appshunter.io/ios/app/dsk-business/id950692615)
- [DSK Q](https://appshunter.io/ios/app/dsk-q/id1071246128)
- [DSK MC@Sign](https://appshunter.io/ios/app/dsk-mcsign/id1253828033)
- [DSK mToken](https://appshunter.io/ios/app/dsk-mtoken/id1436602753)
- [DSK MC@Token](https://appshunter.io/ios/app/dsk-mctoken/id1552899947)

All apps by DSK Bank PLC: https://appshunter.io/developer/453451816

## Related topics

[dsk bank plc](https://appshunter.io/ios/topics/dsk-bank-plc) · [dsk bank](https://appshunter.io/ios/topics/dsk-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
