# DSK Smart

> Mobile banking app for managing accounts, payments, and credit applications. (iPhone/iPad app by DSK Bank PLC.)

- Source: https://appshunter.io/ios/app/dsk-smart/id602584058 (this page in markdown: same URL + `.md`)
- Developer: [DSK Bank PLC](https://appshunter.io/developer/453451816)
- Category: Finance
- Price: Free
- Rating: 4.39/5 from 147 App Store ratings · 113 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 64 MB
- Languages: Bulgarian, English
- Released: 2013-03-25
- Data updated: 2026-07-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/dsk-smart/id602584058/reviews.md

## What is DSK Smart?

С приложението за мобилно банкиране на Банка ДСК за iPhone и iPad, дори когато сте в движение, можете удобно и лесно да използвате услугите на Банката:
да получите достъп до информация за Вашите средства и движения по сметките Ви;
да превеждате между собствените си сметки;
да плащате битови сметки;
да правите преводи към трети лица
да кандидатстване за кредитни продукти - кредитна карта, потребителски кредит или овърдрафт;
да прехвърляте средства от и към спестовната компонента и виртуалната карта;
да променяте лимити и блокирате временно дебитни и кредитни карти, в случай на необходимост;
имате удобен достъп до каналите за контакт с Банката - през формата за обратна връзка, по имейл и телефон;
да намирате лесно най-близките до Вас банкови офиси и банкомати;
да резервирате час за консултация в удобен за Вас офис;
да получите актуална информация за обменните курсове и да използвате вградения валутен калкулатор.

With DSK Bank mobile banking app for iPhone and iPad, even while on the go, you can conveniently and easily use the services of the Bank:
access information about your funds and transactions;
transfer funds between your own accounts;
pay utility bills;
make transfers to third parties
apply for credit products - credit card, consumer loan or overdraft;
transfer funds to and from savings component and  virtual card;
change limits and temporarily block debit or credit cards, if necessary;
have convenient access to the Bank's contact channels – feedback form, email and phone;
easily find the nearest banking offices and ATMs;
book a meeting for consultation at convenient for you office;
Get up-to-date exchange rates information and use currency calculator.

## Key features

- Account information and transaction history
- Fund transfers between accounts
- Utility bill payments
- Third-party transfers
- Credit product applications
- Card limit management and blocking
- Branch and ATM locator

## Recent user reviews (10 of 113)

All indexed reviews: https://appshunter.io/ios/app/dsk-smart/id602584058/reviews.md

### 1/5 — Horrible app

*2026-03-24, version 5.0.1*

Horrible app, It is slow and complicated! They don’t even support Face ID yet for payments and we have to get payments in Bulgarian, although I don’t speak Bulgarian!

### 5/5 — Keep longer

*2026-02-09, version 5.0.1*

Please keep this app active longer. The other app is very unreliable.  With this app I have never had a problem - well developed product!

### 5/5 — Excellent app better than HSBC

*2026-02-04, version 5.0.1*

App is very useful

### 4/5 — Добре е

*2026-01-12, version 4.16*

Много по-добро от новото. Единствено липсват баджове и нотификации като имаш битова сметка за плащане

### 1/5 — Update for euros

*2026-01-02, version 4.16*

DSK is the only bank that is still down for a second day. While other banks updated their apps on the 1st l, we are still waiting for an update! Awful experience

### 1/5 — Тотален хаос

*2025-12-29, version 4.16*

Вече 3 пъти плащане не минава и апликацията спира да работи за час и отгоре. Наличност има, системата им не работи. От кол центъра казват “използвайте банката след 2 часа”. Нищо че половин час пътувах до магазина и очаквам банката да е банка. Всеки път като вляза в това излиза грешка, излиза грешка и спам. Всеки път. Тоталния минимум за работеща апликация. Сега не мога да пратя преводи без да им прескачам обръчите, понеже минах на новия скин.

### 5/5 — User friendly

*2025-12-01, version 4.15.1*

This app DSK Smart is way better than DSK mobile. It’s simple, which makes it user friendly. The most important thing is that this application reflects immediately every change and user activity!

### 1/5 — Траш

*2025-12-01, version 4.15.1*

Приложението е Даун за н ти път, много трудно да ролл аутнеш един ъпдейт

### 3/5 — Does not show transaction dates properly

*2025-11-28, version 4.15.1*

Upon using my card the transaction is registered for the given day, but for some reason the app then shows the transaction with a date a day or two later from when the actual transaction was…..Quite frustrating if you are trying to track your spending

### 2/5 — Constantly breaks

*2025-11-14, version 4.15.1*

Getting all kinds of errors, unable to access my account multiple days in a row.
Two stars because it works most days. Yeah it’s that pathetic.

## Frequently asked questions about DSK Smart

### What can I do with the DSK Smart app?

The app allows you to access information about your funds and transactions, transfer money between your accounts, pay utility bills, and make transfers to third parties. You can also apply for credit products like credit cards or consumer loans, manage your card limits, and block cards if needed.

### Is the DSK Smart app free to use?

Yes, the application is free to download and use. While the app itself is free, standard banking transaction fees may still apply depending on your account and the services you utilize.

### What devices are compatible with the DSK Smart app?

The app is designed for iPhone and iPad devices. You can conveniently manage your banking services from these Apple mobile devices.

### How can I find the nearest DSK Bank office or ATM?

The app features a convenient locator that allows you to easily find the nearest banking offices and ATMs. This helps you access physical banking services when needed.

### Can I book an appointment through the app?

Yes, you can book an appointment for a consultation at a DSK Bank office that is convenient for you directly through the app. This streamlines the process of seeking in-person banking assistance.

## Version history (last 5 releases)

### 5.1 — 2026-04-22

- Подобрения и отстраняване на бъгове;

- Improvements and bug fixes.

### 5.0.1 — 2026-01-23

- Подобрения и отстраняване на бъгове; 



- Improvements and bug fixes;

### 4.16 — 2025-12-24

-	Подобрения и промени, свързани с приемане на евро като основна валута в България


-	Improvements and changes related to the adoption of the euro as the main currency in Bulgaria

### 4.15.1 — 2025-09-29

- Нов промоционален период за нареждане на преводи по мобилен номер без такса до 31.12.2025;
- Други подобрения и отстраняване на бъгове;
 
- New promotional period for ordering transfers by mobile number without charge until 31.12.2025;
- Other improvements and bug fixes;

### 4.15 — 2025-09-09

-  Отстранени са докладвани проблеми в приложението;


- Fixed known issues.

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| [Ibank Mobile (iBank)](https://appshunter.io/ios/app/ibank-mobile-ibank/id1570808383) | — | Free | Finance |
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## More apps by DSK Bank PLC

- [DSK Business](https://appshunter.io/ios/app/dsk-business/id950692615)
- [DSK Q](https://appshunter.io/ios/app/dsk-q/id1071246128)
- [DSK MC@Sign](https://appshunter.io/ios/app/dsk-mcsign/id1253828033)
- [DSK mToken](https://appshunter.io/ios/app/dsk-mtoken/id1436602753)
- [DSK MC@Token](https://appshunter.io/ios/app/dsk-mctoken/id1552899947)

All apps by DSK Bank PLC: https://appshunter.io/developer/453451816

## Related topics

[dsk bank plc](https://appshunter.io/ios/topics/dsk-bank-plc) · [dsk mtoken](https://appshunter.io/ios/topics/dsk-mtoken) · [dsk bank](https://appshunter.io/ios/topics/dsk-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*