# Ducat: Expense Tracker — See where your money goes

> See where your money goes (iPhone/iPad app by Rahul Chowdhury.)

- Source: https://appshunter.io/ios/app/ducat-expense-tracker/id6757324047 (this page in markdown: same URL + `.md`)
- Developer: [Rahul Chowdhury](https://appshunter.io/developer/1866110132)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.1 · 25 MB
- Languages: American English
- Released: 2026-07-06
- Data updated: 2026-09-06
- User reviews in markdown: https://appshunter.io/ios/app/ducat-expense-tracker/id6757324047/reviews.md

## What is Ducat?

Ever wondered where your money goes? How did you spend it all? You're not alone, and this is where Ducat can help.

Ducat helps you track every expense and subscription with effortless AI-powered natural language input and visualise where you spend your money every week, month and year, so that you can build better spending habits.

Unlike autopilot expense trackers that sweep spending under the rug, Ducat makes tracking intentional, putting your habits right in front of you so you can actually change them.

As you track, you'll see where you spend the most, what's bleeding your wallet dry and get timely alerts for subscription renewals and trial endings, putting you in charge of your money.

KEY FEATURES (Requires paid subscription)

• AI-assisted transaction input: Say or type "spent 24.85 on lunch at mcd", and it's done. AI automatically formats and categorises your spend.
• Subscription clarity: See all subscriptions in one place and how much you're spending on subscriptions every month and year. Know what's due tomorrow, this week, next month, and what's actually worth keeping. 
• Insights that are practical and actionable: Which 3 purchases made up 37% of your spending? Your biggest spending days? How much did you spend every day in the last week? Ducat shows you everything you need to build good spending habits through clear, actionable insights.
• Daily nudges to help you stay on track: Receive a gentle nudge every day at your preferred time to help you remember to track spending for the day.
• Your data syncs securely: Ducat syncs your transactions and subscription data to the cloud frequently. AI processes your transaction requests anonymously.

BUILT FOR SPEED & DELIGHT

Native iOS through and through. Use search filters to find specific transactions instantly. On-device speech recognition. Crafted with modern liquid glass aesthetics.

FREE TRIAL & PRICING

Ducat requires an active subscription to use. Subscriptions are billed via App Store through in-app purchases.

Explore the app with an all-access 14-day free trial, then choose a billing plan (Monthly or Yearly) to continue using the app.

Subscription auto-renews until cancelled. You can cancel your subscription and subsequent auto-renewal via the App Store.

HOW TO GET STARTED

• Download Ducat
• Sign up for an account
• Add your first expense by voice or text in seconds
• Watch the insights appear as you track

Have questions? Reach out at help@ducat.money.

Privacy Policy: https://ducat.money/privacy/
Terms of Service: https://ducat.money/terms/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Ducat – Monthly Plan | $3.49 | per month |
| Ducat – Yearly Plan | $29.99 | per year |



## Version history (last 5 releases)

### 1.2.1 — 2026-08-24

New:
• Change the app's appearance using the Appearance option in the app settings
• Included more subscription vendors in the Choose Subscriptions list

Improvements:
• Better transaction prompt handling
• Minor UI improvements

### 1.2.0 — 2026-08-17

New:
• Daily Spend Heatmap: Open the daily spend calendar from Reports to see each day's amount represented by a coloured pill, giving you a quick idea of when you spent the most money
• Daily Spending Breakdown: Tap on a cell in the daily spend calendar to see the transactions for that day

Improvements:
• Minor UI improvements

### 1.1.0 — 2026-08-03

New:
- Control buttons for Control Centre and Lock screen: You can now add control action widgets to your Control Centre or lock screen for one-tap access to the log transaction screen.
- Tap to copy total amount from report breakdown screens

Fixes:
- Resolves an issue where creating custom subscriptions without icons would fail to save
- Fixes UI issues and other minor bugs

### 1.0.3 — 2026-08-01

New:
- Fine-tune how Ducat understands and logs your transactions by adding custom instructions under Settings → Custom instructions

Fixes:
- Minor bug fix to handle sync failure due to authentication issues

### 1.0.2 — 2026-07-19

New:
- Adds 14 more subscription providers to choose from while tracking your subscriptions

Fixes:
- Minor bug fixes and improvements for a reliable experience

## Related topics

[munshiji daily expense tracker](https://appshunter.io/ios/topics/munshiji-daily-expense-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*
