# Dynamic Loan Calculator — Graphically presents scenarios > Loan scenario calculator with interactive charts and amortization tables. (iPhone/iPad app by James Ko.) - Source: https://appshunter.io/ios/app/dynamic-loan-calculator/id1484030098 (this page in markdown: same URL + `.md`) - Developer: [James Ko](https://appshunter.io/developer/1478936258) - Category: Finance - Price: Free - Rating: 4.93/5 from 28 App Store ratings · 8 written reviews indexed - Age rating: 4+ - Requires: iOS 12.4 · 3 MB - Languages: English - Released: 2019-10-29 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/dynamic-loan-calculator/id1484030098/reviews.md ## What is Dynamic Loan Calculator? Just enter your amount, term, and rate then use sliders to simultaneously create hundreds of scenarios in charts, grafts and tabular lists for your analysis. Key Features: 1) Automatically calculate the payment differences based on interest increment of 0.1 to 1%. 2) Moving timeline chart provides you the effect of timing of your extra payments. 3) Color marked on rows where you put extra payments on. 4) Send email to yourself total results including a colorful amortization table. 5) Currency based on the region. 6) Graphical payment representation gives you a full spectrum view on your loan life cycle. 7) Never too late! Optimize your payoff strategies and save money. ## Key features - Interactive scenario creation with sliders - Automatic payment difference calculation - Moving timeline chart for extra payments - Color-coded extra payment rows - Emailable amortization tables - Graphical loan life cycle representation - Payoff strategy optimization ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/dynamic-loan-calculator/id1484030098/reviews.md ### 5/5 — Awesome and easy app for mortgage *2023-08-22, version 1.03* This is a great and very easy to use app to calculate anything you can think of related to mortgage loans. Very intuitive and self-explanatory! Highly recommend. ### 4/5 — Superb! *2022-02-22* Five stars if it had a landscape option; but this is an exceptional little app. Thanks. ### 5/5 — Useful! *2021-04-20, version 1.03* This turned out to be a handy app as we were evaluating a home purchase and taking on a mortgage. ### 4/5 — Love it *2020-11-08, version 1.0* Very nice and easy to use app. The only issue is you can’t email or share the amortization schedule and only the payment schedule. ### 5/5 — Awesome *2019-12-17, version 1.0* This app is just what I was looking for. Nothing complicated just straight-forward and simple. Very user friendly. ### 5/5 — Easy to use *2019-12-08, version 1.0* Easy to use and result is in good visual! ### 5/5 — Great Way to Visualize Borrowing Costs *2019-12-01, version 1.0* The charts and graphs in Dynamic Loan Calculator make it easy to analyze different payoff strategies and to see how small changes in the interest rate can affect the total cost of a loan. This app has some nice additional features like support for different types of extra payments and the ability to email calculations. Anyone wanting an easy to use calculator to compare loan offers or determine the most effective way of paying down debt should try this app. ### 5/5 — Easy to use, can save you money *2019-11-05, version 1.0* This app allows me to quickly compare the numbers of different lenders and I can see the impact of different interest rates over time. The UI isn’t fancy but it calculates the numbers in real time. Kind of fun to use if you are a data nerd. ## Frequently asked questions about Dynamic Loan Calculator ### How does Dynamic Loan Calculator help users save money? Dynamic Loan Calculator allows users to optimize payoff strategies by visualizing the impact of extra payments and interest rate changes. This helps users identify the most efficient ways to reduce their loan term and minimize interest paid over the life of the loan. ### What kind of loan scenarios can I create with Dynamic Loan Calculator? You can create hundreds of loan scenarios by adjusting the loan amount, term, and interest rate. The app also allows for detailed analysis of extra payments and their effect on the loan timeline. ### Can I share my loan calculations from Dynamic Loan Calculator? Yes, Dynamic Loan Calculator allows you to send a complete summary of your loan results, including a colorful amortization table, directly to yourself via email for easy sharing and record-keeping. ### What devices is Dynamic Loan Calculator available on? Dynamic Loan Calculator is available on iPhone and iPod devices. It was last updated on December 1, 2020, with version 1.03. ### Is Dynamic Loan Calculator free to use? Yes, Dynamic Loan Calculator is completely free to use. There are no in-app purchases or advertisements, offering a seamless financial analysis experience. ### How often is Dynamic Loan Calculator updated? The app was last updated on December 1, 2020, with version 1.03. While there haven't been recent updates, the current version is stable and functional for its intended purpose. ### What is the age rating for Dynamic Loan Calculator? Dynamic Loan Calculator has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content. ### Does Dynamic Loan Calculator support different currencies? Yes, Dynamic Loan Calculator automatically adjusts the currency based on your region, ensuring accurate calculations for your specific financial context. ## Version history (last 2 releases) ### 1.03 — 2020-12-01 1. Improve interest rate increment payment schedule presentation 2. Add two lines (Interest paid and Principal paid) to the TimeLine chart 3. Change to the full amortization schedule in the Email Results content 4. Add 'Demo Video' and 'Rate Us' to the menu items ### 1.0 — 2019-10-29 No release notes. ## Apps similar to Dynamic Loan Calculator | App | Rating | Price | Category | | --- | --- | --- | --- | | [Loan Calculator‰](https://appshunter.io/ios/app/loan-calculator/id558688927) | 4.9 (95,650) | Free | Finance | | [Mortgage Calculator- Home Loan](https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575) | 4.6 (412) | Free | Finance | | [Car Loan Calculator,Auto Lease](https://appshunter.io/ios/app/car-loan-calculatorauto-lease/id1155867843) | 4.8 (1,319) | Free | Finance | | [Loan Calculator - Payment Calc](https://appshunter.io/ios/app/loan-calculator-payment-calc/id1531071094) | 4.7 (963) | Free | Finance | | [Amortization Loan Calculator +](https://appshunter.io/ios/app/amortization-loan-calculator-plus/id1522711172) | 4.7 (102) | Free | Finance | | [Refinance-Home Loan Calculator](https://appshunter.io/ios/app/refinance-home-loan-calculator/id1155084232) | 4.8 (52) | Free | Finance | ## More apps by James Ko - [Dynamic Refi Calculator](https://appshunter.io/ios/app/dynamic-refi-calculator/id1552813024) All apps by James Ko: https://appshunter.io/developer/1478936258 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*