# e& money UAE — Smarter. Easier. For Everyone.

> UAE digital wallet for payments, transfers, bill pay, and a rewarding prepaid card. (iPhone/iPad app by Emirates Telecommunications Corporation.)

- Source: https://appshunter.io/ios/app/e-and-money-uae/id1467882287 (this page in markdown: same URL + `.md`)
- Developer: [Emirates Telecommunications Corporation](https://appshunter.io/developer/487285094)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 2,934 App Store ratings · 105 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 222 MB
- Languages: American English, Arabic, Bangla, Filipino, Hindi, Malayalam, Russian, Tamil, Urdu
- Released: 2019-06-19
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/e-and-money-uae/id1467882287/reviews.md

## What is e& money UAE?

Introducing e& money - Your Ultimate Financial Super App!

 

Experience the power of e& money, a fully-owned e& brand and the first digital wallet licensed by the Central Bank of UAE. As the fintech arm of e& life, e& money is set to revolutionize your financial journey with our cutting-edge financial super app marketplace. Look no further, for you've found the best finance application.

 

Our mission is to empower UAE citizens and residents with seamless payment solutions that are quick and hassle-free. With just your Emirates ID and mobile number, you gain access to a wide array of financial services within a single application. From a rewarding prepaid card, international and local money transfers to merchant payments, bill settlements, gifting, and beyond, e& money has you covered!

 

Join us today with a simple registration process:

 

1. Enter your mobile number

2. Upload your Emirates ID

3. Take a selfie

4. Provide your email ID

5. Set your PIN - and you're all set!

 

Discover the boundless possibilities with e& money:

 

1. e& money account:

   - Experience a fee-free wallet with no charges

   - Instantly obtain your e& money card

   - No minimum balance requirement

 

2. Rewarding e& money card:

   -  Get your digital and physical e& money card

  -   Earn 1% cash rewards on every card transaction

   - Seamlessly add to Apple Pay, Google and Samsung Wallet

 

3. Conveniently Add Money:

   - Link your UAE issued debit card, bank account, or use Apple Pay

   - Load money instantly from the comfort of your home

 

4. International Money Transfers:

   - Securely transfer money to over 200 countries

   - Choose from various options like bank transfers, cash pick-up, and wallet transfer

 

5. Local Money Transfers:

   - Effortlessly send money to your friends with just their mobile number
   - Forget the hassle of withdrawing money every time you need to pay your domestic help. Just enter their mobile number and transfer is done instantly

   - Send money directly to bank account

 

6. Bill Payments and Top Ups:

   - Pay your bills with a single tap (phone, electricity, etc.)

   - Easily top up Salik, Nol cards, and more

 

7. Thoughtful Gifting:

   - Send love to your loved ones with our gifting feature

   - Select from a range of gift cards and cash gift options

 

At e& money, we're dedicated to covering all your payment needs and more. Your feedback and ideas matter to us; please feel free to reach us at 800-392-5538.

## Key features

- Fee-free digital wallet
- Rewarding prepaid card with 1% cash back
- International and local money transfers
- Bill payments and top-ups
- Gifting options
- Add money via debit card, bank account, or Apple Pay

## What do users think of e& money UAE?

Overall sentiment: negative

**Pros**

- 🚀 Fast money transfer
- 💡 Efficient and versatile service
- 👍 Easy to use and intuitive app

**Cons**

- 🐛 Unreliable service and delayed refunds
- ⏱️ Slow processing times
- 🤖 Poor customer service and lack of responsiveness
- 🔒 Security and registration issues

**Commonly reported bugs**

- Registration process issues, including problems with Emirates ID scanning
- Delayed or failed money transfers
- Inconsistent app performance and crashes

**Most requested features**

- Reduce processing time for refunds and transfers
- Improve customer service and responsiveness
- Enhance security and registration process
- Support for more payment methods and currencies

## Recent user reviews (10 of 105)

All indexed reviews: https://appshunter.io/ios/app/e-and-money-uae/id1467882287/reviews.md

### 3/5 — Terrible app

*2026-08-12*

At first is was going good. Now I’m trying to open the app, it’s not more opening. 

And I have a deal with tabby. How will I pu them cuz the have my ewall Apple Pay card. But the e money app isn’t opening again. 

I’m frustrated now 😭😤

### 5/5 — Thank you

*2026-07-20*

Easy and safe

### 1/5 — 10 dhs transfer 5dhs eff

*2026-07-14, version 6.6*

Laying money

### 5/5 — Reliable

*2026-07-07*

Got exchange rate and fast

### 5/5 — Perfect

*2026-07-01, version 6.5*

More than perfect

### 1/5 — NG-Takes a fee for everything

*2026-06-05*

Not good, takes a fee even transfer is not completed, and a fee to return the money to your account. Transfers are not completed even app sends a sms indicating so

### 5/5 — Gold

*2026-04-19*

Good luck etisalat

### 4/5 — Choose e& money first

*2026-04-08, version 6.3*

Fast and reliable money transfers 🫶🙏🙏

### 5/5 — Best, Fast and Easy!!

*2026-04-03*

I recently used e& money UAE to transfer funds from my UAE account to my Indian account, and the experience has been excellent. Transfers are almost instant, which makes it very convenient as I wanted to transfer money quickly due to the some emergency. The exchange rates offered are quite competitive compared to other apps and exchange services I’ve ever tried previously, so I feel I’ve got the good value here. Overall, it’s a reliable and efficient option for international transfers. Thank you!

### 5/5 — Fast

*2026-04-02*

Fast and easy transfer

## Frequently asked questions about e& money UAE

### What is e& money UAE?

e& money UAE is a digital wallet and financial super app licensed by the Central Bank of UAE. It provides a seamless platform for various financial services including payments, money transfers, bill settlements, and a rewarding prepaid card.

### What are the key features of e& money UAE?

Key features include a fee-free digital wallet, a rewarding prepaid card with 1% cash back on transactions, international and local money transfers, bill payments, top-ups for services like Salik and Nol, and gifting options.

### How much does e& money UAE cost?

The e& money wallet itself is fee-free with no charges and no minimum balance requirement. While the app is free to use, there may be associated costs for specific transactions or services, such as international money transfers, which are detailed within the app.

### How do I register for e& money UAE?

Registration is simple and can be completed using your Emirates ID and mobile number. You will need to enter your mobile number, upload your Emirates ID, take a selfie, provide your email ID, and set a PIN.

### Can I add money to my e& money account?

Yes, you can conveniently add money to your e& money account by linking your UAE-issued debit card, bank account, or using Apple Pay. Money can be loaded instantly from the comfort of your home.

## Version history (last 5 releases)

### 6.8.1 — 2026-08-13

New features you'll love!

We’ve introduced exciting new features and enhancements to make managing your money even easier.

Update your app today to:

* Approve your online card transactions directly in the app
* Enjoy smoother onboarding experience
* Transfer money from your supplementary card more easily 
* Explore a refreshed Card Details screen with a cleaner, more intuitive design
* Automate your gold savings with recurring gold purchase orders (coming soon)

Update now and discover a smarter, smoother, and more secure e& money experience.

### 6.8 — 2026-08-12

New features you'll love!

We’ve introduced exciting new features and enhancements to make managing your money even easier.

Update your app today to:

* Approve your online card transactions directly in the app
* Enjoy smoother onboarding experience
* Transfer money from your supplementary card more easily 
* Explore a refreshed Card Details screen with a cleaner, more intuitive design
* Automate your gold savings with recurring gold purchase orders (coming soon)

Update now and discover a smarter, smoother, and more secure e& money experience.

### 6.6 — 2026-07-06

We’ve upgraded the app to deliver a smoother, faster, and more intuitive experience just for you.
Update the app today and enjoy the latest version.
#SmarterEasierForEveryone

### 6.5 — 2026-06-03

We’ve upgraded the app to deliver a smoother, faster, and more intuitive experience just for you.
Update the app today and enjoy the latest version.

### 6.4 — 2026-05-05

We’ve upgraded the app to deliver a smoother, faster, and more intuitive experience just for you.
Update the app today and enjoy the latest version.

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## More apps by Emirates Telecommunications Corporation

- [TV by e&](https://appshunter.io/ios/app/tv-by-e-and/id737458896)
- [e& UAE](https://appshunter.io/ios/app/e-and-uae/id866147547)
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All apps by Emirates Telecommunications Corporation: https://appshunter.io/developer/487285094

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*