# 工银e生活

> Personal banking lifestyle platform for dining, shopping, and financial services. (iPhone/iPad app by Industrial and Commercial Bank of China.)

- Source: https://appshunter.io/ios/app/e/id1044166783 (this page in markdown: same URL + `.md`)
- Developer: [Industrial and Commercial Bank of China](https://appshunter.io/developer/404569366)
- Category: Finance
- Price: Free
- Rating: 2.84/5 from 12,556 App Store ratings · 64 written reviews indexed
- Age rating: 17+
- Requires: iOS 11.0 · 307 MB
- Languages: Chinese (Simplified, China)
- Released: 2016-02-28
- Data updated: 2026-09-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/e/id1044166783/reviews.md

## What is 工银e生活?

工银e生活APP是中国工商银行个人客户生活服务平台。这里有您身边的美食、休闲、购物优惠、好物免息分期。这里有您需要的轻简金融服务，一键还款、明细查询、提升额度、查领权益。致力于服务您的身边生活，满足您的消费融资需求。这里汇集丰富的生活场景，让美好生活触手可及！

## Key features

- Local dining, leisure, and shopping deals
- Interest-free installment plans
- Points redemption for purchases
- One-click repayment
- Transaction history and credit limit management
- Access to banking rights and benefits

## Recent user reviews (10 of 64)

All indexed reviews: https://appshunter.io/ios/app/e/id1044166783/reviews.md

### 1/5 — 闪退没法用，烂

*2024-05-08*

闪退没法用，烂

### 1/5 — 闪退，完全打不开

*2024-04-19*

垃圾

### 1/5 — 不要脸

*2024-03-26*

促销100减30的页面，一袋大米卖139。促销100减50的页面，同一件商品卖159。这件商品在京东全价79。是你工行不做人还是以为用户不识数？臭不要脸的工行。

### 1/5 — 体验非常差

*2023-04-02*

不更新不能用

### 5/5 — 五折券确实比较优惠

*2022-12-20, version 5.0.4*

5.0改版后确实漂亮了很多，贵宾室优惠很多

### 1/5 — 以为别人给分低是故意黑，自己用了才理解

*2022-10-27, version 5.0.1*

开发者自己用吗？这App开发费超过10万块钱，就可以查一下贪腐了。

### 1/5 — 没什么可说的，垃圾软件

*2022-09-07, version 4.1.9*

开发者自己不用用自己的软件？👎

### 1/5 — 垃圾软件！强制更新！

*2022-09-07, version 4.1.9*

垃圾软件！强制更新！

### 1/5 — bug太多了！！

*2022-08-10, version 4.1.9*

我一般不随便评论但是作为工商银行财务管理的app，bug实在是太多了！！启用信用卡时各种报错，用户体验糟糕透顶，离谱！

### 1/5 — Forced update

*2022-07-11, version 4.1.8*

Forced update

## Frequently asked questions about 工银e生活

### What is 工银e生活?

工银e生活 is a lifestyle service platform provided by the Industrial and Commercial Bank of China for its personal banking customers. It aims to enhance users' daily lives by offering a variety of services and benefits.

### What kind of deals and services does the app offer?

The app provides access to local deals on food, leisure, and shopping. It also features financial services such as interest-free installment plans, using loyalty points as currency, one-click repayment, transaction history inquiries, and credit limit adjustments.

### Is 工银e生活 free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or paid features, and it does not appear to have in-app purchases or advertisements.

### Who is the target audience for this app?

The app is designed for personal banking customers of the Industrial and Commercial Bank of China. It caters to individuals who are looking for lifestyle discounts and convenient ways to manage their banking and finances.

### What are the main benefits of using 工银e生活?

The main benefits include discovering local discounts for dining, shopping, and leisure, enjoying flexible payment options like interest-free installments and using points, and easily managing financial tasks such as repayments and credit limit increases.

## Version history (last 5 releases)

### 7.3.8 — 2026-09-02

“刷卡金天天抽”福利升级，新增邀请有礼、连续签到玩法
“领券省心购”限时活动，百款品牌商品领券优惠，叠加免息分期权益
解锁更多体验！
“美好生活打卡路线”，至高得100元刷卡金
“爱旅行专区”，去海边、去草原、去沙漠、去度假，工行出行权益一站享
“主题乐园”，门票酒店随心订
畅享更多优惠！
“百城万店”，周周享至高100元刷卡金
“e生活见面礼”，注册享180元大礼包
“大牌好物限时优惠”，尊享免息分期权益
“美食到店”，领158元美团团购券包
“品质外卖”，领券下单享专属优惠

### 7.3.6 — 2026-07-31

发现生活的美好！
“外卖刮刮乐”，每天至高得38元外卖优惠券
“美好星期五”，每周五刷卡金等好礼领不停
“超商便利周周乐”，至高得30元立减优惠券
“加油券限时购”，加油低至9.5折
 
发现心情的美好！
“爱购8.8”，咖啡、茶饮、视听影音会员低至8.8元
“美食券天天领”，海量大牌餐厅每天领美食优惠券，至高得30元
“乐园刮刮乐”，至高得100元乐园优惠券
“电影刮刮乐”，至高得38元电影优惠券
 
发现惊喜的美好！
“积分专区”，每日积分超值兑换，7积分抽大奖  
“大牌好物限时优惠”，尊享免息分期权益
“任务中心”，每日签到领至高18元刷卡金，更多任务等您开启！

### 7.3.4 — 2026-07-07

发现生活的美好！

“外卖刮刮乐”，每天至高得38元外卖优惠券

“美好星期五”，每周五刷卡金等好礼领不停

“超商便利周周乐”，至高得30元立减优惠券

“加油券限时购”，加油低至9.5折

 

发现心情的美好！

“爱购8.8”，咖啡、茶饮、视听影音会员低至8.8元

“美食券天天领”，海量大牌餐厅每天领美食优惠券，至高得30元

“乐园刮刮乐”，至高得100元乐园优惠券

“电影刮刮乐”，至高得38元电影优惠券

 

发现惊喜的美好！

“积分专区”，每日积分超值兑换，7积分抽大奖  

“大牌好物限时优惠”，尊享免息分期权益

“任务中心”，每日签到领至高18元刷卡金，更多任务等您开启！

### 7.3.2 — 2026-06-06

发现生活的美好！

“外卖刮刮乐”，每天至高得38元外卖优惠券

“美好星期五”，每周五刷卡金等好礼领不停

“超商便利周周乐”，至高得30元立减优惠券

“加油券限时购”，加油低至9.5折

 

发现心情的美好！

“爱购8.8”，咖啡、茶饮、视听影音会员低至8.8元

“美食券天天领”，海量大牌餐厅每天领美食优惠券，至高得30元

“乐园刮刮乐”，至高得100元乐园优惠券

“电影刮刮乐”，至高得38元电影优惠券

 

发现惊喜的美好！

“积分专区”，每日积分超值兑换，7积分抽大奖  

“大牌好物限时优惠”，尊享免息分期权益

“任务中心”，每日签到领至高18元刷卡金，更多任务等您开启！

### 7.3.0 — 2026-04-27

"推出“以旧换新”国补专区；全新上线“百城万店”系列刷卡金活动。

解锁更多体验！

“以旧换新”，国家补贴一键领取

“宠物专区”，宠物体检低至8.8元

“旅游出行专区”，抢度假游优惠券

“主题乐园”，门票酒店随心订

畅享更多优惠！


“百城万店”，月月享好礼，节节有福利

“新客有礼”，注册享180元大礼包

“大牌好物限时优惠”，尊享免息分期权益

“一元购”，每月1元购丰富会员权益

“美食到店”，领88元美团团购券包

“品质外卖”，领券下单享专属优惠

“加油券限时购”，加油低至9.8折"

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## More apps by Industrial and Commercial Bank of China

- [中国工商银行](https://appshunter.io/ios/app/id423514795)
- [工行企业手机银行](https://appshunter.io/ios/app/id475749270)
- [ICBC Mobile Banking](https://appshunter.io/ios/app/icbc-mobile-banking/id584398176)
- [ICBK Mobile Banking](https://appshunter.io/ios/app/icbk-mobile-banking/id688127701)
- [工银融e联](https://appshunter.io/ios/app/e/id796870199)
- [融e生活-深圳工行移动金融生活圈](https://appshunter.io/ios/app/e/id852925370)

All apps by Industrial and Commercial Bank of China: https://appshunter.io/developer/404569366

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*
