# 车抵贷-车贷在线汽车辆抵押贷款,好车e贷车易融车易贷网贷平台 — 车主贷服务平台，车辆评估汽车借钱站微贷臻有钱花快贷借款软件

> Car owner loan platform for vehicle-backed financing with flexible terms. (iPhone/iPad app by Henan Nianyun Network Technology Co., Ltd..)

- Source: https://appshunter.io/ios/app/e/id6739864877 (this page in markdown: same URL + `.md`)
- Developer: [Henan Nianyun Network Technology Co., Ltd.](https://appshunter.io/developer/1685094131)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 17+
- Requires: iOS 14.0 · 9 MB
- Languages: English
- Released: 2025-02-11
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/e/id6739864877/reviews.md

## What is 车抵贷?

车主贷，官方车主服务，汽车贷款，全国覆盖，0服务费！
-正规银行等机构放款！不押车，利率低，期限长！专业的汽车金融服务平台！
【产品特点】 1、额度高：额度3万～100万元（以实际审批为准）
2、申请易：手机线上申请，填写资料简单；
3、正规化：由银行直接提供资金服务，持牌机构安全无忧；
4、分期还：正规银行服务，可借款分期还款；
5、费息透明：年化利率6%起（单利），无额外手续费（具体以实际以审核为准）；
6、申请门槛：23-55周岁车主，有车人群凭真是有效个人信息和手机号就可以申请；

【关于我们】
融悦车主贷（简称：车主贷）融悦集团旗下产品，为有需要的客户和金融机构提供全流程科技以及服务，正规持牌金融机构，资金和隐私安全有保证。车主贷提供的金融机构信贷产品额度高、还款方式多样灵活，流程透明简单方便快捷，帮您解决经济问题！

【风险提示】
-贷款有风险，借款需谨慎；
-最终贷款额度、利率、放款时间等以资金方实际审批结果为准；
-请根据个人能力合理贷款，理性消费，避免逾期。

## Key features

- High loan amounts (30,000 - 1,000,000 CNY)
- Simple online application
- Low annual interest rates from 6%
- No additional service fees
- Flexible installment payments
- Funds from regulated banks


## Frequently asked questions about 车抵贷

### What is the maximum loan amount available through 车抵贷?

车抵贷 offers loan amounts ranging from 30,000 to 1,000,000 CNY. The final approved amount will be subject to the actual appraisal and approval by the lending institution.

### What are the typical interest rates for loans on 车抵贷?

The annual interest rate for loans on 车抵贷 starts from 6% (simple interest). The specific rate will be determined by the actual review and approval process.

### Does 车抵贷 require users to leave their car as collateral?

No, 车抵贷 explicitly states that users do not need to leave their car as collateral for the loan. It is a non-collateralized loan service for car owners.

### What is the age requirement to apply for a loan on 车抵贷?

Applicants for 车抵贷 must be between 23 and 55 years old. They must also be a car owner with valid personal information and a mobile phone number.

### How long does the loan application process take with 车抵贷?

The application process is designed to be simple and can be completed online via mobile. While specific processing times are not detailed, the app emphasizes a convenient and quick process.

### Is 车抵贷 a safe platform to use for financial services?

车抵贷 is a product of Rongyue Group and is operated by regulated, licensed financial institutions. They assure that both funds and user privacy are guaranteed for security.

### Does 车抵贷 offer installment payment options?

Yes, 车抵贷 provides flexible installment repayment options, facilitated by services from regular banks. This allows borrowers to manage their repayments over time.

### Does 车抵贷 have ads?

Based on the provided data, 车抵贷 does not have advertisements. The 'hasAds' flag is set to false, indicating an ad-free experience.

## Version history (last 5 releases)

### 1.0.5 — 2025-03-05

更新协议内容，优化页面体验！

### 1.0.4 — 2025-02-26

优化页面样式，修复已知bug

### 1.0.3 — 2025-02-17

优化页面样式，修复已知bug

### 1.0.2 — 2025-02-13

优化页面样式。

### 1.0.1 — 2025-02-12

修复已知bug

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## More apps by Henan Nianyun Network Technology Co., Ltd.

- [橙子借款- 短期贷款放心借钱现金分期惠民贷款软件](https://appshunter.io/ios/app/id6448589709)

All apps by Henan Nianyun Network Technology Co., Ltd.: https://appshunter.io/developer/1685094131

## Related topics

[nianyun tec](https://appshunter.io/ios/topics/nianyun-tec)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*