# Earmark: Budget Privately — Simple, Private Money Plan

> Private, intuitive budgeting and financial planning tool keeping data local. (iPhone/iPad app by Christopher Butler.)

- Source: https://appshunter.io/ios/app/earmark-budget-privately/id6742861817 (this page in markdown: same URL + `.md`)
- Developer: [Christopher Butler](https://appshunter.io/developer/1800351608)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.80/5 from 4 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 19 MB
- Languages: American English
- Released: 2025-03-07
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/earmark-budget-privately/id6742861817/reviews.md

## What is Earmark?

Take charge of your money with Earmark Budget—the app that blends simplicity, power, and unmatched privacy into one sleek package. Tired of wrestling with messy spreadsheets or trusting your data to apps that overshare? Earmark keeps everything local on your device—no cloud nonsense, no privacy worries. Whether you’re tracking income, planning expenses, or growing your savings, this modern tool makes budgeting feel intuitive, secure, and even a little fun. Say goodbye to financial chaos and hello to clarity, all on your terms.  

Why Earmark Is Different:  
- Ironclad Privacy: Your data never leaves your device, period. No servers, no leaks—just total control in your hands.  
- Budget Templates That Work: Build reusable plans tailored to your life, then apply them across months with a tap. Consistency’s never been easier.  
- Money, Organized: Break it down into Income, Savings, Expenses, and Debts for a snapshot that actually makes sense.  
- Insights That Empower: Compare budgets to actual spending and track your Budget Health Score.
- Sleek & Modern: Trade clunky old tools for a fresh design, complete with a dark theme that’s easy on the eyes and perfect for late-night planning.  

Standout Features:  
- Local by Design: Privacy isn’t a buzzword here—your financial info stays where it belongs, offline and secure.  
- Flexible Planning: Create templates, adjust them anytime, and roll them out across months without breaking a sweat.  
- Crystal-Clear Finances: Assign every dollar a job across four key categories, so you always know where you stand.  
- Deep Dive Analytics: Uncover spending patterns, check your financial health, and use historical data to make smarter choices.  
- Dark Mode Vibes: Budget anytime, anywhere with a stylish interface that’s as comfortable as it is functional.  

Who Needs Earmark?  
This app is for anyone ready to ditch the guesswork—whether you’re a beginner saving for a big goal, a busy parent juggling bills, or a money pro fine-tuning cash flow. Earmark replaces outdated methods with a secure, user-friendly alternative that puts you firmly in control. No more data leaks, no more complexity—just a better way to budget.  

Start Today, Thrive Tomorrow  
Download Earmark Budget now and transform how you manage money. With its straightforward approach, robust feature set, and built-in privacy, it’s the app you’ll wish you’d discovered years ago. Plan with purpose, track with confidence, and build the financial future you deserve—all without compromising your data or your sanity. Earmark isn’t just a tool; it’s your partner in mastering money, your way.

## Key features

- Local data storage for maximum privacy
- Reusable budget templates
- Categorized financial tracking (Income, Expenses, Savings, Debts)
- Budget vs. actual spending comparison
- Budget Health Score tracking
- Modern, user-friendly interface with dark mode

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/earmark-budget-privately/id6742861817/reviews.md

### 4/5 — Straightforward, private and customizable

*2025-07-01*

I appreciate how clear and straightforward this app is. Some people might not like it not connected to a bank account, but I don’t need that, and find the base functionality a good visual of how much is being spent. It takes a little bit to set up, knowing all your recurring payments, but should be easy over time.

My feature request would be to add custom budgets for the “Budget Template.” For example, I have a specified grocery budget and want to keep it more organized than just throwing it in the existing “Budgets” section.

Also, adding a setting to let recurring subscriptions automatically show according to the day they post, instead of me putting the “Actual.” Ex. my Spotify payment and day it posts has been the same for years. So come the 15th, it automatically shows the actual instead of me manually adding it. That could reduce user burden since all other one-off expenses are added manually.

### 5/5 — Simple and Private

*2025-03-08*

I love this app because it keeps all my money info on my phone, so I don’t have to worry about it being online. It’s super easy to use, and I can track my spending without any complicated stuff. Perfect if you just want a simple budget app that keeps things private!

## Frequently asked questions about Earmark

### Does Earmark have ads?

No, Earmark is completely free of advertisements. Users can enjoy an uninterrupted budgeting experience without any ad interruptions.

### How secure is Earmark?

Earmark prioritizes ironclad privacy by keeping all your financial data local on your device. There are no servers involved, meaning your data never leaves your hands, ensuring no leaks or privacy concerns.

### What devices does Earmark support?

Earmark is available for iPhone, iPad, and iPod devices, offering a consistent experience across the Apple ecosystem.

### How often is Earmark updated?

The app was last updated on March 10, 2025, with version 1.1.2. This indicates a commitment to ongoing development and improvements.

### What is the age rating for Earmark?

Earmark has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

### Can I use Earmark offline?

Yes, Earmark is designed to be local by design, meaning your financial information stays offline and secure on your device. This allows for budgeting and tracking without an internet connection.

### What makes Earmark different from other budgeting apps?

Earmark's key differentiator is its unwavering commitment to privacy, with all data stored locally. It also offers flexible budget templates and a clear, organized view of finances across four key categories.

### What are the main categories for tracking money in Earmark?

Earmark allows you to break down your finances into four key categories: Income, Savings, Expenses, and Debts. This provides a clear snapshot of your financial situation.

## Version history (last 3 releases)

### 1.1.2 — 2025-03-10

* Removed lookback analytics until we can improve the feature
* Fixed a few bugs

### 1.1.0 — 2025-03-08

* Improved analytics
* Improved visualizations
* Budget engine improvements
* Various bug fixes

### 1.0.0 — 2025-03-07

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*