# Earnipay — Borrow, spend, save & more > Salary earner financial app for loans, savings, on-demand pay, and rewards. (iPhone/iPad app by Earnipay Inc..) - Source: https://appshunter.io/ios/app/earnipay/id1582293975 (this page in markdown: same URL + `.md`) - Developer: [Earnipay Inc.](https://appshunter.io/developer/1582293977) - Category: Finance - Price: Free - Rating: 4.53/5 from 19 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 13.0 · 77 MB - Languages: English - Released: 2021-12-29 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/earnipay/id1582293975/reviews.md ## What is Earnipay? The App for Salary Earners Building Their Future Welcome to the app where money works for you. With Earnipay, you’re in control—whether it’s saving smarter, accessing loans or your salary on demand, or getting rewards for every smart money move, we are here to help you take control of your financial future and achieve your goals. With Earnipay, you can: • Access Loans - Secure salary loans with affordable rates and flexible terms. • Save & Earn - Earn bigger and better returns on your money with high-interest savings options. • Access Your Salary, On Demand - No more waiting for payday. • Fast and Secure Payments - Pay bills, send money, and transfer funds with ease. • Unlock Rewards: Enjoy exclusive rewards and discounts with every money move you make. • Smart Money Tracking: Get insights into your spending habits and stay on top of your finances. • And much more! Start your journey towards financial freedom today. Download the Earnipay App and make money work for you. Key Features: • User-friendly interface for easy navigation • Personal loans with competitive interest rates • Flex and Goal-based savings with high-interest and progress tracking • On-demand pay for financial flexibility • Convenient bill payment and fund transfers • Spending insights for better financial management • Bank-level security and data encryption for peace of mind • Biometric authentication for secure login • Instant notifications for account activity • Dedicated customer support Join thousands of satisfied users who are already taking control of their financial future with Earnipay. ## Key features - Access salary loans - High-interest savings options - On-demand salary access - Fast and secure payments - Unlock rewards and discounts - Smart money tracking ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/earnipay/id1582293975/reviews.md ### 1/5 — Can’t sign up *2025-06-05* I can’t sign up for an account, it keep saying i should login which i never heard account before ## Frequently asked questions about Earnipay ### What types of loans does Earnipay offer? Earnipay offers secure salary loans with affordable rates and flexible terms. These loans are designed for salary earners looking for financial flexibility. ### How does Earnipay's savings feature work? Earnipay provides high-interest savings options, including Flex and Goal-based savings. Users can earn bigger returns on their money and track their progress towards financial goals. ### Can I access my salary before payday with Earnipay? Yes, Earnipay allows you to access your salary on demand, eliminating the need to wait for payday. This feature provides significant financial flexibility. ### Is Earnipay secure to use for financial transactions? Earnipay utilizes bank-level security and data encryption, along with biometric authentication for secure login, ensuring peace of mind for users' financial data. ### What kind of rewards can I get with Earnipay? You can unlock exclusive rewards and discounts with every money move you make using Earnipay. This adds value to your smart financial decisions. ### How often is Earnipay updated? The latest version of Earnipay is 2.5.0, and it was last updated on 2025-07-21. This indicates regular updates to improve functionality and security. ### What devices is Earnipay available on? Earnipay is available on iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users. ### What is the age rating for Earnipay? Earnipay has an age rating of 17+, suggesting it is intended for mature users who can manage financial responsibilities. ## Version history (last 5 releases) ### 2.5.0 — 2025-07-21 We’re continuously improving your experience on Earnipay. Here’s what’s new in this update: • Seamless transfers. • Bug fixes ### 2.4.4 — 2025-05-15 We’re continuously improving your experience on Earnipay. Here’s what’s new in this update: • Enhanced Savings Feature: Flex and Goal savings. • Vault Savings - is now available! ### 2.4.3 — 2025-05-01 We’re continuously improving your experience on Earnipay. Here’s what’s new in this update: • Enhanced Savings Feature: Flex and Goal savings. • Vault Savings - is now available! ### 2.4.2 — 2025-02-25 We’re continuously improving your experience on Earnipay. Here’s what’s new in this update: •Enhanced KYC Process: We now collect education and income details to better understand your financial needs and provide a more personalized experience. •New Spinner Loader: Enjoy a smoother and more visually appealing loading experience with our new spinner animation. ### 2.4.1 — 2025-02-25 We’re continuously improving your experience on Earnipay. Here’s what’s new in this update: • Enhanced KYC Process: We now collect education and income details to better understand your financial needs and provide a more personalized experience. • New Spinner Loader: Enjoy a smoother and more visually appealing loading experience with our new spinner animation. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*