# Earnnest — Real Estate - Digital Payments

> Digital earnest money service for real estate transactions, connecting buyers and escrow holders securely. (iPhone/iPad app by Earnnest LLC.)

- Source: https://appshunter.io/ios/app/earnnest/id1494154335 (this page in markdown: same URL + `.md`)
- Developer: [Earnnest LLC](https://appshunter.io/developer/1477346833)
- Category: Finance
- Price: Free
- Rating: 3.45/5 from 33 App Store ratings · 10 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 35 MB
- Languages: English
- Released: 2020-08-31
- Data updated: 2026-08-12
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/earnnest/id1494154335/reviews.md

## What is Earnnest?

Earnnest is the largest digital earnest money service in the U.S. With the Earnnest app, send digital earnest money requests for your real estate business any time, anywhere. 

PARTNERED WITH THE BEST

• Trusted by Berkshire Hathaway HomeServices, Keller Williams Realty, dotloop and Lone Wolf Transactions

• Nacha affiliate member

• An American Land Title Association preferred vendor.

• RISMedia preferred service provider

SECURITY FIRST

Replace the risk and hassle of personal checks and wire transfers with Earnnest's secure digital earnest money transfers. Our verified network is connected to every bank across the nation and banking-level encryption allows your homebuyer to pay the escrow holder directly. No more delayed paper checks or misplaced receipts — instant notifications and shareable digital receipts in the app keep you updated as transactions progress. 

PAYMENTS FROM ANYWHERE

Earnnest empowers your clients to digitally transfer earnest money directly to an escrow holder. Whether homebuyers are purchasing a home across the country or just next door, there is no need to meet in person to hand over a paper check.

SAVES YOU TIME, SAVES YOUR CLIENT MONEY

Earnnest is free for agents and free for escrow holders, with a flat $15 fee for buyers. That's less than the cost of a wire and more convenient than chasing down a check.

EASY TO USE, EASY TO LOVE

Features like property address auto-complete and contacts search make requesting a breeze. Instantly unlock the app using fingerprint or facial recognition for seamless, secure access. Notifications for payment and deposit keep you and others updated at all times.

FEATURES OF THE APP

• Anywhere, anytime. On the go or working from home — 100% digital earnest money works where you do.

• Realtime notifications. Keep everyone in the loop with real-time payment notifications.

• Widely available, incredibly secure. A nationwide network of vetted escrow holders wrapped in bank-level security.

WE'RE HERE TO HELP

Questions, suggestions, or issues? Contact us at support@earnnest.com

## Key features

- Digital earnest money transfers
- Secure payment processing
- Real-time notifications
- Digital receipts
- Nationwide escrow holder network
- Fingerprint/facial recognition access

## Recent user reviews (10 of 10)

All indexed reviews: https://appshunter.io/ios/app/earnnest/id1494154335/reviews.md

### 5/5 — Smart realtors use this app to save time

*2025-11-10*

My broker introduced me to this and have had my last 3-4 buyers use this app to deposit their EMD, 0 complaints. I like the fact you can add other ppl in the transaction to keep them in the loop. Very useful!

### 2/5 — Takes a Simple Process and Makes It Sketcky

*2023-11-15*

Any app that collects money and the only option to pay is Plaid where I have to put in my bank credentials and have them automatically institute a bank-to-bank xfer should be avoided at all cost. Literally any other method of payment would be preferable.

### 3/5 — App doesn’t work

*2023-09-13*

The app doesn’t work for me. I have to use my laptop

### 2/5 — Function issues

*2022-09-16*

Same as others are reporting. Great when it works but presently it won’t send authentication code to proceed with login. At this point because it wouldn’t recognize the escrow holder that I always use the app.

### 1/5 — Good idea terrible app

*2022-09-13*

iOS app constantly crashes with a token error
Can’t even get it to work anymore deleting and reinstalling 
Support response time is terrible and came back with so many questions I felt like I was doing the diagnostic work for them

When this worked it was a great help too bad there doesn’t seem to be any focus on the user experience

### 3/5 — Only good when the app works

*2022-05-23*

We use this frequently as a brokerage for earnest money deposits. Recently I’ve been experiencing problems with the app. I get errors and am forced to delete and reinstall. Hoping they can correct the bugs, because I prefer the app over the web based version for the convenience of being able to send a text with details directly from the app.

### 1/5 — Abysmal.

*2022-04-20*

Customer support is close to non-existent. If you are unlucky enough to run into an issue at the payment processor level linking your bank account or verifying information, good luck getting anything transferred with Earnnest. User interface offers the barest minimum of functionality.

### 1/5 — Almost missed my deadline

*2022-04-08*

This whole service is utter garbage. Not only did they not verify my bank, but they didn’t tell me that they didn’t verify my banking so I had to run to my bank and bring a cashiers check to the title company at the last minute. What a waste of time and energy and emotion.

### 5/5 — Unbelievably easy and convenient

*2021-03-03*

It took all of 5 minutes to set up foe me and my buyer! Payment made and automatically sent. Receipt emailed as well to provide proof to sellers side.

### 5/5 — Easiest tool to digitally request earnest money.

*2020-11-08*

Easy, quick, and secure. Request goes to buyer. Buyer pays. No more paper checks

## Frequently asked questions about Earnnest

### What is Earnnest?

Earnnest is the largest digital earnest money service in the U.S. It allows for secure digital earnest money transfers for real estate transactions, connecting homebuyers directly to escrow holders.

### How much does Earnnest cost?

Earnnest is free for agents and escrow holders. Buyers pay a flat fee of $15 per transaction, which is less than the cost of a wire transfer.

### Is Earnnest secure?

Yes, Earnnest uses banking-level encryption and a verified network connected to every bank nationwide to ensure secure digital earnest money transfers.

### What devices does Earnnest support?

Earnnest is available on iPhone and iPod devices.

### How does Earnnest compare to checks or wire transfers?

Earnnest replaces the risk and hassle of personal checks and wire transfers by providing instant notifications, digital receipts, and direct payments to escrow holders, saving time and money.

### How often is Earnnest updated?

The latest version of Earnnest is 2.4.2, and it was last updated on March 6, 2026, indicating a commitment to regular updates and improvements.

### What is the age rating for Earnnest?

Earnnest has an age rating of 4+, making it suitable for a wide range of users.

### Does Earnnest have ads?

No, Earnnest does not contain advertisements. It is a free service for agents and escrow holders.

## Version history (last 5 releases)

### 2.5.1 — 2026-05-21

Misc bug fixes and tweaks.

### 2.4.2 — 2026-03-06

Misc tweaks and bug fixes

### 2.4.0 — 2025-12-22

Misc bug fixes and tweaks

### 2.3.3 — 2025-08-20

Bug fixes

### 2.3.2 — 2025-05-28

Bug fixes, updated messaging

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## Related topics

[ernest](https://appshunter.io/ios/topics/ernest) · [rnest](https://appshunter.io/ios/topics/rnest) · [earnest money](https://appshunter.io/ios/topics/earnest-money) · [earnnest](https://appshunter.io/ios/topics/earnnest) · [earnest](https://appshunter.io/ios/topics/earnest) · [earnest mobile](https://appshunter.io/ios/topics/earnest-mobile)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*
