# Earny: Money Back Savings App — user reviews > 50 indexed App Store user reviews of Earny by Earny Inc., rated 4.55/5 from 15,347 ratings. - Source: https://appshunter.io/ios/app/earny-money-back-savings-app/id1070049375/reviews - App overview in markdown: https://appshunter.io/ios/app/earny-money-back-savings-app/id1070049375.md - Rating breakdown: 5★ 12,226 · 4★ 1,526 · 3★ 407 · 2★ 177 · 1★ 1,011 ## What do users think of Earny? Overall sentiment: neutral **Pros** - 💰 Earns money back on purchases - 🤖 Automatic price tracking and refund claims - 💳 Works with various credit cards - 🕰️ Saves time compared to manual price matching **Cons** - 🤔 Inconsistent performance in getting refunds - 🤖 Automated actions without user consent - 🕰️ Slow or delayed refund processing - 💳 Limited credit card compatibility - 🤑 Fees charged for refunds **Commonly reported bugs** - Issues with linking credit cards - Incorrect or missing refund claims - Unexpected account charges or cancellations **Most requested features** - Expand credit card compatibility - Improve transparency on refund status and fees - Allow more user control over automated actions - Provide detailed transaction history ## Newest reviews (12 of 50) ### 4/5 — Earny has saved me $28 *2019-08-10, version 3.7.0* This is a great app, but sometimes it’ll tell you you’ve been credited and actually haven’t. I’ve be waiting for a $5.99 check to come in the mail for a month and still haven’t gotten it even though earny still took his %25 randomly all at once which almost caused me to overdraft. Overall, it’s still worth it making a few bucks even though your scammed every once & awhile. Technically I’ve gotten less than $15 even though the app claims otherwise and the only way to contact them is through email. Days go by and they, of course, tell me I have been credited what the app says I have. ### 2/5 — Like but needs a few updates/fixes on a couple issues & then I would really love this app *2019-06-09, version 3.4.10* So when I first started to use this app I really loved it!! I mean who wouldn’t? An app that is linked to your card so it knows what you’ve purchased and tracks it to see if the price of the item you bought has reduced in price and if so they make sure you get the difference back of that!! That’s awesome! But then I started to notice a little while back and is still continuing to do this, is I enter in my card information in order to “activate price protection” and submit it and then I’ll go back and look at the item and it never saved my card information so it still tells me “activate price protection” for every single transaction. So it’s not saving the information like it should in order to receive money back. And it now shows the wrong information for the “card ending in *xxxx” I have tried updating card info to see if it would link the correct card back on all my transactions; didn’t work. I even tried deleting and re-adding my card info; that didn’t work either so needless to say this app was amazing but unfortunately now it is useless for me since it’s not working like it should be. I’m assuming it’s a bug they need to fix on their end of things so hoping they do that quick so I can start using this app again and activate my subscription because I refuse to pay an annual payment on a subscription for an app that doesn’t work properly like beforehand... ### 3/5 — So far so good but misses refunds sometimes *2019-02-13, version 3.1.2* I have been refunded on 3 items so far but I’ve seen 2 items that they failed to get money back on. Both were at least $7 each, had plenty of time left to be submitted, and were on a protected card. When I emailed them to ask why they didn’t submit these their response seemed like they didn’t understand what I was saying. Also, I got a new capital one quicksilver card. The reason picked this card was because it is a covered card according to Earny but only on the MasterCard platform. Capital one changed this card to the Visa platform a year ago but Earny customer service advised they could not change it. Kind of annoyed. ### 3/5 — Finally got a refund! *2019-01-11, version 3.0.6* I've been trying to use this app for about 6 months. I would always receive alerts that prices dropped and they were working on recovering differences but I've NEVER received a refund until now. And this was not automatic. Instead I received an email from Earny notifying me to contact target directly to get a refund. I did that through The conveniently provided link to chat and it paid off. This app could be great but for me it's more disappointing then anything. It flags you down and makes you aware of money it never recover like it advertises to do. I appreciate the $5 though. Wrote the review so they could waive their service now🙄. Work out the kinks and it'll be worth the memory space on my phone. Thanks ### 3/5 — Alright okay. *2018-10-23, version 2.16.6* The app tracks your purchases based on certain store receipt. We frequently purchase from Target (one of the stores they track). Twice now, Earny has sent us an email saying they discovered a lower price for one item with steps on how to get the money back. The first time I followed the directions the very helpful Target CSR found more savings and credited me more the Earny had actually found. The second time around, Earny said one item had a lower price. I followed the directions again. The Target CSR credited that one item price difference. After I jumped off the chat with Target, I noticed there were 3 more items that needed a price adjustment. Both times Earny has only notified us of one item yet there’s been several. So a word of advise, before you contact the stores, double check there’s not more cash back options. On top of that Earny claimed they had got me a larger amount back...when in fact they only found .98 back not $6.00..that was the Target CSR. However, Earny will take back a percentage back of the total amount... Also, both times Earny has attached a copy of the purchase receipt and price difference just in case the store requests it...yet it has never been able to open while using on my phone. I think the concept is awesome but needs to be buffed for flaws. ### 5/5 — Increases buyer's confidence! *2018-07-28, version 2.15.5* Aside from acting like a personal assistant whose sole responsibility is to track all your purchases to ensure you're not overpaying, Earny has provided intangible benefits not measured by whatever monetary value the app is able to produce. Mainly, an increase in buyer confidence and time-savings. I no longer have to spend time comparing one website against another because I know Earny has my back through an automatic, seamless process. It's a fantastic app that has provided me both personal and monetary value. I love it! This is exactly what every app in the financial space should do. Kudos Team Earny! ### 3/5 — App saves you money but... *2018-07-20, version 2.15.4* App is great. Does what it says and does save you money. Down side is that you constantly have to automate your card refund process. I have had to do this numerous times and most of the time it errors or fails to link. That is a huge detractor and why I would only go 3 stars. They need to fix this so that your card stays linked and automated or at least make the process fail less. I have been trying for 2 days to reautomate a card that saved me $ 3 days ago. I have contacted customer service and was told we have fixed the issue. That is not actually true.... I am no longer getting the error but it is still not linking the card. ### 4/5 — Pretty good app with minor annoyances *2018-07-09, version 2.15.3* Pretty simple to set up and use. Wish they could do price checks on more credit cards as they only have certain banks or they offer to get you another credit card which I don’t need. I hate how it wants you to invite your friends and you cannot get rid of that bar otherwise I would probably give it 5 stars. App is otherwise pretty intuitive and easy to use. It saves some money from time to time and automatically puts it to a designated card, but I wish you had the option to do PayPal or something else. I guess I can’t complain too much as long as they keep the credit card and personal information safe and gives me some cash back every once in awhile. ### 5/5 — Earny is Always at a Work for Me! *2018-05-24, version 2.13.1* Earny keeps on working all the time! I think I am a fairly savvy shopper - I’m always looking for a good deal. I find that I just don’t have enough time or patience anymore to watch and wait for lower prices on line. And then along came a Earny! I saw it endorsed over a year ago on Good Morning America- I am very glad I was paying attention. I downloaded the app and attached my credit cards and Earny does all the work behind the scenes after the fact. I have received MANY cash back checks from my credit card company for price protection rebates! And they keep on coming as I am making more on line purchases I wish it would accept some more credit cards but I am thrilled with what I am getting! ### 5/5 — Wow!!!! *2018-05-21, version 2.13.1* This is the greatest app! Set up your account then wait for refunds on purchases you would normally make. Lowest price guarantees are terrific, but who has all the time to check sales prices, hopefully find a lower price, pull out your receipts, and mail the info to the vendor. Earnie does all the work based on the payment methods you assign to It. Every few days I get a message saying the Earnie has found me money! From January 2, 2018 through March 5, 2018, Earnie has found me $40! Don’t wait another minute. Install Earnie and let it do the work while you get the benefits! ### 5/5 — Pretty cool *2018-05-19, version 2.13.1* I opened the mail one day and had a refund check for $2.00 from “Card Services.” I have signed up for a few apps that claim to get you money on stuff or the lowest price, etc. but I hadn’t ever seen an actual check from one. I had also recently changed phones and hadn’t reinstalled the apps so I wasn’t sure which one was producing. I really didn’t think much about it because...well, let’s face it, it’s just 2 bucks. I’ve had a total of 4 refunds totaling just at $11...which is pretty good considering I did absolutely nothing and got money in the mail! I think I’ll keep this one. ### 5/5 — Where has this app been all my life?? *2018-04-20, version 2.12* Just set it and forget it. This app is pretty amazing. It’s like my own personal assistant. I don't mind the small fee for getting me my money back - I wouldn't be getting it back anyway without the app as I don’t have time to find price drops for everything I purchase online. I don't have time to personally file the claims and I love that they do it for me. I do a lot of shopping online so I'm so glad I discovered this app! So far it has gotten me back quite a bit of money! Would highly recommend! ## Most critical reviews (10 lowest-rated) ### 1/5 — Worst Cashback App and Experience *2021-08-27, version 5.2.0* This is by far the worst cashback app ever. I have waited over a year for my cashback to be paid out. Purchase I made in March & April 2020 have lots been paid out as of late August 2021. Numerous requests to customer service just lead to worthless responses that they are still working to get these paid out and will update me. GFY after over a year of these responses. And I was a paying member! This app used to be decent and provide a service back when retailers would honor price drops and you could get adjustments-Earny would alert you to that. Since that stopped a year ago, this app is useless. I warn everyone-never download this thinking you’ll ever see the money or increase cash back they offer. ITS A SCAM. That’s all I can surmise at this point. ### 1/5 — Dishonest and Dysfunctional App *2020-09-09, version 4.4.12* Don’t get this app. Several weeks ago I downloaded the app and was charged a full subscription price of $20. Since then, I’ve received no benefit - in fact, it’s been a huge headache and a customer service NIGHTMARE. I used their Uber Eats promotion to order food. The promotion promised 5.3% cash back. It’s now been a month since that transaction and I’ve been following up with customer service almost daily to find out why I haven’t received the cash back. They continue to say that they are looking into it. I’ve asked for a refund of my subscription because they are NOT following through on their promised services and they’ve denied it. They’ve done absolutely nothing to hold up their end of the bargain and now I’ve lost $20 in the subscription fee, plus any cash back k could have gotten from SIGNIFICANTLY BETTER APPS like Dosh and Rakuten. Trust me on this, both of those apps are better. Do not download Earny! ### 1/5 — Bait and switch app *2020-03-31, version 4.3.4* Used to have this app when they took a percentage of what they saved you. I buy most of my items online and I saved hundreds through the app. The app though had constant issues storing credit card info and loosing it or canceling it. Many complaint and they did nothing, so I canceled it. My app ran in the background and since they switched to a flat mo they fee I get constant emails or pop ups saying you could have saved $X here or $X there etc. so I decide to try it again and I reactive stuff the new mo thot fee. Since I activated my membership, ZERO TEXTS, POP UPS OR EMAILS SAYING THEY CAN SAVE ME MONEY! NONE! and now they say they no longer offer price march from credit cards like they used to. So I can save tons of money and you flaunt it, then I sign up you take my money and two months later I have not saved a single penny nor received a single email text or pop up now saying they can save me anything... bait and switch... horrible ### 1/5 — Total BS and a Scam! *2019-09-13, version 3.7.5* Over promises and under deliver!!! I make tons of purchases and have never received a penny from this app. The one time I was to get a $10 cash back for a purchase, I spent about 20-30 minutes with a rep to get the cash back, but never received the money. For months it was “being processed.” A few weeks ago I got an email saying I needed to re-link my card. Now I’m getting emails notifying me that I need to log in or else my account will be closed. I logged in, but continue to receive the same notifications. Also, now when I log in, I can’t see my transactions, not even old ones. Still haven’t received my $10 that I was suppose to receive and it has been about 9 months! Definitely, don’t give this app/company your private info. I’d love to post pictures of the crap that reflects on my app. ### 1/5 — Do Not Purchase Subscription *2019-08-21, version 3.7.1* We purchased the subscription for the app and were going to try it out for 30 days and if we don’t like it we get our money back. We were not getting our money back as advertised by their multiple emails. When we went to end our subscription, they were unable to because they sent us emails regarding potential refunds. Also to note, multiple credit cards are ending their price protection program. Only way for us to continue using Earny is getting another credit card. Funny thing is, Earny is still encouraging our card as one of their top cards to be used. I can see how it was beneficial in the past, but credit card companies are getting smart and this app will soon be no service to anyone. ### 1/5 — Not happy AT ALL *2019-06-20, version 3.4.11* At the beginning of June, I emailed customer service to cancel my subscription. I had to email them three times to cancel. I finally got an email back saying that my account was deleted. Two days ago, I received an email from Earny stating that they were unable to process my subscription, but I cancelled the subscription at the beginning of the month. This morning, I checked my checking account and Earny has taken money out of my account. I just purchased something online from Walmart and, just now, I’ve received an email saying Earny is tracking my purchase. I said to cancel my account. This app is taking money out of my account and tracking purchases through my email. Don’t download this app. The subscription fee is not worth it. The return isn’t worth the investment. I want my account deleted now. I wanted my account deleted at the beginning of the month. I don’t understand what the problem is. ### 1/5 — Sketchy app- beware *2019-02-09, version 3.1.2* I’ve had nothing but problems with Earny. I wrote them three times because they kept telling me card wasn’t linked, even though I had it linked it multiple times. I never got a solid response until I complained that the $50+ worth of rebates that said “claiming” in app were never claimed. Come to find out after reaching out again they couldn’t login to my card account. Why wasn’t I told this one of the THREE times I previously reached out? Ridiculous, and they did nothing to make up for the money I missed out on. Not only that, but I physically went into a target store myself and got a price rewind because a hair dryer I bought the previous week went on sale for $18 less. Target refunded me the difference, and then low and behold I got an email from Earny saying THEY got me $18 back and I’d be charged. LOL really? All because my card was linked and they saw I got a refund? Was Earny in the store with me? No. Did Earny do ANYTHING for me? No. But by all means, please charge me for doing nothing. That’s fraud, Earny. Nice try tho. ### 1/5 — Complete Scam! *2018-06-30, version 2.15* Have to give full access to your email account, CANNOT PHYSICALLY REMOVE CREDIT CARD, have had for months and got ZERO refunds, got an email from a store that I had bought an item online at stating that my order had been cancelled as requested (showed an email that apparently “I had written”) and it found out after some research that Earny contacts vendors FROM YOUR EMAIL ACCOUNT without your knowledge. In attempting to get me a “refund” the app actually somehow managed to cancel my order entirely.” UPDATE- Removed my account to ensure that my info was removed, it confirmed and was successful. Tested it by trying to log back in and was instantly brought right back into it (didn’t even put credentials into the app, just selected my email provider). I then tried to remove my account again and have been given an error message every time even after closing app and going back in. WILL NOT LET ME REMOVE MY INFORMATION. **Developer response:** Hi there pplrstoopid! Oh, that doesn't seem to be what our users are experiencing, we apologize for the inconvenience! Earny takes security very seriously, feel free to to create another email simply for your shopping receipts. Please send us a quick note at contact@earny.co referring to this review so we can resolve this ASAP. We hope you will give it a shot and see the benefits for yourself. Happy Earnings :) ### 1/5 — This app drives me nuts!!!!!!! *2018-03-11, version 2.11* I can’t stand this app bc I just get mad every time I look at my purchases! I currently have 7 purchases that Earny is “tracking” from one of their included stores (Walmart) and the prices have dropped. On one of the items, the price has dropped MULTIPLE times and still earny has done nothing. I understand earny wants to find the “best” price, but these items are only price protected for 2 more days. I also have products in which the price dropped, earny did nothing, then the price went back up. I’ve lost a few refunds that way bc the app isn’t doing what it says. I emailed earny about this and they replied with an automated email that did not even answer my question at all! I’m glad I check these apps out before I start referring people bc I definitely won’t be referring this app! ### 1/5 — Not Worth the HASSLE *2018-03-02, version 2.11* Hi, I used Earny for about 5 months. First of all they DO NOT cover TARGET purchases like they say they do. It took me 3 or 4 email correspondences of them not answering my question as to why I didn’t see a purchase from target in my feed for them to tell me they lost their account with target. Second, they cover only a handful of credit cards protection plans so unless you have that specific card you don’t get refunds from that. Opening one of those cards just to get earny refunds is a ridiculous idea-don’t do that! And 3rd, I have had 2 purchases that I watched drop in price, but earny never sent a claim. I assumed they were waiting for right before the protection expired to ensure they got the biggest refund but NOPE! They let it expired never claimed anything. I didn’t waist my time with customer support this time around I just cancelled my account. BOOO 👎🏼👎🏼👎🏼 ## Most praised reviews (10 highest-rated) ### 5/5 — Awesome app *2019-05-21, version 3.4.6* This app is truly great! While I’m not saving hundreds of dollars or anything it does help to get back some of the money that i have overpaid on purchases just for having it. I don’t have to keep track of prices in order to get the discount. My only complaint would be that some credit card companies are tougher than others to get your refund and it can take a long time. Today’s refund is from 6 months ago, this is due to the credit card company, not the app. I’m thankful either way. So far I’ve gotten back around $50/year. ### 5/5 — Absolutely brilliant *2019-01-20, version 3.0.6* This is a fantastic service. Does everything for you, and gets the money directly into your account (in my case to my credit card). My only complaint is that it has a limited number of banks and credit card providers that it works with (for the most only MasterCard credit cards), I do wish they would expand their list; it would be preferable to have all of my cards on just one app, and in one place. But this is completely utterly worth the 10 minutes or so that it’ll take to set up. ### 5/5 — Found refunds *2018-12-31, version 3.0.5* Very skeptical at first, to the point that for over 6 months I had viewed Earny’s ads and not bothering to give it a try. Finally, after reading it again more thoroughly, I decided to give it a try since I can always opt-out if I don’t believe it will do as advertised. Well, lol and behold, about a month after registering I got an email stating that $6.00 is going to be refunded due to a drop in price. Then another 2 weeks passed and I was notified that $8.00 was in the process of being refunded to me. Well, I got both refunds and I look forward to more. Thanks and keep up the good work! ### 5/5 — Money back and I didn’t do a thing! 🙌🏻 *2018-12-21, version 3.0.4* It took me months from hearing about Earny to actually downloading the app... I don’t know why I waited! Within 2 weeks, I’ve earned back $9, and I didn’t do a thing! Another neat feature that I liked, one of my earnings came from Target but I guess you as the buyer have to chat with Target before being issued your price adjustment refund. Well Earny notified me about a $2 Target savings via email, told me I had to chat online to get refund, and they had already written out a full script for me to copy and paste. I did that and no other questions were asked, Target chat just said Ok and issued me the $2 back. I was impressed. Highly recommend this app! ### 5/5 — Unexpected but delighted *2018-12-19, version 3.0.3* I’ve downloaded Earny a while back but realized that the credit card spend it can track and represent was limited. I’ve been using more of my Amex recently so I’ve received emails saying that I’ve could’ve gotten a refund but I’ve used the wrong card. Recently I’ve noticed Earny emails sent to Walmart on my behalf requesting for a price adjustment. This was certainly a pleasant surprise and i had used my Amex to purchase the order. Needless to say it was unexpected but I was delighted to see this app in action. Yesterday I received an email stating that I could be eligible for a refund from Target however they require a live chat. So the email provided the link to the Target chat, verbiage I should include and also screenshots of the sale item to claim the price adjustment for. I successfully got back about $12 on two items which is awesome!! Thank you Earny! I went home and started talking about Earny to my family!! ### 5/5 — So far so good *2018-10-21, version 2.16.6* Really haven’t given this app its all, meaning I haven’t added credit card or anything else put downloading and signing on, I understand a app or business needs to make money but the more I look into this the amount they charge so far has stopped me from going all in, I appreciate the .67 cent savings, but I wrote this to save .16 and more of the point, had this app just there for about 6 months, I will look into it more and see how much it will benefit me. As of now I have been using another app that doesn’t cost or charge anything, seeing the difference between the two, sometimes paying for a service is better. When it’s .10 and .25, who knows, I will rate again when I give this app more of a chance by going with everything it has to offer just really hesitant when you have to use credit cards. That is way to much of me monitor so I am not getting ripped off for .67 in savings or the average $280 a year, guess I need more trust. Other than that thank you for the savings and I will look more into it. ### 5/5 — Much better than before *2018-09-23, version 2.16.5* Having been an Earny user for about 2 years now, I can honestly say that the last few updates have improved this app tremendously. I used to always have issues linking my credit cards which invariably caused me to miss out on potential refunds. However, this issue has been resolved as of this writing. Another now-fixed Earny glitch was now pending refund claims seemed to get stuck in claim-limbo and would show as pending for months and months with no change in the claim status, let alone actually getting users their money back. Now, if additional info or user action is required on an Earny-initiated claim, you get an email with clear, straightforward instructions that breakdown what the user must do in order for Earny to move forward with a claim. Sometimes it’s as easy as copy-and-pasting some text into an agent chat or email and hitting send... My only suggestion to improve Earny at this time would involve clearer directions or communication to MasterCard users after they’ve submitted the requisite PIN to Earny; I received 1-2 emails from the MasterCard people about my claim after Earny got my refund claim PIN and thought that I was going to have to do more work and respond to their documentation requests myself. Fortunately, Earny took care of all that FOR ME because I likely wouldn’t have pursued the matter on my own and ultimately would’ve left money on the table. ### 5/5 — Pleasantly surprised! *2018-09-19, version 2.16.5* I actually wasn’t expecting this app to do March however I have received over $30 in rebates. Every now and then it’s small checks that I’m receiving anywhere from a dollar to five dollars however some of them are larger ones like $10 for certain items. I also received money because of shipping issues that they call on the half of me which I would’ve never of done on my own. This app is a great app to make a little bit of money that you otherwise would not of received or found! ### 5/5 — Earny has truly worked for me *2018-08-29, version 2.16.4* I make a lot of purchases online and thought why not give Earny a try. I was a little skeptical at first because I hadn't seen any price reductions on the things that I bought. I gave up and stopped checking the app everyday. This morning I woke up to emails from Earny as well as from Walmart stating they were issuing me a refund based on a price reduction of the item I purchased. This truly shows that Earny is working for me in the background. Just because I don't see something happen right away it doesn't mean they are not doing their job. Thank you Earny for make my me a believer. ### 5/5 — Amazing *2018-08-21, version 2.16.2* This is so easy and amazing. I saw this in GMA one day and installed it right away. The only downfall for me is my daily credit card isn’t working with earny so I am not getting as much back as I could be. I am in the process of calculating my possible average returns with earny vs the current rewards on my current credit card. Based on my findings I may switch companies. Even without getting back everything I could I still get back from companies that price match and earny does find those for me. UPDATE switched credit card companies and it runs so much smoother. The best part of all of this is I don’t have to do a thing I just watch the refunds roll in. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*