# Easy Loan Payoff Calculator — What Ifs, Interest & Repayment > Loan repayment and interest calculator with 'what if' scenario planning. (iPhone/iPad app by Matthew King.) - Source: https://appshunter.io/ios/app/easy-loan-payoff-calculator/id297540383 (this page in markdown: same URL + `.md`) - Developer: [Matthew King](https://appshunter.io/developer/297540386) - Category: Finance, Utilities - Price: $0.99 - Rating: 4.90/5 from 2,660 App Store ratings · 51 written reviews indexed - Age rating: 4+ - Requires: iOS 10.3 · 7 MB - Released: 2008-11-23 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/easy-loan-payoff-calculator/id297540383/reviews.md ## What is Easy Loan Payoff Calculator? We’re the original loan calculator app, helping people calculate loan repayments, interest and “what if” scenarios for over 10 years! Save yourself time and money (potentially even thousands of dollars) using the What If Loan Calculator. In seconds you'll be able to calculate the monthly payment for any fixed rate loan, including mortgage, auto, credit card, etc. You'll also be able to calculate "what if" scenarios to determine how additional monthly or yearly payments will help you pay off your loan early and save money in interest. And you'll be able to view a handy amortization/payment schedule showing how much of your loan's principle and interest will be paid each month. If you're shopping for a home or car, thinking of refinancing, or want to see how you can save money, this application is a must-have! ----------------------------------- WHY USERS LOVE OUR APP ----------------------------------- - "What If" Scenarios See how much money and time you can save with extra monthly and/or yearly payments. - Save Loans Save all your loans so you can quickly recall/compare loans. - 10 Years’ Experience This was the first "what if" loan calculator in the app store. We have tens of thousands of happy users since 2008. - Simple to Use Interface Very simple interface allows you to quickly use the calculator without having to reference help files and documentation. - Smooth & Fast Performance Optimized to instantly perform calculations when a field is updated. - Email Email loan data to yourself or others in a nicely formatted table that is easy to read. We want to hear from you if you have any questions, concerns, or recommendations. Please email us at: matt.l.king@comcast.net SEE WHY OVER 100,000 USERS USE US TO HELP MANAGE THEIR LOANS – DOWNLOAD TODAY! ## Key features - Calculate monthly loan payments - Explore 'what if' payment scenarios - View amortization schedules - Save and compare multiple loans - Email formatted loan data - Simple and fast interface ## What do users think of Easy Loan Payoff Calculator? Overall sentiment: positive **Pros** - 👍 Simple and easy to use - 🚀 Quick calculations - 💡 Useful 'What If' scenarios - 🔒 Accurate loan calculations - 👍 User-friendly interface - 👍 Great for financial planning **Cons** - 🐛 Crashes or doesn't open on some devices - 🔍 Lacks some advanced features (e.g. one-time payment option) - 🔍 Doesn't show specific dates or payoff timeline **Commonly reported bugs** - Debt Snowball app not working - Review system for Debt Snowball app not functioning **Most requested features** - Add one-time payment option - Allow entering payment amount to solve for loan details - Implement portrait mode recognition - Add ability to save previous extra payments - Include option to set a target end date ## Recent user reviews (10 of 51) All indexed reviews: https://appshunter.io/ios/app/easy-loan-payoff-calculator/id297540383/reviews.md ### 3/5 — Nice to have a simple interest loan calculator *2023-04-18* I just wish it would recognize that my iPad is in portrait mode when I open it instead of having to click into other menu areas in the app and then back to the calculator….. ### 5/5 — Amortization statement *2021-05-08, version 12.1* I would like to be able to enter the date of the first payment and the statement would show the date of each and every payment. ### 3/5 — Best I’ve tried but room for improvement *2021-03-17, version 12.1* The reason that I got this app was because I wanted to be able to see the effect on my mortgage of making extra payments both for motivation and to weigh what was worth doing. Of the apps that I have tried, this one does that the best. However, I have a few suggestions/requests. 1. In addition to the monthly and yearly extra payment, add a one time extra payment option. For example, what is the benefit if I put my tax return or bonus toward my mortgage. 2. Allow previous extra payments to be saved showing how much benefit there has already been from the extra payments I have made. 3. Allow a start date to be set so you can look and see where you are in your progress instead of just seeing numbered payments. 4. (Optional) Add the ability to set a target end date and calculate how much to pay each month to reach that goal. Thanks for the app and I hope it continues to get better. ### 5/5 — Bill *2020-12-05, version 12.1* This is the BEST loan calculator app out there. Most online sites burden you with trying to sell you a mortgage. This just tells you what you want to know. ### 5/5 — Easy *2020-05-19, version 12.1* Easy and quick. Nice little app. ### 5/5 — Fast-Accurate-User Friendly *2020-04-04, version 12.1* Whether new car, mortgage refi or personal loans - so easy to plug ‘n play with interest calculations, monthly amortizations, and term payoffs. Luv this piggy’s calculations. ### 4/5 — Love this app, can you add *2020-03-01, version 12.1* I love this app and it’s others in the suite. I do wish the “What if” app had a one time lump sum payment option. I’m often have a one time windfall of cash and want to put a lump sum on a loan. I’ll take it the way it is, but that would be a great feature. (Windfall from inheritance, sale of another property, job bonus, sale of another asset is more common in my finances) ### 1/5 — Debt Snowball *2020-02-07, version 12.1* I have all this developers apps and have enjoyed them for years. However recently the app “debt snowball” is not working. Simply wont open. Developer not responding to request to fix and last update was over a year ago. I wouldn’t purchase from this developer until apps are fixed. The review system for debt snowball also isn’t working. ### 5/5 — Great Finance App! *2019-09-27, version 12.1* I like the quickness of the loan app & ease to change variables. The “What If” for adding more principal to pay off faster is very handy, & not found in similar apps. It’s a little awkward, but you can email yourself the payoff schedule. ### 5/5 — Just what I wanted *2019-08-03, version 12.1* I have tried 4 other mortgage calculators and this is by far the best. Well designed and easy to use with all the information I need. Since finding this app I have deleted the others. I highly recommend ## Frequently asked questions about Easy Loan Payoff Calculator ### What does the Easy Loan Payoff Calculator do? This app helps you calculate monthly loan payments, understand the interest you'll pay, and explore 'what if' scenarios. You can see how extra payments can help you pay off your loan faster and save money over time. It also provides a detailed amortization schedule. ### What types of loans can I calculate with this app? The app is designed to calculate payments and interest for any fixed-rate loan. This includes common loan types such as mortgages, auto loans, and credit card debt. You can input your loan details to get accurate calculations. ### How can I save money using this app? By using the 'what if' scenario feature, you can see the impact of making additional monthly or yearly payments. This allows you to plan how to pay off your loan early, significantly reducing the total interest paid over the life of the loan. ### Is this app compatible with my device? While specific compatibility details are not provided in the description, the app is available on mobile platforms. Users have been using it for over 10 years, indicating broad availability on various devices that support mobile applications. ### Is there a cost to use the Easy Loan Payoff Calculator? Based on the provided information, the app is offered for free. There are no mentions of in-app purchases or subscription fees, suggesting it is a completely free tool for users. ## Version history (last 1 release) ### 12.1 — 2019-03-09 Updated to all the latest displays sizes Reformatted email to a much more readable format ## Apps similar to Easy Loan Payoff Calculator | App | Rating | Price | Category | | --- | --- | --- | --- | | [Mortgage Calculator™](https://appshunter.io/ios/app/mortgage-calculator/id409695797) | 4.7 (134) | $1.99 | Finance | | [Bills Monitor Pro](https://appshunter.io/ios/app/bills-monitor-pro/id468993411) | 4.6 (1,672) | $0.99 | Finance | | [SmartXpense](https://appshunter.io/ios/app/smartxpense/id1220174080) | 5.0 (2) | Free | Finance | | [BCU Bank](https://appshunter.io/ios/app/bcu-bank/id1179612720) | 1.0 (1) | Free | Finance | | [TaxTool](https://appshunter.io/ios/app/taxtool/id1515003020) | — | Free | Finance | | [Acuity Insurance](https://appshunter.io/ios/app/acuity-insurance/id785661940) | 4.8 (7,617) | Free | Finance | ## More apps by Matthew King - [Travel Bingo & Blackout](https://appshunter.io/ios/app/travel-bingo-and-blackout/id302937744) - [Random Facts - 3500+](https://appshunter.io/ios/app/random-facts-3500-plus/id303601203) - [Bizarre Holidays Calendar](https://appshunter.io/ios/app/bizarre-holidays-calendar/id306146416) - [Scripture of the Day (NASB Version)](https://appshunter.io/ios/app/scripture-of-the-day-nasb-version/id307197575) - [Today in American History - Learn Daily Facts and Events about the USA](https://appshunter.io/ios/app/today-in-american-history-learn-daily-facts-and-events-about-the-usa/id307200232) All apps by Matthew King: https://appshunter.io/developer/297540386 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*