# Easy Loan Payoff Calculator — user reviews > 51 indexed App Store user reviews of Easy Loan Payoff Calculator by Matthew King, rated 4.90/5 from 2,660 ratings. - Source: https://appshunter.io/ios/app/easy-loan-payoff-calculator/id297540383/reviews - App overview in markdown: https://appshunter.io/ios/app/easy-loan-payoff-calculator/id297540383.md - Rating breakdown: 5★ 2,378 · 4★ 218 · 3★ 37 · 2★ 12 · 1★ 15 ## What do users think of Easy Loan Payoff Calculator? Overall sentiment: positive **Pros** - 👍 Simple and easy to use - 🚀 Quick calculations - 💡 Useful 'What If' scenarios - 🔒 Accurate loan calculations - 👍 User-friendly interface - 👍 Great for financial planning **Cons** - 🐛 Crashes or doesn't open on some devices - 🔍 Lacks some advanced features (e.g. one-time payment option) - 🔍 Doesn't show specific dates or payoff timeline **Commonly reported bugs** - Debt Snowball app not working - Review system for Debt Snowball app not functioning **Most requested features** - Add one-time payment option - Allow entering payment amount to solve for loan details - Implement portrait mode recognition - Add ability to save previous extra payments - Include option to set a target end date ## Newest reviews (12 of 51) ### 5/5 — I love this! *2018-12-17, version 12.0* I use it constantly. Very easy to update and get new results. Thank you! ### 5/5 — Simple & effective *2018-01-15, version 9.2* As a lawyer who has to get quick estimates. This is a cheap and quick loan calculation. I have used it agains and again event bough I have six other more complicated financial calculators. Good job. ### 5/5 — Does what I need. *2017-11-12, version 9.2* This app is simple to use for what I need. It allows me to see exactly what a monthly payment will be given a set balance, interest rate and time. ### 5/5 — I love this app *2017-09-10, version 9.2* I have been able to use this app to create many different scenarios for financing to show my consumer what additional money can go towards paying back the loan I love this application ### 5/5 — Simple to use! *2017-07-10, version 9.2* I am planning on purchasing an RV. This program has been perfect! It's fast & easy to calculate any financial question I need answered! I have several similar apps on my phone but this is the only one I use. ### 5/5 — Great app! *2017-06-04, version 9.2* Simple to use. Just input loan amt. term and rate- and your payment appears It has amortization schedule to track your current loan balance. It would be nice to input your max pmt to figure out your max loan. ### 5/5 — Best and Easist *2017-06-03, version 9.2* Allows changing parameters to see "What If". The only improvement would be to allow "Month Payment" to be a parameter and let something else be the solution. ### 5/5 — Very functional & easy to use *2017-05-24, version 9.2* Straightforward & well laid out. ### 5/5 — Absolutely Great! *2017-02-25, version 9.2* This is my go to calculator! I use it all the time. I have a couple loans that I keep track of and I am always looking for ways to reduce my interest. ### 5/5 — Thumbs up *2017-02-13, version 9.2* Easy to use and simple to understand. ### 5/5 — Great App *2017-01-22, version 9.2* I love this app. It's a way for me to keep track of my mortgage amortization, my car loan, and any general financing calculations I want to consider. It also shows me what adding small additional monthly payments will do to help me pay off my loans earlier. A great tool! ### 5/5 — Easy to use, effective *2017-01-14, version 9.2* Works great, easy to use, and helped me manage payments to get my car paid off 14 months early. ## Most critical reviews (10 lowest-rated) ### 1/5 — Debt Snowball *2020-02-07, version 12.1* I have all this developers apps and have enjoyed them for years. However recently the app “debt snowball” is not working. Simply wont open. Developer not responding to request to fix and last update was over a year ago. I wouldn’t purchase from this developer until apps are fixed. The review system for debt snowball also isn’t working. ### 1/5 — Poorly designed *2017-05-23, version 9.2* OK, calculating interest is simple. So why am I still sitting here after 10 minutes trying to figure out this program? People want to buy a program like this in order to make simple calculations about paying off a loan. I'd like to be able to input my data and then run about 10 different solutions to figure out what would work for me in paying off a loan. If this does this I sure can't figure it out after 10 minutes because it is not idiot proof or it does not do that. In either case if a software program takes more time for me to figure out than buying another software program then it is poorly designed. This package is poorly designed. **Developer response:** We are sorry you feel this way. The interface was designed based on user feedback; However, if you still find it difficult to use please contact us support@dubit.net ### 1/5 — Waste of .99 *2016-05-11, version 9.2* I downloaded this app thinking it would actually be useful for working on quotes for customer. I was wrong. There is no spot to figure in taxes. No spot to add down payments or insurance to help accurately figure out true payments. This app is just a simple calculator. Not happy ### 2/5 — And OK app if you are looking to buy and have not already bought *2019-03-24, version 12.1* I got this app because I’m trying to keep track of a personal loan I got for my house. I wasn’t able to get a traditional mortgage and needed to finance the rest of what I owed for my house and land. However, this app only shows you what the payments will be and how much interest you will pay each month. It doesn’t allow me to make extra payments and watch what changes. I was very disappointed that I paid my hard earned money for this app. **Developer response:** It does allow you to add extra payments under the “what if” options. Email us at support@dubit.net if you still have questions. ### 2/5 — It’s ok *2019-01-30, version 12.0* But it doesn’t give any dates or specific years. A lot of other loan calculators will tell you your payoff date. This just gives you number of payments, which is frustrating. ### 2/5 — Disappointed *2017-12-05, version 9.2* I've been using the free version for a few years--it's a great, handy app. I decided to purchase this one because I wanted to calculate how many months would be knocked off my loan if I apply my tax refund towards the principle. I'm very disappointed that the only two "what if" scenarios are adding a payment each month or adding an annual payment. I'll gladly change my review to 5 stars if the developers add a "one time payment" scenario. ### 3/5 — Nice to have a simple interest loan calculator *2023-04-18* I just wish it would recognize that my iPad is in portrait mode when I open it instead of having to click into other menu areas in the app and then back to the calculator….. ### 3/5 — Best I’ve tried but room for improvement *2021-03-17, version 12.1* The reason that I got this app was because I wanted to be able to see the effect on my mortgage of making extra payments both for motivation and to weigh what was worth doing. Of the apps that I have tried, this one does that the best. However, I have a few suggestions/requests. 1. In addition to the monthly and yearly extra payment, add a one time extra payment option. For example, what is the benefit if I put my tax return or bonus toward my mortgage. 2. Allow previous extra payments to be saved showing how much benefit there has already been from the extra payments I have made. 3. Allow a start date to be set so you can look and see where you are in your progress instead of just seeing numbered payments. 4. (Optional) Add the ability to set a target end date and calculate how much to pay each month to reach that goal. Thanks for the app and I hope it continues to get better. ### 4/5 — Love this app, can you add *2020-03-01, version 12.1* I love this app and it’s others in the suite. I do wish the “What if” app had a one time lump sum payment option. I’m often have a one time windfall of cash and want to put a lump sum on a loan. I’ll take it the way it is, but that would be a great feature. (Windfall from inheritance, sale of another property, job bonus, sale of another asset is more common in my finances) ### 4/5 — Great app could use a few upgrades *2016-10-14, version 9.2* This is a very quick app to use. I wish it had a few upgrades to make it a bit more user friendly. ## Most praised reviews (10 highest-rated) ### 5/5 — Amortization statement *2021-05-08, version 12.1* I would like to be able to enter the date of the first payment and the statement would show the date of each and every payment. ### 5/5 — Bill *2020-12-05, version 12.1* This is the BEST loan calculator app out there. Most online sites burden you with trying to sell you a mortgage. This just tells you what you want to know. ### 5/5 — Easy *2020-05-19, version 12.1* Easy and quick. Nice little app. ### 5/5 — Fast-Accurate-User Friendly *2020-04-04, version 12.1* Whether new car, mortgage refi or personal loans - so easy to plug ‘n play with interest calculations, monthly amortizations, and term payoffs. Luv this piggy’s calculations. ### 5/5 — Great Finance App! *2019-09-27, version 12.1* I like the quickness of the loan app & ease to change variables. The “What If” for adding more principal to pay off faster is very handy, & not found in similar apps. It’s a little awkward, but you can email yourself the payoff schedule. ### 5/5 — Just what I wanted *2019-08-03, version 12.1* I have tried 4 other mortgage calculators and this is by far the best. Well designed and easy to use with all the information I need. Since finding this app I have deleted the others. I highly recommend ### 5/5 — Great App *2019-04-06, version 12.1* I love this app! It’s very accurate. Always within a couple of dollars. ### 5/5 — Great app *2019-03-20, version 12.1* Simple, accurate and tells you what you need to know! ### 5/5 — What if *2019-02-08, version 12.0* This is an awesome tool. I use it quite often. I even recommended it to a loan person who hadn’t heard of it! Thank you for such a handy app. You’ve taken much of the mystery out of finance! ### 5/5 — Perfect helper *2019-01-31, version 12.0* It’s fast, easy, accurate. Used it when I was looking to buy. When I bought. When I refinanced. Be sure to add property taxes and insurance costs to “additional monthly” to get the accurate impound number. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*