# Easy Mortgages — Mortgage Calculator > Professional mortgage loan calculator for home buyers and owners. (iPhone/iPad app by Mobile Innovations LLC.) - Source: https://appshunter.io/ios/app/easy-mortgages/id396886949 (this page in markdown: same URL + `.md`) - Developer: [Mobile Innovations LLC](https://appshunter.io/developer/314316469) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 3.70/5 from 6 App Store ratings · 111 written reviews indexed - Age rating: 4+ - Requires: iOS 18.6 · 6 MB - Languages: American English - Released: 2010-10-15 - Data updated: 2026-09-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/easy-mortgages/id396886949/reviews.md ## What is Easy Mortgages? Wow! Amazing! What it saves with an affordable extra payment every month? This professional Mortgage Loan Calculator is a powerful, fast and easy-to-use iPhone App perfect for Home Buyers, Home owners, Brokers and Realtors. Make confident home-financing decisions with a fast, beautiful mortgage calculator built for iPhone and iPad. The core calculator is completely free — no ads, no tracking, no account. CALCULATE WITH CONFIDENCE • Monthly payment with principal & interest (PITI) • Property taxes, homeowners insurance, HOA/condo fees • Total interest and total cost over the life of the loan • Complete amortization schedule, month by month • See how extra payments cut years and interest VISUALIZE YOUR LOANS • Clean dashboard with interactive charts • Compare monthly payments and interest rates at a glance • Portfolio overview and financial insights • Price-per-square-foot tracking COMPARE SCENARIOS Save unlimited loans and compare down payments, rates, terms, and property values side by side to see which option saves the most. SYNC & PRIVACY • Optional iCloud sync across iPhone and iPad • Works fully offline • No login, no data collection, no ads • Your data stays on your device and in your personal iCloud NEW — AGENT PRO (for real-estate agents & loan officers) Everything in the free calculator stays free. Agent Pro adds the client-facing tools professionals use in front of clients: • Presentation Mode — hand the phone across the table; live sliders update the payment instantly • Branded PDF reports — your photo, name, brokerage, and license, with a "scan to save my contact" QR on every page • Payment Scenario one-pagers and Side-by-Side comparisons • Open House finance flyers with three financing options • Seller Net Sheets and Refinance analyses • Buyer Estimate Worksheets • Client Book — track clients, attach scenarios, set follow-up reminders • Pro calculators — Affordability, Rent vs Buy, Points, 2-1 / 3-2-1 Buydowns, Blended Rate, and loan-type payments (Conventional, FHA, VA, USDA, Jumbo) Every report is generated on your device. No accounts, no servers — your data never leaves your device except through your own iCloud. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy : https://www​.mobileinnov​.com​/​Privacy​Policy​.html ## Key features - Payment calculations - Extra payment simulation - Amortization schedule - Save loans for comparison - HTML/CSV file generation - Passcode protection ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Agent Pro | $9.99 | per year | ## What do users think of Easy Mortgages? Overall sentiment: negative **Pros** - 👍 Simple and intuitive interface - 🚀 Quick and easy calculations - 💾 Ability to save multiple mortgages/loans - 📧 Email amortization schedule feature - 🔢 Accurate financial calculations - 💰 Free app with no ads - 🎯 Flexible input values for various loan types - 📊 Helpful amortization schedule visualization - ⚡ Fast performance for quick scenarios **Cons** - 🐛 Frequent crashes and app failures - 💥 Data loss after updates - 🔄 Poor update management with no warnings - 😞 Degraded user experience after recent update - 🚫 Reduced customization options in new version - ⚠️ Lack of developer support and communication - 📱 Compatibility issues with newer iOS versions - 🔧 Unresolved bugs over extended periods - ❌ Abandoned app with no maintenance **Commonly reported bugs** - Amortization schedule crashes app consistently - App crashes when clicking amortization button - Data loss when updating app without warning - Extra principal payment changes apply to all mortgages instead of individual ones - Extra principal amounts reset to default values - Total payment amount doesn't update with extra principal changes - App crashes on iOS 8 and newer versions - App incompatible with iPhone 6+ and newer devices - Random crashes unrelated to specific actions - Incorrect keypad displayed for numeric input fields **Most requested features** - Ability to enter loan terms in years instead of months only - Reverse calculation (enter desired payment, calculate terms) - Biweekly and weekly payment schedule options - Down payment entry as percentage of purchase price - Ability to rename saved mortgages - Single large extra payment option - Start and end dates in amortization table - Ability to compare multiple payment scenarios side-by-side - iPad version of the app - Customizable background colors/themes - Combined view of total payments across multiple loans ## Recent user reviews (10 of 111) All indexed reviews: https://appshunter.io/ios/app/easy-mortgages/id396886949/reviews.md ### 1/5 — Painful *2026-07-25, version 4.0* I had had this app for many years. It used to work so easy. Not it is almost useless. Looking for a new app ### 1/5 — Ruined *2026-04-14, version 3.0* Used this for years was perfect. Update is horrible. Lost all my saved data from last 10 years. ### 1/5 — Attorney *2026-04-06, version 3.0* Your update is terrible. The previous version was so simple and straight forward. More is not always better. ### 1/5 — Garbage *2026-03-16, version 3.0* Used this app for over 10 years - simple and accurate. They make the only update in a decade and now garbage and lost of data. Way to go guys! NOT ### 1/5 — What a disappointment:( *2026-03-09, version 3.0* I have been using this app for my real estate business for the last 7 years, it was easy to use, store property mtg information. They recently decided to change the app and imposible to use. Can’t costumize down payments easily, can’t calculation for terms other than their preset term. Even int rate is hard to type on. It makes me very sad to see that such a great app it is now so bad ### 1/5 — Deleted my saved info *2026-03-05, version 3.0* The app deleted all my mortgages that I had saved when you updated the app. No warning, now all my information is gone. Also, the new app does not work properly, it is full of bugs and crashes. ### 1/5 — A major backward step *2026-03-03, version 3.0* The app update lost all my data and the new interface is much worse. More clutter, and less ability to put in a down payment that’s not a nice percentage of the purchase price. I expect I’ll delete the app in the next few months since it no longer adds value. ### 1/5 — Update ruined app *2026-02-28, version 3.0* They updated this app and made it unusable, it tried to auto adjust down payment and other info but does not work properly, much better when it just let you enter the amount you want to. ### 1/5 — What Happened to all my saved mortgages!! *2026-02-27, version 3.0* I’ve used this App for 20 years and I wake up one day and it’s a brand new app with all my data gone? Do you think a little warning was warranted? ### 1/5 — HORRIBLE!! BEWARE!! *2026-02-27, version 3.0* I have used this awesome app for years to quickly do modeling for investments saving different scenarios. When I opened it up today the app is totally different (apparently a forced re-written “update”) and ALL my saved scenarios are gone! In addition the simple logical interface is now more cumbersome to use.I now have no faith in these developers and will be finding another for my needs. Thanks for ruining a great app! ## Frequently asked questions about Easy Mortgages ### What does the Easy Mortgages app do? This app is a professional mortgage loan calculator designed to help users understand their mortgage payments. It allows for detailed calculations including total interest paid, total amount paid, and monthly payments. It also features an extra payment option to simulate savings and an amortization schedule to break down payments. ### What are the key features of this mortgage calculator? Key features include comprehensive payment calculations based on property cost, interest rate, and loan term, with options for down payment, taxes, and insurance. It also offers an extra payment simulation, a detailed amortization schedule, the ability to save and compare multiple loans, and the generation of HTML/CSV files for sharing. ### Is this app free to use? Yes, the application is free to use. It does not have in-app purchases or advertisements, providing a straightforward experience for all users. ### Who is the target audience for Easy Mortgages? The app is intended for home buyers, current homeowners, mortgage brokers, and realtors. It provides tools to make informed decisions about monthly payments and loan management. ### Can I share my loan information with others? Yes, the app allows you to generate well-formatted HTML and CSV amortization tables. These can be sent as email attachments, making it easy to share your loan details and payment schedules with others. ## Version history (last 5 releases) ### 4.0 — 2026-07-07 Introducing Agent Pro — a new toolkit for real estate and mortgage professionals: • Branded PDF reports — payment one-pagers, refinance, buyer estimates, seller net sheets, and side-by-side comparisons, all with your name, photo, and logo • Client Book — keep buyers and scenarios organized with follow-up reminders • Pro calculator suite — loan-type payments (Conventional/FHA/VA/USDA), affordability, refinance & points break-even, temporary buydowns, blended rate, and rent vs. buy • Comparison Workspace — line up multiple mortgages and share the winner • Presentation Mode — walk clients through the numbers on screen Plus for everyone: • iCloud sync — your saved mortgages now stay up to date across all your devices • Redesigned dashboard with an interest-rate chart and portfolio breakdown • Faster, smoother calculators with an easier-to-dismiss number pad Enjoying the app? Please take a moment to leave us a rating or review — it really helps.Thank you! ### 3.2 — 2026-06-06 Your mortgages now sync automatically across all your devices. What's New • iCloud Sync — Create a loan on your iPhone, see it instantly on your iPad. All your mortgage data syncs securely through your personal iCloud account. • iCloud Status — Check your sync status anytime in Settings > iCloud, with a one-tap refresh button. • Auto-Refresh — Your loan data refreshes automatically when you return to the app, picking up changes from other devices. Improvements • Faster tab switching with smoother navigation throughout the app • Updated Help & Tips with iCloud sync guidance and troubleshooting • Streamlined Settings with cleaner layout For Existing Users Your saved loans are automatically migrated to the new sync-enabled storage on first launch. No action needed — your data is preserved. ### 3.1 — 2026-06-05 • Improved dashboard and saved loans readability • Enhanced card design for better visibility • Smarter app rating prompts • Bug fixes and performance improvements ### 3.0 — 2026-02-25 Contextual Tips •Get helpful guidance exactly when you need it! Smart tips appear as you explore the app. Enhanced Dashboard • Improved chart loading states • Better visual feedback • Smoother animations UX Improvements • Haptic feedback throughout the app • Responsive buttons and controls • Polished transitions • Better empty states BUG FIXES • Fixed rare crash on launch • Performance improvements ### 2.0 — 2015-09-03 This app has been updated by Apple to display the Apple Watch app icon. 1. Replaced old wood theme with iOS8 default flat look. 2. Fixed crash on amortization schedule 3. Fixed issue with calculations showing negative amount in iOS7/8 4. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*