# easypaisa – a digital bank — EasyLoad, Send Money, Pay Bill

> Digital banking for sending money, paying bills, mobile top-ups, and savings. (iPhone/iPad app by Easypaisa bank limited.)

- Source: https://appshunter.io/ios/app/easypaisa-a-digital-bank/id1227725092 (this page in markdown: same URL + `.md`)
- Developer: [Easypaisa bank limited](https://appshunter.io/developer/1404209313)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.60/5 from 6,969 App Store ratings · 260 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 349 MB
- Languages: American English, Urdu
- Released: 2017-04-24
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/easypaisa-a-digital-bank/id1227725092/reviews.md

## What is easypaisa?

easypaisa digital bank lets you skip the hassle of going to the bank and enjoy effortless financial solutions anywhere.

Send money, get mobile load, activate packages, or start saving, do it all!

Psst.. did we mention that you will get Rs. 100 as sign-up reward?

Introducing Term Deposits
Start investing with plans as short as 7 days, tailored to your financial goals. Enjoy guaranteed profits and a fully digital experience!

Key features:

- Monthly Account limit of up to Rs. 25 lakh
- Biometric verification within easypaisa app
- No hidden charges on transfers or payments

Get ready to make your life easy in so many ways:

Transfer money
easypaisa app has made sending money easy across Pakistan. You can transfer money to any of the following:

· any bank account like HBL Konnect, UBL, Meezan, Alfalah, Allied, Askari, NBP etc.
· easypaisa account
· Mobile wallets like JazzCash, SadaPay, NayaPay etc.
· WhatsApp
· CNIC number
· Raast Transfer

Free, instant, and secure transfer from easypaisa app to anyone

Save and earn rewards daily
Subscribe to daily rewards diamond plan and receive rewards of up to 10.5% annually

Save for your saving goals with savings pocket and earn rewards on timely payments!

Pay Bills
Pay all utility bills in one app:

· electricity (IESCO, PESCO, K-Electric etc.)
· gas (SNGPL, SSGC)
· telephone (PTCL, SCO)
· internet (Nayatel etc.)
· water (CDA etc.)
· government fees (e-Challan, FBR - Mobile Tax, etc.)

Set reminders to pay bills

Subscribe to bundles of Telenor, Zong, Ufone or Jazz, ONIC, ROX.
Get data bundles for Facebook, Instagram, WhatsApp, TikTok.
Enjoy SMS or call packages
275+ Mobile packages for all networks
Pay your post-paid bills
Schedule your mobile load & packages payments
 
Donate your zakat/charity through easypaisa digital bank app to 50+ donation organizations (including Shaukat Khanum, Edhi, Alkhidmat, MTJ, Indus Hospital, TCF etc.)

Easycash
Apply for easycash loan without any documents and get up to Rs. 25,000 in your account.

Tenor: Day of disbursement to no less than 60 Days

Loan Amount: PKR 200 - PKR 25,000
Max APR: 32%-40% (customer is not charged more than 32% - 40% in a year for a loan)
Personal Loans are only available to Pakistan Citizens in the territory of Pakistan
Privacy Policy: https://easypaisa.com.pk/privacy-policy/
Example of a loan with easypaisa:
Loan Amount: PKR 20,000
Tenor: No less than 60 Days
Service Fee: 32%
Total service fee: PKR 6,400
Disbursed Amount: 20,000
Repayment Amount: 26,400
Repaying your loan is now more convenient! You can pay off your dues through easypaisa app

Top-up wallets
Avail discounts when you recharge your Daraz or M-Tag Wallets

Invite & earn
Invite your friends to register on easypaisa and get cashback for both of you

Scan & pay
Enjoy instant QR payments at merchants nationwide
Scan and pay with any banking app using easypaisa Raast QR
Participate in competitions to win prizes

One Rupee Game
Win iPhone, iPad, Apple watch, Samsung phones etc.

Insurance
Protect yourself and your loved ones with insurance starting at just Rs. 1 along with hassle-free documentation and one-click subscription!

Order food from restaurants
Travel across Pakistan by booking hotels, flights and buses
Get movie tickets

Any complaints? Receive customer support from easypaisa!

You can now update your personal information, file a complaint about a failed bank transfer, cancel a CNIC transaction, or alter the pin on your debit card using easypaisa app.

Follow us
facebook.com/easypaisa

instragam.com/easypaisa

tiktok.com/easypaisa

Visit us
easypaisa.com.pk

Address
Head Office 19-C, 9th Commercial Lane, Main Zamzama Boulevard, Phase 5 DHA Karachi Pakistan

## Key features

- Send money to any bank account or mobile wallet
- Pay utility bills and mobile packages
- Invest in short-term deposits with guaranteed profits
- Apply for instant loans
- Earn daily rewards and cashback
- Scan and pay with QR codes
- Donate zakat and charity

## What do users think of easypaisa?

Overall sentiment: negative

**Pros**

- 👍 Convenient digital banking
- 🚀 Quick payment processing
- 🔒 Secure transactions
- 💡 Useful features like TDR and bundles

**Cons**

- 🐛 Biometric verification issues
- 🐛 Login and OTP problems
- 🐛 Frequent app crashes and bugs
- 🔍 Poor customer support
- 🛑 Unreliable service and frequent downtime

**Commonly reported bugs**

- Account lockouts and verification failures
- Inability to update personal information
- Inconsistent performance and connectivity issues

**Most requested features**

- Add option to block free minutes and cashback
- Improve compatibility with non-PTA devices
- Provide better account management options
- Enhance user interface and experience

## Recent user reviews (10 of 260)

All indexed reviews: https://appshunter.io/ios/app/easypaisa-a-digital-bank/id1227725092/reviews.md

### 1/5 — horrible!!!!!!!!!!!!!!!!

*2026-08-18, version 5.7.4 (527)*

everytime i try to send money it shows a different error. it tells me to enter my biometric info when i’ve entered it already. it says wifi problem when i don’t have one. it never works. boo.

### 1/5 — About customer service

*2026-07-22, version 5.7.3*

I use the app for a long time but the customer services is useless. They don’t understand the customer point,
Very bad experience

### 1/5 — The new update is the worst

*2026-06-29, version 5.7.3*

Kindly do something about the mobile packaging issue. And check it yourself before was way better than now.

### 1/5 — Not good

*2026-06-23, version 5.7.3*

Because need  to follow lot  procedure and still
Doesn’t work  so better and easy way JazzCash

### 2/5 — App not working

*2026-06-11, version 5.7.3*

I am an old user of Easypaisa app, but lately the app is not functional and is down very frequently. Easypaisa App usage these days is very annoying

### 1/5 — 2 din sa chal nhi raha bht zada masla ker raha hai

*2026-06-11, version 5.7.3*

Sai kro isko 2 din sa nhi chal raha hai yaah

### 1/5 — Money not received

*2026-05-25, version 5.7.2*

Money not received 16hrs waiting

### 3/5 — Unable to use the application

*2026-05-05, version 5.7.1*

I bought and latest iphone(non-pta). and i am not able to login to non pta devices because i can’t enter otp manually

### 2/5 — Cannot login the app

*2026-04-19, version 5.7.0*

This morning I tried to login my app but I am not able to login to the app it goes back to enter pin to login everytime i try to login. I also tried after updating the app but still facing same issue. I don't know when someone has real urgency the app doesn't work comeon guys this is not the first time it happened.

### 1/5 — OTP Change Sucks!

*2026-04-15, version 5.7.0*

Why have you removed the option to enter OTP? I don’t have a PTA-approved iPhone, so I can’t receive it via SMS. Why do you consider this necessary when there’s biometric security. Major banks already provide OTPs via emails. I am not gonna carry a cheap PTA-approved Android around 24/7 just to access this app. Previously, JazzCash had the same issue, but they resolved it. I’ll switch completely to NayaPay, which is better in every respect!

## Frequently asked questions about easypaisa

### What can I do with the easypaisa app?

The easypaisa app allows you to send money to various bank accounts and mobile wallets, pay utility bills, subscribe to mobile packages, invest in term deposits, apply for loans, and make QR payments. You can also top up wallets and donate to charity.

### How do I send money with easypaisa?

You can send money easily to any bank account, easypaisa account, mobile wallets like JazzCash, SadaPay, or NayaPay, via CNIC number, or through Raast Transfer. Transfers from the easypaisa app to anyone are free, instant, and secure.

### What are the fees for using easypaisa?

The app states there are no hidden charges on transfers or payments. Specific fees may apply to services like loans, with an example showing a service fee for a loan amount. Some services like sending money are advertised as free.

### Is easypaisa available for download on all devices?

While the description doesn't explicitly state compatibility, it is presented as a mobile application, implying availability on common smartphone operating systems like Android and iOS. Users can typically find it on their respective app stores.

### What are the benefits of using easypaisa for savings and investments?

You can save for your goals with a 'savings pocket' and earn rewards on timely payments. The app also offers Term Deposits with plans as short as 7 days, providing guaranteed profits and a fully digital investment experience. You can also subscribe to a daily rewards diamond plan for potential annual rewards.

## Version history (last 5 releases)

### 5.7.4 (527) — 2026-07-28

Enhance security features and improvements.

### 5.7.3 — 2026-06-07

- Now seamlessly upgrade to Digital Account and enjoy transaction limits of upto Rs. 10 crores.
- Enhanced Load & Packages journey with personalized recommendations, bundle expiry tracking, scheduled bundles, and a smoother user experience.
- Now check your credit report directly from Mini-Apps on the easypaisa app.
- Enhance security features and improvements.

### 5.7.2 — 2026-05-14

Enhance security features and improvements.

### 5.7.1 — 2026-05-04

Enhance security features and improvements.

### 5.7.0 — 2026-03-29

Enhance security features and improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
