# EBS Authenticator — EBS

> Securely logs into EBS online accounts with enhanced authentication. (iPhone/iPad app by EBS Designated Activity Company.)

- Source: https://appshunter.io/ios/app/ebs-authenticator/id1474044959 (this page in markdown: same URL + `.md`)
- Developer: [EBS Designated Activity Company](https://appshunter.io/developer/1474044958)
- Category: Finance, Business
- Price: Free
- Rating: 1.60/5 from 5 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 15 · 8 MB
- Languages: American English
- Released: 2019-10-16
- Data updated: 2026-07-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ebs-authenticator/id1474044959/reviews.md

## What is EBS Authenticator?

The EBS Authenticator app allows you to pair your mobile device in order to securely log into EBS Your Accounts Online.

From August 2019 onwards, when you login to your online banking, you will be asked for additional security details, as well as your current log on details. 

This extra security layer is to apply what is known as Strong Customer Authentication (SCA) and helps fight fraud and further protect your online banking and payments. You will need a one time activation code from us to setup the app for SCA.

Here is what you need to do:
1. Download this EBS Authenticator app. 
2. Open the EBS Authenticator app. You will be prompted on screen to enter your Customer ID number and Personal Access Code (PAC) as normal, followed by the 6-digit one time activation code which we send to you by post.

Once you have done this you’ll be able to complete SCA at login and use EBS Your Accounts Online.

## Key features

- Secure login for online banking
- Strong Customer Authentication (SCA)
- Fraud prevention
- One-time activation codes
- Mobile device pairing

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/ebs-authenticator/id1474044959/reviews.md

### 1/5 — Bad app

*2025-03-25, version 1.9.12*

It doesn’t work

### 1/5 — Archaic Banking

*2023-08-10, version 1.9.12*

I’d echo the comments below - setting up and accessing the online services is an absurd hassle.

### 4/5 — Works fine

*2023-07-03*

It’s a useful app and works fine. A tiny bit laggy sometimes but overall good

### 1/5 — Rubbish

*2021-09-21, version 1.9.12*

There has been no updates or improvements with his app for over a year… why? It’s unstable and buggy. Move with the times EBS!!!

### 1/5 — Someone should look into why this app doesn’t function

*2021-05-22, version 1.9.12*

Outside of Ireland and can’t gain access to my account. All of the advice to fix the issue is useless. The phone authentication confirms the process is complete but the computer used to access the account will not recognise the fact. At a time like this I would expect better support from a bank should be forthcoming.

### 1/5 — Doesn’t work. At all.

*2019-12-02, version 1.9.9*

First of all I had to go through weeks of unnecessary crap to get my online banking set up. Now I can’t log into it because this app is required to authenticate log in and it doesn’t work. It’s almost 2020 EBS. Get with the times and pay someone to create an app that actually works. 🙄 oh and you might wanna make it less hassle to set up online banking in the first place while you’re at it.

## Frequently asked questions about EBS Authenticator

### How do I set up EBS Authenticator?

To set up EBS Authenticator, download the app and open it. You will be prompted to enter your Customer ID and Personal Access Code, followed by a one-time activation code sent to you by post.

### What is Strong Customer Authentication (SCA) with EBS Authenticator?

SCA is an extra security layer implemented from August 2019 to fight fraud and further protect your online banking and payments. EBS Authenticator facilitates this by requiring additional security details during login.

### What devices does EBS Authenticator support?

EBS Authenticator is available for iPhone and iPod devices.

### How often is EBS Authenticator updated?

The latest version, 2.1.0, was last updated on December 15, 2025. Updates ensure the app remains secure and functional.

### Is EBS Authenticator free to use?

Yes, EBS Authenticator is available for free.

### What is the user rating for EBS Authenticator?

EBS Authenticator has a rating of 1.6 stars from 5 ratings.

### Does EBS Authenticator have ads?

No, EBS Authenticator does not contain advertisements.

### What age rating does EBS Authenticator have?

EBS Authenticator has an age rating of 4+.

## Version history (last 5 releases)

### 2.1.0 — 2025-12-15

This update is all about the background work. The app developers have been working to bring you accessibility enhancements and to fix some bugs.

### 2.0.1 — 2025-08-11

This update is all about the background work. The app developers have been busy fixing some bugs.

### 1.9.17 — 2025-05-28

Apple compatibility updates.

### 1.9.12 — 2020-08-28

This version includes updates to regulatory notices within the app.

### 1.9.9 — 2019-11-29

This version includes bug fixes and performance improvements.

## Apps similar to EBS Authenticator

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [AIB Authenticator](https://appshunter.io/ios/app/aib-authenticator/id1574723973) | 1.0 (2) | Free | Finance |
| [Community Credit Union](https://appshunter.io/ios/app/community-credit-union/id1560807526) | — | Free | Finance |
| [HSSCU](https://appshunter.io/ios/app/hsscu/id1528532542) | 2.0 (1) | Free | Finance |
| [MyIrishLife](https://appshunter.io/ios/app/myirishlife/id1473276483) | 4.5 (65) | Free | Finance |
| [Avant Money](https://appshunter.io/ios/app/avant-money/id1523440501) | 2.0 (1) | Free | Finance |
| [An Post Money Credit Card](https://appshunter.io/ios/app/an-post-money-credit-card/id6450167083) | — | Free | Finance |

## More apps by EBS Designated Activity Company

- [EBS CardManager](https://appshunter.io/ios/app/ebs-cardmanager/id1549687232)

All apps by EBS Designated Activity Company: https://appshunter.io/developer/1474044958

## Related topics

[ebsc](https://appshunter.io/ios/topics/ebsc)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*