# ECARD: Your SmartWallet — Travel Globally, Bank Locally

> Global reloadable payment card and mobile banking app for international and domestic use. (iPhone/iPad app by Ecard Inc.)

- Source: https://appshunter.io/ios/app/ecard-your-smartwallet/id1442065479 (this page in markdown: same URL + `.md`)
- Developer: [Ecard Inc](https://appshunter.io/developer/1347922000)
- Category: Finance, Business
- Price: Free
- Rating: 3.45/5 from 11 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.1 · 310 MB
- Languages: English
- Released: 2018-11-14
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ecard-your-smartwallet/id1442065479/reviews.md

## What is ECARD?

As the first U.S. bank issued UnionPay EMV reloadable card, ECARD is a better, faster, and simpler payment solution for those traveling internationally or making daily purchases at home. We’re connecting the world, breaking down the barriers of the global payment system and changing the way people bank. We utilize advanced technologies to enable frictionless transactions among individuals or corporations beyond countries and regions. Here’s what our members love the most about ECARD:

● Accepted in 179 countries and regions. Easily withdraw more than 100 local currencies at ATMs worldwide.
● Access to UnionPay's Merchant Loyalty Program and enjoy thousands of rewards around the world.
● No credit check, no hard pull
● Easy and safe online application
● SSN not mandatory; Non-U.S. Passport Welcome
● No overdraft fee, no minimum balance required
● Exclusive extra cashback payout*
●  Transparent & competitive exchange rate
● Balance up to $250,000 is insured by FDIC
● EMV Chip Card Security
● 24/7 customer support team

The ECARD Mobile Banking App lets you manage every aspect of your account whenever and wherever. You can:

● Stay in control of your money, track your account balance and transaction history
● Link your other bank accounts with one click** and reload easily in-app
● Instant money transfers between users
● ECARD activation and register
● Find reload locations near you
● Change your card PIN and login password
● Grow your savings automatically with recurring reload
● Block your card instantly in-app
● Order Supplementary Cards


The ECARD Prepaid card is issued by Global Bank of New York (Member FDIC), pursuant to a license by UnionPay International Company, Ltd.

* Visit ecardinc.com for more details.

**ECARD uses Plaid to verify your bank account information. See mobile app for Plaid terms.

## Key features

- Accepted in 179 countries
- Withdraw over 100 local currencies
- Access UnionPay Merchant Loyalty Program
- No credit check or SSN required
- FDIC insured balance up to $250,000
- Track balance and transaction history
- Instant money transfers between users

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/ecard-your-smartwallet/id1442065479/reviews.md

### 1/5 — App doesn’t work, card declined in stores

*2023-10-01*

Have not been able to open the app or use the card for some time now. The app just won’t load. In stores, the card gives an error message, even in those stores where it used to work. Cannot reach anyone on the 800 customer support number. Will be closing the account as soon as I can figure out how to reach them.

### 1/5 — No support

*2023-09-22*

As it titles, there is no support at all. No one responds back, or answers the phone. The card and app stopped functioning, all preloaded money got stuck in there useless and frozen. Look for another alternative.

### 1/5 — Initial deposit disappeared and they don’t answer support tickets

*2022-11-15, version 3.0.5*

I made my initial deposit a week ago and my balance is still at zero. Fifty bucks came out of my checking account 11/9 and it’s gone now.  I logged a support ticket and it was not answered.  If e-card won’t help I bet the NY Attorney General and OCC will

### 1/5 — No support

*2022-06-16, version 3.0.4*

I don’t know how anyone would trust their money with this app. I can’t even activate the card - I emailed their customer support and got no answer.

### 5/5 — Very handy

*2020-05-06, version 2.1.3*

This is great for traveling

### 4/5 — Manage my kid’s card through this app

*2019-03-10, version 2.1.0*

Did not know that I can give my 13 year old a companion card and I can select in the app how much she can use!

### 5/5 — 非常方便

*2019-02-28, version 2.1.0*

之前卡找不到，本来以为又得麻烦的挂电话，然而我发现这app能把卡临时停下来。省了很多丢卡的麻烦！

## Frequently asked questions about ECARD

### How secure is ECARD?

ECARD utilizes EMV Chip Card Security for enhanced protection. Your balance up to $250,000 is insured by FDIC, and the app allows you to block your card instantly if needed.

### Can I use ECARD outside the U.S.?

Yes, ECARD is accepted in 179 countries and regions. You can easily withdraw over 100 local currencies at ATMs worldwide, making it ideal for international travel.

### What are the requirements to get an ECARD?

There is no credit check or hard pull required to apply for an ECARD. An SSN is not mandatory, and non-U.S. passports are welcome, making it accessible to a wider range of users.

### Does ECARD have any fees?

ECARD does not have overdraft fees or minimum balance requirements. The app also offers a transparent and competitive exchange rate for currency conversions.

### How can I manage my ECARD account?

The ECARD Mobile Banking App allows you to manage your account from anywhere. You can track your balance, view transaction history, link other bank accounts, and perform instant money transfers.

### How often is ECARD updated?

The latest version of ECARD is 3.0.5, which was last updated on November 10, 2022. Updates typically include security enhancements and new features to improve user experience.

### What devices support ECARD?

ECARD is available on iPhone, iPad, and iPod devices. The app is designed to provide a seamless experience across these Apple platforms.

### What is the user sentiment for ECARD?

ECARD has a rating of 3.5 stars from 11 ratings. While this indicates a generally positive reception, there is room for improvement based on user feedback.

## Version history (last 1 release)

### 3.0.5 — 2022-11-10

Minor bug fixes and performance improvement.

## Apps similar to ECARD

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Profee: Money Transfer Online](https://appshunter.io/ios/app/profee-money-transfer-online/id1521832875) | 4.7 (40) | Free | Finance |
| [UPI Merchant](https://appshunter.io/ios/app/upi-merchant/id1346469843) | — | Free | Finance |
| [Tiptapgo](https://appshunter.io/ios/app/tiptapgo/id1195878373) | 4.7 (13) | Free | Finance |
| [CardWiser](https://appshunter.io/ios/app/cardwiser/id1550569967) | 3.0 (2) | Free | Finance |
| [uLinkcard](https://appshunter.io/ios/app/ulinkcard/id1375520381) | 4.3 (32) | Free | Finance |
| [ICM](https://appshunter.io/ios/app/icm/id1463486936) | 4.5 (8) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*