# Eco: Spend. Send. Save. Earn. — Simplify your financial life.

> Financial management app for spending, sending, saving, and earning. (iPhone/iPad app by Beam Network Inc..)

- Source: https://appshunter.io/ios/app/eco-spend-send-save-earn/id1502464960 (this page in markdown: same URL + `.md`)
- Developer: [Beam Network Inc.](https://appshunter.io/developer/1502464959)
- Category: Finance, Shopping
- Price: Free
- Rating: 4.10/5 from 122 App Store ratings · 38 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 98 MB
- Languages: English
- Released: 2021-02-16
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/eco-spend-send-save-earn/id1502464960/reviews.md

## What is Eco?

The Eco App is no longer available.

## Key features

- Spend money
- Send money
- Save money
- Earn money

## Recent user reviews (10 of 38)

All indexed reviews: https://appshunter.io/ios/app/eco-spend-send-save-earn/id1502464960/reviews.md

### 5/5 — Great Customer Service

*2023-08-02*

So many good things to say about this app. 5% Cash back at my favorite stores and 5% APY is pretty incredible.

The customer service stands out head and shoulders beyond every other financial account I have ever had. They are fast and very pleasant to speak with. I can do it all through email too.

### 5/5 — Amazing “bank”

*2023-07-24*

Not only do I get 4% interest on my spending account but I also get 5% back on gift card purchases.

### 5/5 — Better than my bank account

*2023-07-23*

Was apprehensive but this FDIC insured yield for a checking account is for real. Connected my payroll so now I start earning 4% as soon as I get paid. I also get Eco Points for paying my bills so I get points on both sides when I pay off my credit card. 

Can’t do much with points yet. Waiting for more there.

### 5/5 — Way better than a checking account

*2023-07-22*

Pretty awesome! The app works just like my checking account except I get 4% APY instead but .03% or whatever so moving over was a no brainer since it’s FDIC insured. The support team is AMAZING btw!!!

### 5/5 — Love Eco!

*2023-07-12*

The app is very user friendly and the APY is great compared to other savings accounts. They are also very transparent whenever they make changes.

### 3/5 — Why Should I Care?

*2023-06-07*

I was an early adopter and excited about the value proposition but the app experience falls short. Eco points mean nothing to me and have as much purpose as Chuck-E-Cheese tokens. 

The APY is kinda appealing but only if you carry alot of cash in your checking account. Other banking apps like Chime or Current just have more utility like round-up savings or actual cash back at certain vendors.

### 1/5 — THESE PEOPLE ARE THIEVES!

*2023-05-30*

I highly do not recommend this app or company! I haven’t even used my account, didn’t deposit but logged in to see what the interest rate is (if it changed) and it said “account locked” I also went in to get my referral link to refer all my friends and family but thank goodness I seen they locked it before I could. These people are NOTHING but thieves. Having people deposit money then awhile later having their accounts locked taking peoples money.  STAY AWAY FROM THEM I’m not the only one having this happen to. Someone put $5,000 dollars in their account and they locked it! When I asked customer service they said they don’t lock unless we don’t follow their policies. I didn’t even do anything for them to lock my account. I haven’t been in my account for months, never used my card and suddenly for no reason it’s now locked no warning, no contact of it BAM LOCKED

### 1/5 — Absolute Scam

*2023-02-09, version 31.0*

This is a scam. Plain and simple. It’s ridiculous because someone had the same problem where they “couldn’t serve my account”. It’s disgusting. I had problem adding any money to my account, so I tried adding a dollar. The dollar went into the account and I tried spending it and they locked my account. They’ll tell you to “email them” but it’s no use. They’ll just say they “couldn’t serve you”. Will be reporting.

### 1/5 — Stay away

*2023-02-04, version 31.0*

I deposited money in this account after money posted they locked my account and took my
Money which is fraud

### 1/5 — Do not recommend

*2023-02-03, version 31.0*

My account got locked for no reason after I made a deposit. 

I reached out to customer support and they said

After a review, our team has determined that we are unable to support your Eco account moving forward. As a result, you will no longer have access to the full functionality of the Eco app.

This decision is final and cannot be appealed. Regards,Tyler B.

WAIT FOR CHARGE BACK

## Frequently asked questions about Eco

### What did the Eco App do?

The Eco App was designed to simplify users' financial lives. It offered functionalities for spending money, sending money to others, saving funds, and potentially earning rewards or interest.

### What were the main features of the Eco App?

The core features of the Eco App included tools for managing spending, facilitating money transfers, enabling savings, and providing opportunities to earn. It aimed to be a comprehensive financial management solution.

### Was the Eco App free to use?

Based on the available information, the Eco App was offered for free. There were no indications of subscription fees or paid versions.

### What kind of financial activities could users perform with the Eco App?

Users could perform a range of financial activities, including making purchases (spending), transferring funds to others (sending), setting aside money for future goals (saving), and potentially earning through various means.

## Version history (last 5 releases)

### 49.0 — 2023-12-16

Thank you for using Eco. The Eco App is no longer available.

### 48.0 — 2023-11-02

This version contains important updates for managing your account.

### 47.0 — 2023-10-02

We're always making changes and improvements to Eco. 
This version contains various bug fixes and performance improvements.

### 46.1 — 2023-09-09

We're always making changes and improvements to Eco. 
This version contains various bug fixes and performance improvements.

### 45.0 — 2023-08-21

We're always making changes and improvements to Eco. 
This version contains various bug fixes and performance improvements.

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## More apps by Beam Network Inc.

- [Eco Event App](https://appshunter.io/ios/app/eco-event-app/id1631861723)

All apps by Beam Network Inc.: https://appshunter.io/developer/1502464959

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
