# Ecobank Mobile App — user reviews

> 250 indexed App Store user reviews of Ecobank Mobile App by ECOBANK, rated 3.00/5 from 1,322 ratings.

- Source: https://appshunter.io/ios/app/ecobank-mobile-app/id1017658759/reviews
- App overview in markdown: https://appshunter.io/ios/app/ecobank-mobile-app/id1017658759.md
- Rating breakdown: 5★ 480 · 4★ 142 · 3★ 115 · 2★ 118 · 1★ 467

## What do users think of Ecobank Mobile App?

Overall sentiment: negative

**Pros**

- 👍 Great app
- 🚀 Convenient banking
- 💡 Useful features

**Cons**

- 🐛 Frequent crashes
- 🔒 Security concerns
- ⏱️ Slow performance
- 💰 Excessive fees
- 🤔 Confusing UI
- 🔄 Unreliable transactions

**Commonly reported bugs**

- Login issues
- Pending transactions not reflecting
- App not compatible with newer devices
- Inability to update account information

**Most requested features**

- Dark mode option
- Fingerprint/Face ID support
- Improved transaction history
- Better customer support

## Newest reviews (19 of 250)

### 3/5 — Transaction complaint.

*2026-05-29, version 4.6*

Whenever I go to help to add a complaint on a transaction. They ask for transaction reference. It’s an 18 character reference code. When I go back to copy and paste it, I lose my session and have to start over.

### 1/5 — Why can’t I log in back my mobile app

*2026-04-21, version 4.6*

I can’t login my bank app anymore 
Help resolve it okay

### 1/5 — Very poor banking app services

*2026-03-11, version 4.5.1*

Resetting ordinary pin on the app is a huge problem till now no solution from customer care and app keeps saying try again later

### 1/5 — Nul

*2025-12-17*

Inutilisable depuis plusieurs mois, signaler à la banque mais aucune solution alors que je suis prélevée chaque mois doublement pour avoir normalement accès à mes 2 comptes. Banque à fuir car le service client est foncièrement inefficace.

**Developer response:** To continue the discussion, follow the link: https://ciseco.aznresearch.com/amf?id=a2f2e793-b79f-4426-9a8b-da88906439fd (if the link is not clickable, please copy and paste it into your browser address bar)

### 1/5 — Wrong version in App Store

*2025-12-09, version 4.5.1*

To be honest, previously the app hasn’t been too bad and did what it said on the tin. I recently changed my phone however and now can’t get the app to work. Ecobank have been good in corresponding with me but say I need to download the latest version of the app which is supposed to be version 5.0, however the version in the Apple App Store is version 4.5.1. Please, please update the app version in the App Store to make it usable. Thanks.

### 1/5 — Bad app

*2025-12-04, version 4.5.1*

I can’t login, the app is so frustrating

### 1/5 — Bad app

*2025-11-04, version 4.5.1*

Very bad app.
Keeps lagging and unable to make transactions

### 1/5 — App not working

*2025-10-20, version 4.5*

For over a week now, the app keeps closing and fails to initiate the interface every time I try to open it. Restarting my phone also does not help. The RapidTransfer feature appears to be non-operational.

### 2/5 — App not Working

*2025-10-17, version 4.5*

I have tried for several days to open this app but it’s not working. Why?

### 1/5 — Crashing

*2025-10-16, version 4.5*

The application doesn’t open when you launch it. It just closes by itself fix it

### 3/5 — poor sms verification

*2025-10-16, version 4.5*

For sms is a nightmare never received sms 
This app is useless, web site is also garbage there is a section when I click on it they say I have no access so why are you putting this button and after says I can access

### 1/5 — App has been crashing for a few days now.

*2025-10-14, version 4.5*

It doesn’t open.

### 4/5 — Xpress Cash Token Cancellation Issues

*2025-10-14, version 4.5*

I’m experiencing significant difficulties canceling my Xpress Cash token. The system consistently displays an error message stating “we cannot process request.” This is problematic because users should have the ability to cancel tokens if they change their mind, rather than being forced to wait for the token to expire. Since we’re dealing with money, this is a security concern if a token falls into the wrong hands, there’s no way to immediately deactivate it.

Xpress account holders should also have easy access to view their account tier, spending limits, and monthly breakdowns. Currently, there’s no clear visibility into these important details. Users need to see their current account tier status, daily and monthly spending limits, real-time tracking of limit usage, and historical spending data.
On a positive note, I appreciate the recent addition of airtime and bill payment services. However, both the token cancellation feature and account transparency are essential improvements needed for the platform to be reliable and user-friendly.​​​​​​​​​​​​​​​​

### 1/5 — Muy mala la aplicación.

*2025-10-14, version 4.5*

Deberían mejorar muchas funciones. La mayoría solo sirve de relleno y no funcionan, hay opción para solicitar una tarjeta, pero esa opción no funciona, casi nada de adentro funciona solo sirve para mirar el saldo y hacer transferencias. Ni siquiera te da opción de poder cambiar tu contraseña o poner un correo electrónico. En definitiva es malísima la app. ¿Para qué llenarla de funcionalidades que después no se pueden ejecutar? Eso es un cachondeo. Si queréis hacer algo, hacerlo bien, y si queréis hacer la vida un poco más fácil para los consumidores, por favor hacerlo.

### 3/5 — Complaint:

*2025-10-12, version 4.5*

For almost a week now,the app keeps closing without functioning.

### 1/5 — App Crashing!!!

*2025-10-09, version 4.5*

My app refuses to open! It crashes immediately when I tap on it

### 1/5 — Whack App

*2025-10-07, version 4.5*

the app is bad and i can’t even reset my pin on my phone.…

### 1/5 — Not opening

*2025-10-03, version 4.5*

App not opening issue

### 1/5 — Me

*2025-09-21, version 4.4.3*

Very bad app and a lot of improvements have to be done 
I have money on my virtual cards and all off a sudden you remove the virtual card option
Is that how to steal?
This is so unreasonable 
Honestly i would warn any new user to stay away and think of a different bank because this one is just full of problems after problems!

## Most critical reviews (10 lowest-rated)

### 1/5 — Criminals!

*2026-08-25, version 4.6.2*

Thieving rogues! Do everyhing to frustrate transferring money. Tried pn 6 attempts to transfer all of my money  out of this scan bank and it wont let me. Doing a naira transfer telling me i have insufficient funds when clearly my balance shows otherwise. When that did not work this fraudulent bank is now saying I dint have enough in dollars! Baring in mind the transaction is in NAIRA! Awful bank. I always ensure to transfer my money out as they are thieves who deduct fraudulent charges! Avoid this rogue bank!

### 1/5 — worst bank

*2026-08-01, version 4.6.2*

worst app ever!! why did you take away the old app on android?

### 1/5 — g

*2026-07-25, version 4.6.2*

as usual extreme incompetence as expected it is usual... wanna view your statements? request, wanna see your debits? request, want to send money? request herh ehard what is this bureaucratic administrative country that man has find himself? a common statement?

### 1/5 — Can’t login

*2026-07-01, version 4.6.1*

I can’t even login

### 1/5 — Nothing works. This app needs a new developer.

*2026-06-23, version 4.6.1*

Absolutely useless.  Nothing works.

### 1/5 — Stressful

*2026-06-23, version 4.6.1*

Ever since I changed my phone, the app has stopped working on it. I went to the bank to reset it, but nothing was done. Sent emails, messaged on X, chatted with Rakifi. I  keep getting the same programmed answers that  I should download 5.0 but the only available one on the App Store is 4.6. How can I not be able to transfer money on the app because of the note/hashtags option that is not working?

### 1/5 — Can’t Access Without Visiting Bank Physically

*2026-06-21, version 4.6.1*

Imagine having to visit a bank branch everytime you change your device just to be able to login your device ? One of the most nonsense policies ever! What if if you’re somewhere remote with no branch nearby ? Big 2026 with this nonsense !! 🗑️

### 1/5 — Rubbish app

*2026-06-01, version 4.6*

So you guys are there and haven’t noticed that creating bank account with this app is really cumbersome like when trying to document your identity (taking a selfie)

### 1/5 — Not reliable

*2026-05-02, version 4.6*

Nonsense

### 1/5 — Nonsense Bank App

*2026-04-24, version 4.6*

Ive gone to the bank to change owner of account from my mom’s name to my name and I’ve done it several times but the name still refuses to change on the bank App and secondly I reinstalled the bank app on my phone and I’ve been Trying to login the app with my number and pin but it keeps saying chat with Rakiti or whatever and now I can’t login into my app without my debit card and I don’t have that anymore, I sent a mail I was told to use a selfie onboarding but it’s not showing that, it’s just showing put number and pin but it’s not logging me in

## Most praised reviews (10 highest-rated)

### 5/5 — Error de MAJ

*2025-10-08*

Nous n’arrivons pas à transférer des fonds vers les comptes enregistrés (other local bank in Guinea)

**Developer response:** To continue the discussion, follow the link: https://ciseco.aznresearch.com/amf?id=f05e464a-537b-4b06-8b54-05cc06c3077a (if the link is not clickable, please copy and paste it into your browser address bar)

### 5/5 — Good

*2025-02-19, version 4.4.1*

This app is great don't get what people are complaining about

### 5/5 — Application très utile

*2024-04-06*

Cette application est la seule chose qui me retient chez Ecobank. Elle est très pratique et facile à utiliser. Par contre depuis quelques temps je n’arrive pas à supprimer ma carte virtuelle qui a pourtant expirée. Comment régler ce bug?

**Developer response:** Cher Client, Merci d'avoir contacté Ecobank. Nous regrettons les désagréments rencontrés.  Nous vous invitons à fournir plus d'informations ainsi que les détails de votre compte à l’adresse : assist@ecobank.com. Ou nous contacter via le lien : Ecobank - Nous Contacter puis choisir votre filiale. ECOBANK vous remercie pour votre fidélité.

### 5/5 — Dark mode users

*2023-10-27, version 4.3.2*

Pls can the  app be user friendly to impaired eye customers 

Let all the pages be in black background and the letters be in white
Thanks

### 5/5 — Missing app

*2023-02-25, version 4.3.1*

Kindly help me download xpress poin app…
I can’t find it on app store

### 5/5 — Super application très pratique

*2022-10-16*

Super application très pratique et simple d’utilisation. Tu peux envoyer ton argent directement à ton compte MTN Money et ça j’adore… 👍🏼❤️

**Developer response:** Hi, we apologize for any inconvenience experienced. Kindly reach out to us via email at appreviews@ecobank.com if challenge persist.

### 5/5 — Great App

*2022-08-07, version 4.3.0*

I have enjoyed using the app for over 5 years now and have not experienced any problem. It is an excellent app and make banking very easy and convenient. 
It will be great to include investment option and for client to buy Treasury bills and make other investments. 
Ben

### 5/5 — Great Experience

*2021-10-25, version iOS App 4.2.5*

I love this app. It’s simply a platform for doing business across Africa. I rely on it for all my banking business and more. Great App. . . Great Experience.

### 5/5 — Connection issues

*2021-10-19, version 4.2.4*

Why am I having connection refused cant login to my mobile app

### 5/5 — BETTER

*2021-05-23, version 4.2.1*

This Ecobank app is better for everyday banking than most of the banks in Ghana.Only had the xpress account ,will soon get everyday current account from them.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
