# eCredable LiftLocker

> Digital financial assistant for credit management, budgeting, and loan preparation. (iPhone/iPad app by eCredable.com, LLC.)

- Source: https://appshunter.io/ios/app/ecredable-liftlocker/id1579967403 (this page in markdown: same URL + `.md`)
- Developer: [eCredable.com, LLC](https://appshunter.io/developer/1579967405)
- Category: Finance
- Price: Free
- Rating: 1.78/5 from 9 App Store ratings · 2 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.0 · 126 MB
- Released: 2021-09-02
- Data updated: 2026-07-05
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/ecredable-liftlocker/id1579967403/reviews.md

## What is eCredable LiftLocker?

Your credit is key to gaining access to the best offers available from the mainstream financial ecosystem.  LiftLocker is your digital financial assistant that guides you on your lifelong journey of leveraging your credit to qualify for the best offers available to you. 


Organize in one place:
Your LiftLocker dashboard summarizes important financial information from all your financial accounts such as: credit score, budgeting, spending analysis, account balances, transactions, net worth, and cash flow analysis. 

Education:
Access to hundreds of articles and videos that help explain the complexities of the financial services industry.  This includes credit cards, auto loans, home loans and everything in between.

Budgeting:
Establish goals for an emergency fund, buying a car, savings, vacation, college, buying a home or any other financial need that you have.  Tie your spending to your budgets with alerts that keep you on track.

Credit Building:
LiftLocker includes the ability to report your phone and utility accounts to TransUnion to build a better credit score.  This is helpful if you are new to credit or have a credit report with a limited amount of information.  

Free Credit Score, Report and Monitoring:
Your credit score and credit report are available at your fingertips at no additional charge.  Get alerts to let you know if anything changed in your credit report and lock your credit reports at all three national credit bureaus to help prevent Identity Theft.  Use TransUnion’s CreditCompass® to get specific advice on how to manage your credit life.  The VantageScore® Simulator helps you understand how decisions you make can impact your credit score.

Prepare:
Life is one long series of credit journeys.  Your LiftLocker will help you prepare for each of these journeys whether it is applying for a credit card, student loan, auto loan, or even a home loan.  LiftLocker guides you through the homebuying process starting with budgeting for a down payment, building reserves for home ownership, building or improving your credit score, managing your debt-to-income ratio to make sure you can qualify for a mortgage.  There is a calculator that helps you understand how much home you can realistically afford, and a readiness assessment tool that shows you the steps you need to take to be ready to apply and close on a mortgage.

Search Properties:
Looking for your first home? Want to move up, or downsize? Use your LiftLocker to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches. 

Store and Share:
LiftLocker includes a secure document vault that allows you to store documents you may eventually want to share with a financial institution.  Financial statements, insurance documents, W-2’s, property title deeds and any other information you may need to share can be stored and shared under your control.  And of course, all the data is encrypted so your sensitive information is protected.  When you are ready to move forward with a financial transaction, you choose the documents to share with your financial institution. 

Security:
Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.ecredable.com/resources/faqs/my-security 

Privacy:
Your privacy is important to us. To learn how we protect your privacy, visit: https://www.ecredable.com/privacy

## Key features

- Credit score, report, and monitoring
- Budgeting and savings goal setting
- Phone and utility bill reporting for credit building
- Financial education articles and videos
- Home buying readiness assessment and mortgage calculator
- Real estate property search
- Secure document vault

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/ecredable-liftlocker/id1579967403/reviews.md

### 1/5 — Don’t bother

*2026-01-30*

This is incredibly frustrating. The website on my browser works just fine but the app tells me that the exact same password is incorrect. When i request a code to login I don’t receive anything via email or text.

### 2/5 — No Ecredable lift business??

*2022-04-06*

To my surprise the consumer side of ecredable lift locker app doesn’t contain the ecredable business lift like the online site does. Keep it consistent.

## Frequently asked questions about eCredable LiftLocker

### How does LiftLocker help build credit?

LiftLocker allows you to report your phone and utility accounts to TransUnion, which can help build a better credit score, especially if you are new to credit or have a limited credit history.

### What financial information can I organize in LiftLocker?

LiftLocker's dashboard summarizes important financial information from all your accounts, including credit score, budgeting progress, spending analysis, account balances, transactions, net worth, and cash flow.

### Does LiftLocker offer a free credit score and report?

Yes, your credit score and credit report are available within LiftLocker at no additional charge. You also receive alerts for changes and can lock your credit reports to help prevent identity theft.

### Can LiftLocker help me prepare for buying a home?

Yes, LiftLocker guides you through the homebuying process. It includes tools for budgeting a down payment, building reserves, improving your credit score, managing debt-to-income ratio, and assessing your readiness to apply for a mortgage.

### What kind of educational content does LiftLocker provide?

LiftLocker offers access to hundreds of articles and videos that explain complex financial services topics, including credit cards, auto loans, and home loans.

### Is LiftLocker available on all devices?

LiftLocker is supported on iPhone, iPad, and iPod devices, as indicated by its platform compatibility.

### Does LiftLocker have ads?

Yes, LiftLocker contains advertisements, as indicated by its 'hasAds' flag being true.

### What is the user sentiment for LiftLocker based on ratings?

LiftLocker has a rating of 1.9 stars from 8 ratings, suggesting a generally negative user sentiment based on the available data.

## Version history (last 5 releases)

### 4.21 — 2026-05-30

We're introducing the new Net Worth page, now you can track how your finances have progressed over time. Start by linking an account or property to see a comprehensive summary. We've also made some improvements to Refi Readiness and other fixes to help you explore your options with greater confidence.

### 4.20 — 2026-03-10

We've been sprucing things up! This update brings a sleeker Homes You Own with a redesigned search and property enrollment experience. We've also refreshed our fonts across the app and quashed some bugs.

### 4.19 — 2026-02-05

We've fixed some bugs and made a few improvements to the Homeownership Summary and registration experience. We're always working to make the app better, one update at a time!

### 4.18 — 2026-01-05

Take a step closer to your goals with the new Homeownership Summary. Powered by AI, it delivers a personalized snapshot of your path to homeownership and suggests practical next steps. We’ve also made improvements to keep things running smoothly.

### 4.17 — 2025-11-22

We've been working hard on this one! We've made under-the-hood upgrades to our systems for better performance and security to keep your information safe. You can say goodbye to password headaches with our new passwordless sign-in option.

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## Related topics

[ecredable](https://appshunter.io/ios/topics/ecredable) · [ecredable liftlocker](https://appshunter.io/ios/topics/ecredable-liftlocker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*