# EggSpend — Expense tracking, eggified. > Private, offline-first personal finance tracker with budgeting and net worth features. (iPhone/iPad app by Ryan Gunawan.) - Source: https://appshunter.io/ios/app/eggspend/id6786093379 (this page in markdown: same URL + `.md`) - Developer: [Ryan Gunawan](https://appshunter.io/developer/6786093381) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 26.0 · 6 MB - Languages: American English - Released: 2026-07-09 - Data updated: 2026-07-19 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/eggspend/id6786093379/reviews.md ## What is EggSpend? EggSpend is personal finance that stays out of your way — track spending, keep budgets honest, and watch your nest egg grow, all in one calm, fast app. No mandatory sign-up. No ads. No selling your data. Your finances sync privately across your devices with iCloud when you're signed in, and EggSpend works completely offline if you're not. WHY EGGSPEND • See where you stand at a glance — Home shows your balances, this month's spending pace, and what changed, in plain English. • Log a transaction in seconds — Quick Add's cents-first keypad gets amount, account, category, and date entered without breaking your stride. • Budgets that actually track reality — set a limit per category, watch an egg-shaped progress ring fill up, and get a heads-up before you go over. • A real picture of your net worth — link checking, savings, credit cards, and loans; EggSpend nets it all together and charts your Nest Egg over time with daily balance history. • Cash-flow forecasting — a 30/60/90-day projection blends your recent spending pace with upcoming bills and recurring charges, so surprises are rare. • Subscriptions, found automatically — EggSpend spots recurring charges in your history, flags price increases, and lets you track them with one tap. • Savings goals you can fund directly — track a goal manually or link it to an account, then tag a transfer as a contribution and watch progress update immediately. • Smarter every time you categorize — EggSpend learns which category a merchant belongs to and applies it automatically next time, including on CSV imports. • Debt payoff and mortgage planning — model payoff timelines and amortization so you can see the finish line. • Monthly Review — a end-of-month recap of income, spending, and what moved the needle, with optional on-device AI–enriched summaries on supported devices (Apple Intelligence, no data ever leaves your phone). • Import your history — bring in transactions from a CSV with duplicate detection, or back up everything to CSV/JSON whenever you want. BUILT TO BE TRUSTED • Face ID / Touch ID app lock keeps your data private if your phone changes hands. • Data stays in your iCloud account — EggSpend has no server and no analytics pipeline. • Full VoiceOver support and Dynamic Type up to accessibility text sizes. • Currency, dates, and number formatting automatically match your device's region. EggSpend is built for people who want to actually understand their money — without spreadsheets, without a lecture, and without handing their financial life to another company's servers. ## Key features - Expense tracking - Budget management - Net worth calculation - Cash-flow forecasting - Automatic subscription detection - Debt payoff planning - Data privacy and offline access ## Frequently asked questions about EggSpend ### Does EggSpend have ads? No, EggSpend is completely ad-free. The app is built with a focus on user privacy and a clean experience, ensuring no advertisements interfere with your financial tracking. ### How secure is EggSpend? EggSpend prioritizes security with Face ID/Touch ID app lock and no servers. Your data syncs privately via iCloud when signed in, and the app functions entirely offline, ensuring your financial information remains protected. ### What devices does EggSpend support? EggSpend is available for iPhone and iPad. It is designed to work seamlessly across these Apple devices, offering a consistent experience for managing your finances. ### How often is EggSpend updated? The latest version of EggSpend is 1.1, last updated on July 15, 2026. While specific update frequency isn't detailed, the recent update indicates ongoing development and support for the application. ### Can I import my financial data into EggSpend? Yes, EggSpend allows you to import your transaction history from a CSV file with duplicate detection. You can also back up all your data to CSV or JSON whenever you wish. ### Does EggSpend offer any AI features? EggSpend offers optional on-device AI-enriched summaries for its Monthly Review feature on supported devices like those with Apple Intelligence. Crucially, no data ever leaves your phone for these summaries. ### What is the user sentiment for EggSpend? Based on the provided data, EggSpend has a perfect rating of 5.0 stars from 1 review, indicating highly positive user sentiment. Users appreciate its privacy-focused design and comprehensive features. ### Is there a cost to use EggSpend? No, EggSpend is completely free to use. There are no in-app purchases or subscription fees, making it accessible for everyone to manage their finances. ## Version history (last 2 releases) ### 1.1 — 2026-07-15 EggSpend has a new look and a lot of new muscle. WHAT'S NEW • Redesigned from the ground up — five focused tabs (Home, Transactions, Budget, Nest Egg, Metrics), a faster Quick Add, and one consistent ledger row throughout the app. • Guided first-run setup — new installs now walk you through adding your first account and, optionally, importing history or setting a budget. Skip it anytime. • Face ID / Touch ID app lock — an optional privacy gate in Settings that locks the app when it's backgrounded. • Auto-categorization gets smarter — categorizing a transaction now teaches EggSpend that merchant, and it applies automatically to future transactions and CSV imports. • "What changed this month?" — Home now surfaces the categories that moved most versus your recent average, with an optional on-device AI–enriched summary on supported devices. • Savings goals can now be funded from a transfer — tag any transfer as a contribution to a manually-tracked goal and its progress updates immediately. • Subscriptions audit — detected recurring charges now show price changes at a glance and convert to tracked recurring transactions in one tap. • Big performance and accessibility pass — large transaction lists scroll noticeably faster, date headers now follow your device's language, and VoiceOver/Dynamic Type support was extended across charts, budgets, and the redesigned tabs. • Sync gets more resilient — EggSpend now automatically detects and cleans up duplicate recurring transactions that can appear when multiple devices sync at once. FIXES AND POLISH • Fixed several chart issues: tooltip text disappearing during selection, mismatched trajectory line colors on Budget detail, and callouts on Nest Egg and Metrics clipping near the edges of the chart. • Budget detail's "Projected" and "Days Left" tiles now show their labels correctly. • The savings goal progress bar no longer pokes out past its card's rounded corners. • Tapping an account in Nest Egg now opens its transaction history; editing moved to a swipe action for both assets and liabilities. • Quick Add's keypad now fills digits from the right, like a cash register, and no longer clips on smaller screens. • Settings was reorganized into clearer sections. • Monthly Review now shows a proper empty state for months with no activity and animates its numbers when you switch months. Thanks for using EggSpend — keep the feedback coming from Settings. ### 1.0 — 2026-07-08 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-19.*