# El Dorado Savings Bank Mobile — user reviews

> 93 indexed App Store user reviews of El Dorado Savings Bank Mobile by El Dorado Savings Bank, rated 4.70/5 from 3,077 ratings.

- Source: https://appshunter.io/ios/app/el-dorado-savings-bank-mobile/id494286598/reviews
- App overview in markdown: https://appshunter.io/ios/app/el-dorado-savings-bank-mobile/id494286598.md
- Rating breakdown: 5★ 2,632 · 4★ 263 · 3★ 76 · 2★ 32 · 1★ 74

## What do users think of El Dorado Savings Bank Mobile?

Overall sentiment: neutral

**Pros**

- 👍 Professional and trustworthy staff
- 👍 Easy to use app
- 👍 Convenient mobile banking
- 👍 Great personal service
- 👍 Excellent bank with friendly staff

**Cons**

- 🐛 Glitchy app with login issues
- 🐛 Lack of mobile deposit feature
- 🐛 Limited app functionality compared to other banks
- 🐛 Inconsistent Face ID/Touch ID support
- 🐛 Outdated and difficult to use online banking

**Commonly reported bugs**

- App frequently crashes or is unavailable
- Face ID/Touch ID not working consistently
- Delayed processing of transactions and deposits
- Incorrect account information displayed

**Most requested features**

- Add mobile deposit capability
- Improve app stability and login process
- Expand app features like bill pay and Zelle
- Provide real-time account balance updates
- Enhance online banking interface

## Newest reviews (16 of 93)

### 4/5 — Check deposit

*2026-05-20, version 5.0.44.108*

Why can’t I deposit a check using this app?

### 3/5 — Design elements don’t make sense

*2026-05-04, version 5.0.43.28*

No way to change any preferences such as turning off paper statements. And why aren’t they turned off by default?

### 2/5 — Fraudulent Charges

*2025-06-06, version 5.0.42.406*

It should not take this long to eliminate the fraudulent charges on my account

### 2/5 — Doesn’t allow for deposits

*2025-05-29, version 5.0.42.406*

I got the app so I could make deposits like I do with other banks. There is no deposit button as pictured in the App Store. Very disappointed!

### 5/5 — Great El Dorado bank is the best I love it

*2024-05-01, version 5.0.31.141*

Banking online with El Dorado is great El Dorado bank is the best I love it
Awesome service

### 5/5 — Instructions need to be more detailed

*2024-03-28*

There is a lot of assumption regarding mobile deposits. The instructions should be more detailed for example: You take a picture of the front and back of the check but there’s no instruction to say what to do next. Through hit and miss I realized you hit the photo button again, the instructions are endorse your check, submit, and receive an email saying whether the deposit went through. There definitely needs to be more detail regarding how to make a deposit. I had to call El Dorado Bank for instructions on more instructions on how to enroll. I was told I had to hit the plus button that should be in the instructions.   I found that the instructions for deposit were very lacking.

### 2/5 — The simple is made difficult

*2024-03-01, version 5.0.31.141*

Depositing a check should not be complicated. And it is not with most banks. Bur El Dorado manages to make it difficult. Great tellers if you go in, but the electronics had a long way to go.

### 5/5 — Owner

*2024-02-27, version 5.0.31.141*

El Dorado Savings Bank is an excellent bank for personal service and friendly staff.

### 5/5 — Savings account

*2024-01-16*

I’m disappointed that your institution hasn’t contacted their customers with a large amounts in their savings account.
I use to keep approx 50,000 in my savings when no interest was being paid out. When interest loosened up your offer never changed. That’s why I moved most of money out. 

FYI

### 5/5 — Best Bank Ever!

*2024-01-10*

I’ve Been banking with El Dorado in Arnold since the first month they opened way back in the day; I believe it was the manager prior to Joy Bumgardner!

I’ve had a business account with you for over 10 years and a personal account the entire time.

You have the best employees ever and the most accommodating…..They are like family after all these years.

Thank you El Dorado, I sure wish you would put a branch up here, in Humboldt county!

Tobi Conlan 

PS… Chris Foster is the best!

### 5/5 — EDS Bank Review

*2023-12-25*

I really like EDS bank; I’m glad to have mobile deposit capability; it was easy & it’s convenient; what I would like to see is EDS bank going with Zelle also — that would also be a good thing! thank you

### 5/5 — Check deposit

*2023-12-11, version 5.0.30.193*

Need to add check deposit w a picture of the check. We live in Montana and want to stay w ElDorado accounts.

### 5/5 — Checking savings

*2023-11-13*

I’ve been banking with EDA for over 40 yrs. Although I’ve been living in Puerto Rico for 6 yrs I still retain them. The gals at Diamond Springs are super friendly and are also ready to help me. I miss you gals😎

### 5/5 — Best Bank Ever

*2023-11-02, version 5.0.30.193*

El Dorado Savings Bank has saved me tons of money after I was hacked, and they have the friendliest tellers.

### 3/5 — Can’t use Face ID on iPhone 15pro

*2023-10-19, version 5.0.20.1764*

Face ID is not available to use on iPhone 15 pro. The only biometric option is Touch ID.

### 5/5 — Clunky

*2023-10-12, version 5.0.20.1764*

Clunky to work compared to my former bank.

## Most critical reviews (10 lowest-rated)

### 1/5 — Stuck in 1980

*2026-05-23, version 5.0.44.108*

This bank is so old fashioned. Their app constantly shuts down, makes you reset your password every few months, and offers none of features that are standard with a modern banking institution. Time to catch up with the times!

### 1/5 — Clunky barely usable

*2026-05-08, version 5.0.44.108*

Online software is out of date, clunky, prone to login errors. Will be moving to another bank soon.

### 1/5 — Nope

*2025-06-23, version 5.0.42.406*

This app is the least adapted bank app that I have ever used.

### 1/5 — Absolute garbage!!!

*2024-11-08, version 5.0.31.141*

Won’t remember my password.  Won’t send a code to my phone.  Online help is deplorable.  I tried calling the bank over the phone to get a live person to make changes to my account so I could access it.  Never worked.  Years ago I tried creating my own profile, aside from my wife’s, to access our shared bank account since none of my information was in her online access profile.  Now I can’t access my personal app account at all.  You’d think for a bank needing to secure records, they’d have this down by now, but this nonsense has been going on for years.  Try using a little of my money that you make more money on to buy some knowledgeable professionalism in IT.

### 1/5 — Not Great

*2023-08-20*

This is not a very good banking app; it’s surprisingly bad compared to other banks. Logging in with Face ID is glitchy, the app has limited features, and doesn’t always process bill payments when you make them. You are better off accessing your accounts through the bank’s website. Unfortunately the bank’s online banking interface feels like a product from the 1980’s and it is also has limited features.

### 1/5 — yikes

*2023-07-18, version 5.0.20.1764*

You have to fully sign back in with texted security code every time you open the app, and even when do log in there’s an error message more times than not. There isn’t even an option to deposit checks, which means I have to drive 20 minutes to do so. I want to continue to support a small bank but at this point it’s more inconvenient than anything.

### 1/5 — system way behind

*2023-02-10, version 5.0.1.264*

this system compared to other banks is very far behind. No zelle and can’t do mobile deposit!!!!

### 1/5 — Banking

*2021-10-17, version 5.0.0.2429*

Your app doesn’t work. What gives

### 1/5 — App not working

*2021-09-09, version 5.0.0.2429*

App is not working. I called the help desk and they could figure it out. Told me to call Apple. Um….

### 1/5 — Terrible App

*2021-01-22*

This App doesn’t work! I like the Bank but, they need to hire people that know how to make this work.  If you want to do banking from home like deposit a check you can’t. The only thing you can do is look at your account.  The only way you can look at your account is go through your search engine.  I hope they get their act together soon!
I have called over a dozen times and all they tell me is to turn my phone off and download the App again. Haha

## Most praised reviews (10 highest-rated)

### 5/5 — Best bank ever!

*2026-05-19, version 5.0.44.108*

Continue to love the service and care I receive at EDSB.

### 5/5 — Best Bank Ever

*2026-05-13, version 5.0.44.108*

Love banking with Eldorado Savings and help online aspect is great too!

### 5/5 — AMAZING

*2026-05-05, version 5.0.44.108*

The Ladies at the Carson City branch are WONDERFUL‼️

### 5/5 — To EDSB

*2025-10-16, version 5.0.43.28*

The crew at this bank has been professional and trustworthy!

### 5/5 — Educator

*2025-05-22, version 5.0.42.406*

I have been a customer of El Dorado Savings Bank Since 1989. I have been happy over the years with the personal service I receive and now with online banking.

### 5/5 — So very helpful!

*2025-05-15*

It is a joy to utilize this service offered by Eldorado Savings Bank.  I pay all my bills and deposit checks direct through my phone.
The system is easy to use and works flawlessly.

### 5/5 — Easy to use

*2025-03-22, version 5.0.41.853*

Love this app! Easy to use!

### 5/5 — Easy to use!

*2025-01-03, version 5.0.31.141*

I’ve used this APP for over a year. Easy to use, all my info is there at any time of the day. Great APP for ‘on the go’.

### 5/5 — Great bank, great people

*2024-11-05, version 5.0.31.141*

I love EDS bank so much and all the amazing employees at 48th and J street branch!

### 5/5 — Happy

*2024-08-06, version 5.0.31.141*

That was a real smooth process. I have done that with other banks and it has not gone that easy.
Thank you so very much. I really appreciate you.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*
