# Element by Vesti — Banking for everyone > Digital banking for non-residents to open US accounts and build credit. (iPhone/iPad app by Vesti Technologies Inc.) - Source: https://appshunter.io/ios/app/element-by-vesti/id6445962968 (this page in markdown: same URL + `.md`) - Developer: [Vesti Technologies Inc](https://appshunter.io/developer/1564444404) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 12.0 · 74 MB - Languages: English - Released: 2023-05-31 - Data updated: 2026-08-18 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/element-by-vesti/id6445962968/reviews.md ## What is Element by Vesti? Element by Vesti - Banking for everyone. A digital banking solution that enables you to open a US bank account with your native KYC, get a credit card, and start transacting from Day 1. Opening a US personal bank account, checking account, or savings account can be challenging for non-residents because of the requirements and the lengthy bureaucratic procedures. Element by Vesti eliminates all the difficulties. Start Banking without the Hassle • Open a free account Use your personal details and native KYC to open an account within a minute, even if you’re just at the airport • Add money Fund your wallet with your debit card from home, existing US card or account, or Vesti USD wallet • Send money Send money to users of the Element by Vesti app or other financial institutions in 49 countries of the world, and more to come • Transfer, establish, build credit score Transfer your credit score from your home country to the US, establish, and build it to access credit products, lower interest rates on credit products, employment opportunities, insurance premiums, etc. • Generate payment invoice Generate payment invoice to demand payment and get paid faster, track payments and outstanding balances, ensure compliance with tax regulations, get legal protection in case of disputes, amongst other benefits • Physical and virtual cards Request physical and virtual cards for convenient, safe, and secure transactions, anywhere For more information about Element by Vesti, please contact help@wevesti.com ## Key features - Open US bank account with native KYC - Get credit card - International money transfers - Build US credit score - Generate payment invoices - Physical and virtual cards ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/element-by-vesti/id6445962968/reviews.md ### 5/5 — The Element app works for me *2023-10-06* I wanted a US bank account for my business and I found the app useful, also it’s FDIC insured. ## Frequently asked questions about Element by Vesti ### How secure is Element by Vesti? Element by Vesti is a digital banking solution designed to provide secure financial services. While specific security protocols are not detailed, the app offers features like physical and virtual cards for safe transactions. Users can contact help@wevesti.com for more detailed security information. ### What types of US bank accounts can I open with Element by Vesti? Element by Vesti allows you to open a US personal bank account, a checking account, or a savings account. The process is designed to be quick, enabling account opening within a minute using your native KYC. ### Can I send money internationally with Element by Vesti? Yes, you can send money to users of the Element by Vesti app and to other financial institutions in 49 countries worldwide. The app aims to expand its international transfer capabilities further. ### How does Element by Vesti help with building credit in the US? Element by Vesti enables you to transfer your credit score from your home country, establish a US credit score, and build it over time. A good US credit score can lead to better access to credit products, lower interest rates, and improved insurance premiums. ### What are the requirements to open an account with Element by Vesti? To open an account, you will need to use your personal details and native KYC (Know Your Customer) verification. The app is designed to streamline this process, even for non-residents who might find traditional banking requirements challenging. ### Does Element by Vesti offer both physical and virtual cards? Yes, Element by Vesti provides both physical and virtual cards. These cards are available for convenient, safe, and secure transactions wherever you need to make payments. ### How often is Element by Vesti updated? The latest version of Element by Vesti is 0.0.39, and it was last updated on July 29, 2025. This indicates a recent update, suggesting ongoing development and maintenance for the application. ### What is the age rating for Element by Vesti? Element by Vesti has an age rating of 17+. This is typical for finance-related applications that handle sensitive personal and financial information. ## Version history (last 5 releases) ### 0.0.39 — 2025-07-29 Thank you for using Element! We have fixed some bugs and improved the app's performance ### 0.0.38 — 2025-07-28 Thank you for using Element! We have fixed some bugs and improved the app's performance. ### 0.0.37 — 2025-06-03 Thank you for using Element! We have fixed some bugs and improved the app's performance. ### 0.0.36 — 2025-05-06 Thank you for using Element! We have fixed some bugs and improved the app's performance. ### 0.0.35 — 2025-04-16 Thank you for using Element! We have fixed some bugs and improved the app's performance. ## Apps similar to Element by Vesti | App | Rating | Price | Category | | --- | --- | --- | --- | | [Accrew App](https://appshunter.io/ios/app/accrew-app/id1642092524) | 4.3 (3) | Free | Finance | | [GoFree - Bank Freely](https://appshunter.io/ios/app/gofree-bank-freely/id6443747365) | 4.2 (17) | Free | Finance | | [USA National](https://appshunter.io/ios/app/usa-national/id6451110951) | 3.7 (3) | Free | Finance | | [MoneyPigeon](https://appshunter.io/ios/app/moneypigeon/id6444316001) | 5.0 (9) | Free | Finance | | [American eWallet](https://appshunter.io/ios/app/american-ewallet/id1664982598) | 2.0 (4) | Free | Finance | | [NFINIT](https://appshunter.io/ios/app/nfinit/id6446414719) | — | Free | Finance | ## More apps by Vesti Technologies Inc - [Vesti: Move Abroad, Pay Bills](https://appshunter.io/ios/app/vesti-move-abroad-pay-bills/id1564444402) - [Pathways by Vesti](https://appshunter.io/ios/app/pathways-by-vesti/id1664764193) All apps by Vesti Technologies Inc: https://appshunter.io/developer/1564444404 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*