# Eliminate: Debt Payoff Planner — Pay it down. Own your future. > Private debt payoff planner with visualization and payment strategy tools. (iPhone/iPad app by Eliminate LLC.) - Source: https://appshunter.io/ios/app/eliminate-debt-payoff-planner/id6768750344 (this page in markdown: same URL + `.md`) - Developer: [Eliminate LLC](https://appshunter.io/developer/1896601122) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 2 MB - Languages: American English - Released: 2026-06-15 - Data updated: 2026-07-26 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/eliminate-debt-payoff-planner/id6768750344/reviews.md ## What is Eliminate? Take control of your debt and start building the future you deserve. Eliminate is a private, powerful debt payoff planner that lives entirely on your device. No accounts. No servers. No syncing. Your financial data never leaves your device. Whether you're juggling credit cards, personal loans, or other debts, Eliminate gives you the tools to track everything, plan your payoff strategy, and watch your progress in real time. DEBT PAYOFF STRATEGIES Choose between the Avalanche method (highest interest first) or the Snowball method (smallest balance first) to find the approach that works best for you. See exactly when you'll be debt-free and how much interest you'll save. TRACK ALL YOUR CARDS & LOANS Add your credit cards and loans, track balances, APRs, and minimum payments in one place. Never lose track of where you stand. MONTHLY BUDGET PLANNER Set a monthly budget, log transactions, and see exactly where your money is going. Stay on track every month. RECURRING TRANSACTIONS Set up recurring expenses so your budget stays accurate without the extra work. CHARTS & VISUALIZATIONS See your debt payoff timeline, balance trends, and progress charts at a glance. Watching your debt shrink has never felt so good. PAYMENT TRACKER Log payments as you make them and see at a glance when each card is due next. Never lose track of a payment cycle. BACKUP & RESTORE Export and import your data anytime so you never lose your progress. COMPLETELY PRIVATE Eliminate is built with privacy at its core. There are no accounts to create, no data sent to servers, and no third parties with access to your financial information. Everything stays on your device. Always. FREE & PRO Get started for free with up to 3 cards. Upgrade to Pro for unlimited cards, full debt payoff tools, charts, recurring transactions, and more. Pro plans: Monthly subscription with a 7-day free trial Yearly subscription with a 7-day free trial (save 30%) Lifetime: one-time purchase Prices are shown in your local currency in the app and at checkout. Pay it down. Own your future. ## Key features - Visualize debt-free date - Snowball or avalanche payoff methods - Payment reminders and alerts - Track interest savings - Log extra payments easily - Data stored locally ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Eliminate Pro Monthly | $2.99 | per month | | Eliminate Pro Annual | $24.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Eliminate Pro Lifetime | $39.99 | one-time | ## Frequently asked questions about Eliminate ### Does Eliminate have ads? No, Eliminate is ad-free. The app prioritizes a clean user experience without advertisements, allowing users to focus on their debt management goals. ### How does Eliminate ensure my data is private? Eliminate never connects to your bank accounts, requires no email, and collects no data. All financial information is stored exclusively on your device, ensuring your financial life remains private. ### What are the pricing options for Eliminate Pro? Eliminate offers a Pro version with unlimited cards and all features. You can choose between a monthly subscription for $2.99, an annual subscription for $24.99, or a one-time lifetime purchase. ### Can I switch between Snowball and Avalanche methods in Eliminate? Yes, Eliminate allows you to switch between the Snowball (smallest balance first) and Avalanche (highest APR first) payoff strategies at any time. You can compare the impact of each method on your debt-free date. ### What kind of payment reminders does Eliminate provide? Eliminate provides per-card minimum payment reminders and due-date alerts. It also offers utilization alerts to flag when a card's balance might negatively impact your credit score. ### How often is Eliminate updated? The latest version, 1.0.3, was released on June 21, 2026, indicating recent development activity. Users can expect ongoing support and potential feature enhancements. ### What devices is Eliminate available on? Eliminate is available for iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users. ### What is the age rating for Eliminate? Eliminate has an age rating of 4+, making it suitable for users of all ages to manage their finances. ## Version history (last 5 releases) ### 1.0.5 — 2026-07-22 New in this update: - The app now fits all iPhone screen sizes correctly with no sideways scrolling. - Prices on the upgrade screen are now shown in your local currency, matching App Store checkout. - Fixed an issue where a successful purchase could show an error message. - More reliable Restore Purchases. - Small fixes and improvements. ### 1.0.4 — 2026-07-19 New in this update: • Smarter payment logging. If you record a payment that may already be included in a recent Quick Balance Update, Eliminate now asks before adjusting your balance, so nothing gets counted twice. • A refreshed Jewel theme with a softer, richer look and much better readability throughout the app. • Dark mode polish: credit card tiles, category tags, alerts, and the payment rhythm section are now clear and easy to read. • Small fixes and copy improvements. ### 1.0.3 — 2026-06-21 You can now export your data to Excel and back it up as a file directly from your device. Plus a smoother transactions view. As always, no bank login and your data never leaves your phone. ### 1.0.2 — 2026-06-20 New: a payoff curve on the Payoff tab. Watch your debt fall to zero and see how much faster than minimums-only you'll be free. • Improved accuracy across balance, payoff, and budget calculations. • Bug fixes and polish. ### 1.0.1 — 2026-06-16 Bug fixes and improved calculation accuracy. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-26.*