# Elios: All-in-one money app — USD Anywhere Spend Stablecoins

> Self-custodial digital dollar spending, saving, and DeFi yield app. (iPhone/iPad app by Elios Lab Limited.)

- Source: https://appshunter.io/ios/app/elios-all-in-one-money-app/id6773741046 (this page in markdown: same URL + `.md`)
- Developer: [Elios Lab Limited](https://appshunter.io/developer/6773737711)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 100 MB
- Languages: American English
- Released: 2026-10-25
- Data updated: 2026-11-10
- Monetization: free

## What is Elios?

Spend, send, and save in digital dollars without handing control of your money to anyone. A free Visa Platinum card that works in 120+ countries. Attractive cashback rates and promotions on your card spend. A USD account in your name for ACH transfers. Yield on your dollars through DeFi vaults.

ELIOS VISA PLATINUM CARD
- Attractive cashback rates and regular promotions on your purchases.
- Tap your card online and in store, anywhere Visa is accepted.
- Add it to Apple Wallet in one tap. Pay with your phone in seconds.
- Get verified in minutes and start spending the same day.

YOUR OWN USD ACCOUNT
- A virtual USD account in your name.
- Receive salary, invoices, and transfers by ACH or wire.
- Send ACH and wire transfers straight from the app.

PUT YOUR BALANCE TO WORK
- Connect to DeFi vaults: lending markets and yield strategies that run as smart contracts on top of public blockchains.
- Interest accrues in real time. Withdraw to your main balance in seconds.

FREE DEPOSITS FROM EVERY MAJOR NETWORK
- Deposit stablecoin from Hyperliquid, Ethereum, Solana, Arbitrum, Base, Optimism, or Polygon.
- Elios covers the bridge fee. You pay network gas only, nothing on top.
- Send stablecoin to any wallet in seconds.

YOUR MONEY STAYS YOURS
- Elios is self-custodial: your funds are held by you, not by us, not by a bank. We cannot freeze your account, block a withdrawal, or touch your balance.
- Encrypted cloud backup keeps your account recoverable from any phone, without anyone but you being able to read your keys. Full control without the fragility.
- Every action Elios can take on your behalf is one you approve with Face ID, limited to that one action. Review or revoke them anytime under Settings.

IMPORTANT INFORMATION
- Apple is not a participant, sponsor, or in any way involved with our promotions or contests.
- The Elios Visa card and named virtual USD account are provided through our regulated partners and are not available in all countries; eligibility is confirmed during identity verification.
- You are responsible for storing your recovery phrase or remembering the password of your cloud backup. If it is lost, you may not be able to recover access to your funds.
- Earn yields are variable and generated by third-party DeFi protocols. All forms of investment carry risk, including the risk of losing the entire amount invested. Such activities may not be suitable for everyone.

## Key features

- Self-custodial money management
- Free Visa Platinum card
- Global spending in 120+ countries
- Cashback and promotions
- Virtual USD account for ACH/wire
- DeFi yield generation
- Stablecoin deposits from major networks

## Is Elios safe?

Not enough ratings yet to assess Elios.

## Is Elios legit?

Elios: All-in-one money app has limited verification signals. The AppsHunter Legitimacy Score for Elios is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Elios

### What is the Elios Visa Platinum card?

The Elios Visa Platinum card allows you to spend digital dollars globally in over 120 countries. It offers attractive cashback rates and promotions on your purchases and can be added to Apple Wallet for easy mobile payments.

### How does Elios ensure my money stays mine?

Elios is self-custodial, meaning your funds are held by you, not by the company or a bank. This prevents account freezing or balance manipulation. Your account is recoverable via encrypted cloud backup, accessible only by you.

### Can I earn interest on my dollars with Elios?

Yes, you can put your balance to work by connecting to DeFi vaults. These are lending markets and yield strategies running on public blockchains, allowing interest to accrue in real time. You can withdraw funds to your main balance in seconds.

### What are the deposit options for stablecoins?

Elios supports free deposits of stablecoins from major networks including Hyperliquid, Ethereum, Solana, Arbitrum, Base, Optimism, and Polygon. Elios covers bridge fees, so you only pay network gas.

### Is Elios available on all devices?

Based on the provided data, Elios is currently supported on iPhone. Information on Android or other device compatibility is not specified.

### How often is Elios updated?

The latest version of Elios is 1.0.3, which was last updated on 2026-11-05. This indicates a recent update, suggesting active development and maintenance.

### What is the age rating for Elios?

Elios has an age rating of 4+, making it suitable for a wide range of users. This rating is typically based on content and is generally considered safe for younger audiences.

### Does Elios have ads?

No, the application data indicates that Elios does not have advertisements. This means users can expect an ad-free experience while using the app.

## Version history (last 4 releases)

### 1.0.3 — 2026-11-05

- Performance improvements.

### 1.0.2 — 2026-11-03

- Performance improvements.

### 1.0.1 — 2026-10-28

- Receive USDT: deposit USDT from supported networks, alongside USDC.
- Stability and performance improvements.

### 1.0 — 2026-10-25

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-10.*
