# Elixir: Money Habits — Budget, spending & savings > Budget, spending & savings (iPhone/iPad app by Elixir Finance Ltd.) - Source: https://appshunter.io/ios/app/elixir-money-habits/id6773492713 (this page in markdown: same URL + `.md`) - Developer: [Elixir Finance Ltd](https://appshunter.io/developer/6776963803) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 18.0 · 16 MB - Languages: American English - Released: 2026-06-03 - Data updated: 2026-09-11 - User reviews in markdown: https://appshunter.io/ios/app/elixir-money-habits/id6773492713/reviews.md ## What is Elixir? Elixir helps you build money habits that last when life gets messy. Connect your US bank accounts, review your spending, and take one small next step each week. Harmony Score shows whether your plan still fits the week you actually had. BUILD A WEEKLY MONEY HABIT Money changes every week. Your plan should last when the week gets messy. Elixir turns your transactions into small, practical actions. Review spending, confirm categories, check your Harmony Score, complete a weekly challenge, and move toward a savings goal. Better decisions, kept up, beat a perfect month you abandon. YOUR HARMONY SCORE See your financial life through one simple number. Harmony Score is 0 to 100. It reflects how your spending, saving, and follow-through line up with the plan you set. It is not a credit score. Credit bureaus never see it. Follow progress over time. Keep a streak. A freeze can cover a missed day. SPENDING THAT MAKES SENSE Connect supported US accounts securely through Plaid, or add accounts by hand. Elixir organizes your transactions and suggests categories. Confirm a suggestion with a tap, or correct it and Elixir remembers. See where money is going, spot changes, and notice which categories put pressure on your plan. A BUDGET YOU CAN ADJUST You should not have to start from a blank spreadsheet. Elixir can suggest category budgets from your spending history. Change them when your priorities change, reset the plan, or carry it into the next month. A budget here is a guide you approved, not a verdict. ASK ELIXIR Get answers from your own transactions, not generic money tips. Ask things like: “Where am I overspending?” “How much did I spend on restaurants?” “What was my income in May?” “Can I afford this?” The assistant is informational. It is not financial, investment, tax, or legal advice. SAVE TOWARD WHAT MATTERS Create savings goals and track progress over time. Emergency fund, a trip, or something larger: Elixir helps turn a distant target into weekly progress you can see. SEE THE BIGGER PICTURE Home brings the useful pieces together: • Net worth • Monthly income and spending • Accounts and balances • Recent transactions • Budgets • Savings goals • Spending reports • Recurring payments • Money lent and borrowed PRIVATE BY DESIGN Lock the app with Face ID or a PIN. When you connect a supported bank, Plaid handles the connection. Elixir does not store your bank login. Elixir does not sell your financial data or use it for advertising. ELIXIR PREMIUM Elixir Premium is an optional auto-renewing subscription. It includes unlimited Elixir assistant use, full reports and insights, goals, debts, and recurring payment tracking. Eligible months may earn Harmony Credits, which can reduce the amount due at a future renewal, subject to program terms. Credits are loyalty credit on the subscription. They are not cash and cannot be withdrawn. Monthly and Annual plans are available. The price for your region is shown in the app before purchase. Payment is charged to your Apple Account when you confirm. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. Terms of Use: https://elixirfinance.app/terms Privacy Policy: https://elixirfinance.app/privacy ## Version history (last 5 releases) ### 1.4.2 — 2026-09-08 • Short day-one setup, then link a US bank with Plaid or track accounts manually • Home shortcuts above your accounts; net worth and longer reports under Reports • Activity: confirm transfers between your own accounts and recategorize a merchant in one tap • Harmony Score, quests, budgets, goals, and the Elixir assistant on your data • Optional notifications, including a gentle evening nudge when today’s quest is still open • Help & Feedback in Settings — send a note and optional screenshot without leaving the app • Dark appearance by default; switch to Light or System in Settings • Smoother motion and feedback across the app ### 1.4.1 — 2026-09-07 • Short day-one setup, then link a US bank with Plaid or track accounts manually • Home shortcuts above your accounts; net worth and longer reports under Reports • Activity: confirm transfers between your own accounts and recategorize a merchant in one tap • Harmony Score, quests, budgets, goals, and the Elixir assistant on your data • Optional notifications, including a gentle evening nudge when today’s quest is still open • Help & Feedback in Settings — send a note and optional screenshot without leaving the app • Dark appearance by default; switch to Light or System in Settings • Smoother motion and feedback across the app ### 1.4.0 — 2026-09-02 • Short day-one setup, then link a US bank with Plaid or track accounts manually • Home shortcuts above your accounts; net worth and longer reports under Reports • Activity: confirm transfers between your own accounts and recategorize a merchant in one tap • Harmony Score, quests, budgets, goals, and Elixir AI on your data • Optional notifications, including a gentle evening nudge when today’s quest is still open • Help & Feedback in Settings — send a note and optional screenshot without leaving the app • Dark appearance by default; switch to Light or System in Settings • Smoother motion and feedback across the app ### 1.3.0 — 2026-08-01 • New to Elixir? A short setup asks a few quick questions about how money feels and what matters to you, plays back what it heard, and walks you through connecting your bank • Adding things is clearer: the + on Home now names what it creates — a transaction or an account — and you can add a transaction without leaving the screen • Reports is a proper labelled shortcut instead of an unmarked icon in the corner • Balances now count up as they change, and cards respond when you press them • In Elixir AI, tapping the conversation puts the keyboard away — in a new chat there was no way to dismiss it ### 1.2.0 — 2026-08-01 Sorting your spending is now a lot less of a chore: • Review categories one transaction at a time — accept our suggestion, change it, or apply it to every transaction from that merchant at once • Categories now mirror the ones your bank uses, so suggestions land in the right place far more often • Made a mistake? Undo any category change, including bulk ones • If a bank connection stops working, fix it right from the app — no need to disconnect and start over • Pull down to refresh now fetches from your bank, not just from us • Faster, more reliable app lock: it locks the moment your screen turns off, and unlocking returns you to the screen you were on • Fixed the keyboard trapping you in the assistant chat ## Apps similar to Elixir | App | Rating | Price | Category | | --- | --- | --- | --- | | [SGSCC](https://appshunter.io/ios/app/sgscc/id6748001528) | — | Free | Finance | | [MEXC: Buy Bitcoin & Crypto](https://appshunter.io/ios/app/mexc-buy-bitcoin-and-crypto/id1605393003) | 4.7 (8,324) | Free | Finance | | [YNAB](https://appshunter.io/ios/app/ynab/id1010865877) | 4.8 (61,480) | Free | Finance | | [Jeroid](https://appshunter.io/ios/app/jeroid/id1539278280) | 3.1 (116) | Free | Finance | | [Apex: Buy, Sell & Trade Crypto](https://appshunter.io/ios/app/apex-buy-sell-and-trade-crypto/id1549187308) | 4.5 (2,249) | Free | Finance | ## Related topics [elixir](https://appshunter.io/ios/topics/elixir) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*