# elroy - Your Money, Your Way — user reviews

> 28 indexed App Store user reviews of elroy by IDT GLOBAL PROCESSING SERVICES, INC., rated 3.42/5 from 40 ratings.

- Source: https://appshunter.io/ios/app/elroy-your-money-your-way/id1612804917/reviews
- App overview in markdown: https://appshunter.io/ios/app/elroy-your-money-your-way/id1612804917.md
- Rating breakdown: 5★ 23 · 4★ 1 · 3★ 1 · 2★ 0 · 1★ 15

## Newest reviews (8 of 28)

### 1/5 — Zero customer support

*2023-12-05, version 2.23112.0*

Keeps rejecting any withdrawal even for banks without problem with any other financial app. Takes weeks to receive a robotic copy-paste email reply that is zero information. Phone representative know little to nothing.

### 1/5 — Bad service

*2023-11-27, version 2.23112.0*

But service don’t download this app it’s really bad , the costumers service is bad  They dont respond in time and not provide a solution

### 1/5 — 上传护照和人脸识别后关户了

*2023-08-21*

太会玩了

### 1/5 — 垃圾玩意儿，秒开几分钟关户，骗老子资料，操！

*2023-08-21*

垃圾玩意儿！

### 1/5 — Don't download it, it's a lie to your personal data.

*2023-08-21*

I downloaded and registered and passed the personal authentication, but my account was banned within a few hours. I asked why I couldn't provide an account and asked me to find another wallet. This is obviously cheating customers, defrauding customer information and rubbish!

### 1/5 — Don't open a junk bank

*2023-08-21*

Scam banks, scamming personal information, just opened without any use of email communication is related

### 2/5 — I can’t even sign up

*2023-06-26*

when I enter my email to sign up and verify it, it says the associated email doesn’t have a wallet account, Idk what that means, I contacted support 24 hours ago and still haven’t found any solution! If any one can help, it will be much appreciated

**Developer response:** Hi Olfpursin,
We are sorry to read about your experience. Please send us an email to galyn@bossrevolution.com and we will personally take a look into what is happening for you. Please let us know what country you are in and a screenshot of the error you are seeing. We look forward to hearing from you soon.

### 1/5 — BROKEN APP !!

*2022-12-28, version 1.22120.0*

Downloaded the app and decided to give this company a try. When signing up, it asks you to put in your phone number and says it will text you a 6 digit code. You NEVER receive the code !! 😡 And when you start over and try again, it gives you an error message that says “something went wrong” !! I’m no longer interested in banking with this company !! If it’s doing this from the very beginning, what other problems am I gonna have a month or two down the road ?? Maybe….. just MAYBE, I might try again, in a year !! That is if the app is still in business, which is DOUBTFUL from my experience and this broken app !!

## Most critical reviews (10 lowest-rated)

### 1/5 — Elroy give me my money back !!!!

*2024-08-02*

I can’t spend or use my money for long time , I contact Elroy ago 2 months ago and not resolved my case

**Developer response:** Hi Marcocosta84,
We apologize for the inconvenience you’ve experienced. Our partner, Synapse, has gone out of business, impacting millions of customers. We're in the process of transitioning to a new banking partner who will be distributing funds shortly. We're working diligently to resolve any issues as quickly as possible. We appreciate your patience and understanding during this transition. For immediate assistance, please contact our support team at support@myelroy.com or 1-888-909-3886. Thank you.

### 1/5 — DON’T WASTE YOUR TIME ON THIS!!!

*2024-06-21, version 2.24060.0*

This is a joke! I’ve had the worst banking experience of my life with this company! When I should’ve received my deposit, all of the sudden I couldn’t access my account! I called them and the guy said I would be getting a call back either later that day or the next day. A week went by and I called again. I still couldn’t access my money and no one could advise me anything on my acct.  That guy told me the same thing as the first guy, except that one told me it wouldn’t be that day or the next most likely to get a call back about my acct. He said the just be patient a little while and someone would call me to help resolve it. I waited weeks on access to a fairly decent amount of money golf mine that I never got! Nor did I ever even get a return call. All they had to do was tell me that my deposit had been returned to the company that made the deposit. I finally found out weeks later when the company that made the deposit called and told me it had been sent back. All Elroy had to do was tell me that much and it would’ve made everything totally different. And I could’ve accessed my money a lot sooner and easier. But like I said, no one would even give me that much info. And to not even call the customer back from lot one but two calls made to them is absolutely horrible business etiquette! No respect for the customer whatsoever! I wouldn’t waste my time or money messing with these folks. And if you ever need an answer about something financial with your account, good luck getting someone to acknowledge you and answering you in any reasonable amount of time or at all even.   It’s like they don’t  care about the people who are helping build and shape their entire business. Also, there are considerable restrictions and limits on the Basic account, so if you need an account with regular banking features, unless you are willing to pay for the account (and trust me, there are numerous apps and companies that you can get a much better account without a ton of limits for no fee every month), this company is a terrible choice!

### 1/5 — No puedo retirar mi dinero

*2024-05-22, version 2.24051.0*

Llevan casi un mes sin poder hacer transacciones ni recibir  ni retirar, tengo dinero allí y no hay forma de poder sacarlo re mal

### 1/5 — Simply horrible

*2024-05-21, version 2.24051.0*

I have more than a week trying to use the money I have in the app and they simply say that there is an error in the system and they don’t let me use my money, according to them they have already sent my card and I already have 2 weeks waiting for that

### 1/5 — Horrible app stole my money 275$ won’t let me log back in

*2024-03-04, version 2.24022.0*

Horrible

### 1/5 — Unethical company!!!

*2024-02-28, version 2.24021.0*

Do NOT waste your time with Elroy. They are an unethical company. After using their app and complying with the new user deposit terms, they decided NOT to honor the terms to pay out the bonus. After asking them to close my account and cut me a check for my balance, they said they don’t cut checks under a certain amount and that the funds would be kept by them…how is this legal?!? 
STAY AWAY!

### 1/5 — Work on your costumers

*2024-02-06, version 2.24010.0*

You people delay on when someone account is block or lock to attend to the person to fixed 

And also you people can’t find things for someone when he need help from you people and if hard for you people to see something to someone account to fixed  improv it well and make it better cause the account is good to be used so you people have to work on it and manage things better because what happen to me I called and it can’t be solved for me for hours now no one attend to me back for feed back how and why then block/locked my account

### 1/5 — La idea de banco está bien pero

*2024-01-19, version 2.23112.0*

Todo son problemas y nunca resuelven nada, conectar el banco pasar dinero y todo lo que ello convenga, en fin solo es funcional para enviar dinero pero desde la app de bossRevolution

### 1/5 — Steal

*2024-01-02, version 2.23112.0*

Every day someone try to steal money from my account, you don’t fix it

### 1/5 — Solicito ayuda

*2023-12-11*

La verdad empezó bien pero últimamente está muy mal no me deja a ser transacciones y me pone de malas por q es para echar gasolina y me deja q mal

**Developer response:** Hola,
Agradecemos sus comentarios. Eso no parece una buena experiencia, así que vamos a conseguirte ayuda. Envíenos un correo electrónico a support@elroy.app y trabajaremos con usted para identificar el posible problema y resolverlo rápidamente.

## Most praised reviews (10 highest-rated)

### 5/5 — Best Banking App!

*2024-01-31, version 2.23112.0*

App is so fast and easy, setup in less than 1 min! Also it has so many benefits from highest interest rate on the market, no fees, no minimums and I can set up direct deposit and get paid up to 2 days early. Finally a bank that works for me!! Thank you Elroy

### 5/5 — Easy to Use

*2024-01-24, version 2.23112.0*

Thanks for providing another bank avenue with great new features.  All Veterans no matter what age can benefit from ElRoy!

### 5/5 — Easy to use

*2023-12-02*

Platform is easy to use…

**Developer response:** Hi XRPL-2023,
Thank you for your wonderful review! We're delighted to hear that you find Elroy an easy to use service. We appreciate your trust in us and are here to ensure that your financial needs continue to be seamless and secure. Thanks for choosing Elroy.

### 5/5 — Love this app!

*2023-09-22, version 2.23090.0*

I may be biased, but this the best banking application out there.

### 5/5 — Good app

*2023-09-07, version 1.23082.1*

Very good app, whwnever something i dont know theres alwyas a chat available for help, if you dont have a ssn or itin number this is a nice app for banking

### 5/5 — Awesome Banking Services!

*2023-08-21, version 1.23081.0*

Couldn’t ask for any more from a banking service. Getting paid on Wednesday is great for helping pay my bills on time. The single use card is cool for online orders! The high interest rate is a nice bonus helping me save.

### 5/5 — La mejor app

*2023-08-17, version 1.23071.0*

Es una de las mejores app que he conocido y hasta el momento lleva la delantera 
Felicidades sigan así no cambien excepto si es para mejoras 
Gracias

### 5/5 — Good control of my money

*2023-05-26, version 1.23051.0*

App was easy to setup. I linked my payroll very quickly, integrating credit cards and other accounts was a breeze through Plaid. Now I got a better control seeing all my money in the same place. Great interest rate on my savings!! Customer service is faster and more efficient than banks, for real!

### 5/5 — Opened account in 2 minutes and got my Debit Card

*2022-07-26, version 1.22071.1*

Was searching for a replacement for my existing bank that was charging me fees, signing up was easy and I was able to have access to my account without having to visit a branch or talk to anyone. I linked my old bank account and my money was here by the end of the day. 
They offer an instant direct deposit switch which I setup without forms or a voided check and I’m going wait for my early direct deposit. Now I never have to visit a bank again.

### 4/5 — Good app. Poor service.

*2023-12-08, version 2.23112.0*

The app itself is great, easy to use, easy to track money and spending. It’s easy to set up and quick. 
However when it comes to the service so of things. Don’t rely on that to be good. It is hard to get through on the phone. I noticed an unusual transaction on my account so I messaged them and without any prior warning my account was locked and I was unable to use my card until they unlocked it which I was pretty disappointed with considering I am able to lock my card at will. I didn’t like how they just locked my account knowing I have bills coming out monthly. They were unable to tell me when it was going to be unlocked again. Each time I told them to unlock it as I could just lock my card on my own they constantly told me they would send it to a ‘higher team’ which is a poor excuse considering how quickly they managed to lock my entire account. It’s now the 6th day my account has been locked and I’m still trying to get it unlocked and all I have been told is “we apologise for the inconvenience once I have an update I’ll let you know” which again gives me no indication to when it might be open if at all.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
