# Embold CU > Mobile banking app for managing accounts, transfers, payments, and financial wellness. (iPhone/iPad app by Embold Credit Union.) - Source: https://appshunter.io/ios/app/embold-cu/id561788371 (this page in markdown: same URL + `.md`) - Developer: [Embold Credit Union](https://appshunter.io/developer/561788374) - Category: Finance - Price: Free - Rating: 4.80/5 from 4,144 App Store ratings · 64 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 120 MB - Languages: American English - Released: 2012-10-02 - Data updated: 2026-09-05 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/embold-cu/id561788371/reviews.md ## What is Embold CU? Bank boldly, on the go. With Embold CU, members can check balances, view transactions, transfer funds, deposit checks, and more! Features: • Bill pay • Branch and fee-free ATM locator • Account balances, transfers, and more • Mobile check deposit • External account transfers • Make Embold loan payments • Secure messaging for account support • Budgeting and financial wellness tools ## Key features - Check account balances - Transfer funds - Mobile check deposit - Bill pay - Branch and ATM locator - Budgeting tools - Secure messaging ## What do users think of Embold CU? Overall sentiment: neutral **Pros** - 👍 Easy to use and navigate - 🚀 Convenient mobile banking - 💳 Seamless debit card integration - 🤓 Helpful for non-tech users - 🙌 Friendly and professional customer service **Cons** - 🐛 Login errors and page freezes - 🔄 Frequent app crashes and instability - 🤔 Confusing UI changes after updates - 🙄 Lack of basic features like available balance display - 🤯 Frustrating mobile deposit issues **Commonly reported bugs** - Login failures and repeated sign-in prompts - Inability to open app or navigate past loading screen - Frequent app crashes and page errors - Mobile deposit not recognizing check amounts **Most requested features** - Fingerprint/biometric login - Apple Pay/mobile wallet integration - Pending transaction visibility - More customization options - Improved mobile deposit reliability ## Recent user reviews (10 of 64) All indexed reviews: https://appshunter.io/ios/app/embold-cu/id561788371/reviews.md ### 2/5 — Log in errors due to are you human log in protection. *2024-07-27, version 4013.2.0* Ever since they added the are you human check the app errors 2-3 times before it lets me log in, they told me it was because I didn’t have the newest version of the app like I’m a idiot for not having the newest version, this was not long after I had downloaded the update so they must of changed it again because of problems so I downloaded the new up date and it still does the same thing, I even checked to see if it had been updated again before giving a review. ### 5/5 — Al’s review *2024-05-18, version 4012.3.0* I am far from a tech person, and I followed and understood this app Easily. It’s well written and I really appreciate it! The thing I love most about this platform is that I can make monthly payments to my Discover card and it was very simple to get started doing it. Thanks 🤓 ### 5/5 — Easy *2024-04-08, version 4012.2.0* Love this site it’s very easy to navigate very helpful. When I go into the of the branches they are so friendly and helpful. I love it when I use my debit card it comes out of my account right away. At the branch they are always so friendly. ### 3/5 — Accessing mobile banking *2024-04-05, version 4012.2.0* I love banking mobile. It’s much more convenient then driving to a brick and mortar bank. Not sure why, but the app started to make me sign in twice. The second time is when I click on any account. It’s annoying. ### 5/5 — Excellent *2024-04-03, version 4012.2.0* This bank is excellent ### 5/5 — Great bank *2024-03-19, version 4012.2.0* Setting up an account is very easy! ### 5/5 — Best App ever!! *2024-03-08, version 4012.1.0* Super simple to use and clean interface. ### 5/5 — Grateful *2024-02-20, version 4012.1.0* Embold credit union is more than just a credit union. It is an extension of my family because I am always treated with respect. I believe they have a genuine interest in my financial health and welfare. Thank you Embold for always doing everything you can to help me and make me know that I am art of the family. ### 5/5 — Helpful *2024-01-03, version 4011.1.0* I love this app, it’s easy to use, reliable and simple. ### 4/5 — issues on freezing an account *2023-12-08, version 4010.2.1* a while a go I moved to another state and I contacted Embold i tried to block a gym from withdrawing money from my checking due to getting automatically charged after i called the gym and left massages numerous times to stop charging me. the gym was unresponsive so i reached out to Embold to freeze my account. they kept saying they need a proof that i called the gym first before they proceed. I lost home that Embold is really going to help. how could i give them the proof of what messages i left on gym’s answering machine?! The gym eventually stopped the automatic withdrawal after another month of me trying to communicate with a real person instead of answering machine. other than that, i’m pleased with them. ## Frequently asked questions about Embold CU ### What can I do with this banking app? This app allows you to perform a variety of banking tasks on the go. You can check your account balances, view transactions, transfer funds between accounts, deposit checks remotely, and pay bills. It also includes tools for budgeting and financial wellness. ### How do I deposit a check using the app? The app features a mobile check deposit function. You will typically need to endorse the check and then take clear photos of the front and back of the check through the app's interface. Follow the on-screen prompts for successful submission. ### Is there a cost to use this banking app? Based on the provided information, the app is free to download and use. While the app itself is free, there might be associated costs for certain banking services or transactions that are standard with your bank account. ### Can I find nearby ATMs or branches? Yes, the app includes a locator feature that helps you find nearby branches and fee-free ATMs. This is useful for planning your banking activities when you are away from home. ### What are the budgeting and financial wellness tools? The app offers tools designed to help you manage your money better. These features can assist with tracking your spending, setting financial goals, and improving your overall financial health. Specific functionalities may vary but generally aim to provide insights into your financial habits. ## Version history (last 5 releases) ### 4022.1.1 — 2026-08-19 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4022.0.0 — 2026-07-23 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.1.3 — 2026-06-09 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.2.0 — 2026-04-07 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.1.1 — 2026-03-10 Our new experience provides easier access to the features you use most while on the go. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*