# Embr - Burn Your Debts — Debt payoff planner

> Debt payoff planner (iPhone/iPad app by Blaine Miller.)

- Source: https://appshunter.io/ios/app/embr-burn-your-debts/id6727006089 (this page in markdown: same URL + `.md`)
- Developer: [Blaine Miller](https://appshunter.io/developer/1348196068)
- Category: Finance, Productivity
- Price: $3.99
- Age rating: 4+
- Requires: iOS 18.0 · 10 MB
- Languages: American English, French (France), German (Germany), Italian, Japanese, Korean, Brazilian Portuguese, Chinese (Simplified, China), European Spanish
- Released: 2024-10-14
- Data updated: 2026-08-16
- User reviews in markdown: https://appshunter.io/ios/app/embr-burn-your-debts/id6727006089/reviews.md

## What is Embr?

Embr - Burn Down Debts
Take control of your finances with Embr, the ultimate debt payoff planning app!
Key Features:
	•	Sleek, Intuitive Interface: Enjoy a user-friendly design that makes managing your debt a breeze.
	•	Instant Calculations: Get real-time updates on your payoff plans with lightning-fast calculations.
	•	Privacy First: Your data is yours alone—Embr features zero data collection to keep your information safe.
	•	Seamless iCloud Sync: Effortlessly access your debt plans across all your Apple devices.
Simply input your debt details and watch as Embr generates two personalized payoff plans to keep you motivated on your journey to financial freedom. Want to tackle a specific debt first? Just drag and reorder your debts, and see instant recalculations tailored to your strategy.
Developed with a deep understanding of financial needs, Embr’s algorithms have been verified by an accountant to ensure accuracy and effectiveness.
With our "Paying Extra" plan, you can prioritize your debts while factoring in interest rates and extra payments, giving you a clear path to becoming debt-free faster.
Download Embr today and start your journey to financial empowerment!

Special Thank You to my best friend, Austin Buck who created the App Icons, and App Store Previews. He was also incredibly helpful in providing QA to this project and general design guidance.


## Version history (last 5 releases)

### 1.4.0 — 2026-08-09

Support and ratings are now one tap away.

Embr is a utility, and it was missing the one screen every utility needs. There's now an About & Support screen, reachable from the info button in the header on every screen — including a fresh install with no debts yet, and landscape on iPad.

From it you can:
- Report a bug, suggest a feature, or ask a question — straight to the developer.
- Send translation feedback if something reads awkwardly in your language.
- Rate Embr, or see the other apps.
- Check the app version, and read the privacy policy.

Previously these lived at the very bottom of the debt list, below every card, and never appeared at all if you had no debts yet.

### 1.3.0 — 2026-08-08

Now fully localized in 8 languages: Simplified Chinese, Japanese, German, French, Spanish, Korean, Brazilian Portuguese, and Italian. Your whole debt payoff journey, from widgets to watch complications, now reads naturally in your language.

New Feedback & Support:
- Contact the developer directly from the app to ask a question or report an issue.
- Spotted an awkward translation? Send translation feedback in one tap and help make Embr better in your language.

Rating improvements:
- The rate-Embr prompt now appears at a sensible moment and no longer disables itself forever after one dismissal.

Also in this release:
- Demo mode is now an explicit setting, so App Store screenshots can never leak into your real debt tracking.
- Bug fixes and polish throughout.

### 1.2.0 — 2026-06-13

Embr 1.2.0 lights up your wrist and your Shortcuts:

• Watch complications now show real payoff data — progress rings, days until due, balance left, and your next payment on every complication family.
• Siri payments in one sentence: "Pay $200 toward Car Loan in Embr" — custom amounts or your configured regular payment.
• New home, lock screen, and watch widgets with payoff progress that deep-link straight into the right debt.
• Find any debt with Spotlight search.
• Faster, more reliable complication updates.
• Bug fixes and polish throughout.

### 1.1.4 — 2026-04-08

* Security fixes

### 1.1.3 — 2026-01-15

* Switches core app data to use iCloud Keychain and Encryption wherever possible in an effort to improve security

## Apps similar to Embr

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Envelope: Budgeting & Banking](https://appshunter.io/ios/app/envelope-budgeting-and-banking/id6444296251) | 4.7 (338) | Free | Finance |
| [Expense Keep: Envelope Budget](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495) | 4.4 (1,673) | Free | Finance |
| [Debt Payoff Planner - Snowball](https://appshunter.io/ios/app/debt-payoff-planner-snowball/id6737506623) | 4.1 (22) | Free | Finance |
| [Debt Docket - Debt Tracking](https://appshunter.io/ios/app/debt-docket-debt-tracking/id6453604343) | 2.5 (2) | Free | Finance |
| [Debt Payoff Planner - Monnelia](https://appshunter.io/ios/app/debt-payoff-planner-monnelia/id6478008842) | 4.4 (11) | Free | Finance |
| [Justice Federal Mobile](https://appshunter.io/ios/app/justice-federal-mobile/id494957745) | 4.9 (6,654) | Free | Finance |

## More apps by Blaine Miller

- [Wise Flyer](https://appshunter.io/ios/app/wise-flyer/id853900499)
- [Tri-Add](https://appshunter.io/ios/app/tri-add/id860253889)
- [Cache ™ - Leave Your Mark](https://appshunter.io/ios/app/cache-leave-your-mark/id1104642378)
- [Node Community](https://appshunter.io/ios/app/node-community/id1553326359)
- [Pano Owl](https://appshunter.io/ios/app/pano-owl/id1560273409)
- [Lamdi](https://appshunter.io/ios/app/lamdi/id6446975599)

All apps by Blaine Miller: https://appshunter.io/developer/1348196068

## Related topics

[embr](https://appshunter.io/ios/topics/embr)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*