# EMI & Subscriptions Tracker — Track EMIs loans Subscriptions

> Track EMIs loans Subscriptions (iPhone/iPad app by Santhosh Shankar.)

- Source: https://appshunter.io/ios/app/emi-and-subscriptions-tracker/id6758146565 (this page in markdown: same URL + `.md`)
- Developer: [Santhosh Shankar](https://appshunter.io/developer/1871151713)
- Category: Finance, Utilities, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 38 MB
- Languages: English
- Released: 2026-02-02
- Data updated: 2026-06-29
- User reviews in markdown: https://appshunter.io/ios/app/emi-and-subscriptions-tracker/id6758146565/reviews.md

## What is EMI & Subscriptions Tracker?

EMI Tracker & Loan Manager:
Track bank EMIs, credit card EMIs, personal loans, bike loans, and phone EMIs
See total outstanding amount, paid EMIs, and remaining EMIs
Know your next EMI due date at a glance
Clear breakdown of principal, interest, and balance
Track EMI progress visually
Perfect for anyone looking for an EMI tracker app in India.

Subscription Tracker:
Track all your monthly and yearly subscriptions
See your average monthly subscription spending
Categorize subscriptions (Entertainment, Utilities, Storage, etc.)
Know exactly where your money goes every month
Ideal if you want a subscription tracker app to avoid silent money leaks.

Smart EMI Calculator:
Calculate EMI instantly based on principal, interest rate, and tenure
See total payable amount and interest cost
Built-in affordability check based on your income
Visual chart for better understanding
Useful as both an EMI calculator and loan affordability calculator.

Stay on Track:
Clear EMI status: On track, Due soon, Completed
See upcoming payments before they surprise you
Designed to reduce missed payments and stress


Backup & Sync:
Secure cloud backup
Sync your data across devices

Your data stays private


Clean, Fast & Private:
No Ads
No unnecessary permissions
Offline-friendly
Clean, modern dark UI
Built for speed and clarity


Who is this app for?
People managing multiple EMIs
Anyone paying monthly subscriptions
Users looking for a simple expense & EMI tracker
People who hate ads in finance apps
Anyone who wants control over money without complexity


Popular Use Cases:
EMI tracker for loans
EMI calculator India
Subscription manager
Monthly expense tracking
Loan repayment planning
EMI & Subs Tracker (No Ads) helps you stop guessing and start knowing where your money goes.

Download now and take control of your EMIs and subscriptions — the smart way.


## Version history (last 5 releases)

### 1.6.3 — 2026-06-18

•	New sorting filters on the EMI screen (Amount, Tenure, Payment Method).
•	Home dashboard now displays payment methods and total EMI counts.
•	Tap on any payment account to view all its active linked loans and EMIs.
•	Bug fixes and optimization.

### 1.6.2 — 2026-04-06

Minor UI issues fixed

### 1.5.5 — 2026-03-30

New Home tab gives you a complete financial overview at a glance
See your total monthly outflow and outstanding balance
Alert banner when payments are overdue or due soon
EMI Health breakdown showing principal vs interest paid
Payment method breakdown showing monthly load per card/account
Debt-free date projection so you know when all EMIs end
Search EMIs and subscriptions by name from the list pages

### 1.5.4 — 2026-03-26

New Home tab gives you a complete financial overview at a glance
See your total monthly outflow and outstanding balance
Alert banner when payments are overdue or due soon
EMI Health breakdown showing principal vs interest paid
Payment method breakdown showing monthly load per card/account
Debt-free date projection so you know when all EMIs end
Search EMIs and subscriptions by name from the list pages

### 1.3.3 — 2026-03-16

Updated currency formatting to display comma separators correctly based on the selected country.

Added a Free Tier badge on the subscriptions page so users can identify free-plan status and cancel before the free period ends.

## More apps by Santhosh Shankar

- [Warranty Tracker (No Ads)](https://appshunter.io/ios/app/warranty-tracker-no-ads/id6758510217)
- [ReplyCraft -AI Reply Assistant](https://appshunter.io/ios/app/replycraft-ai-reply-assistant/id6760889612)

All apps by Santhosh Shankar: https://appshunter.io/developer/1871151713

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-29.*