# EMI Calculator & Loan Planner — Financial Calculator GST Tool

> Loan and financial calculator for EMI, GST, currency, and finance news. (iPhone/iPad app by HUMAN DATA SG PTE. LTD..)

- Source: https://appshunter.io/ios/app/emi-calculator-and-loan-planner/id914793563 (this page in markdown: same URL + `.md`)
- Developer: [HUMAN DATA SG PTE. LTD.](https://appshunter.io/developer/1619123351)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.10/5 from 9 App Store ratings · 59 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 47 MB
- Languages: British English, Arabic, French (France), Indonesian, Japanese, Korean, Chinese (Simplified, China), European Spanish, Thai
- Released: 2014-09-26
- Data updated: 2026-09-02
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/emi-calculator-and-loan-planner/id914793563/reviews.md

## What is EMI Calculator & Loan Planner?

EMI Calculator is a simple, powerful loan tool that helps you quickly calculate EMIs and understand your full repayment schedule. Use it to plan home loans, car loans, personal loans, or any kind of borrowing with clarity and confidence.

Turn complex loan math into clear answers:
- Know exactly how much you will pay every month
- See how much of each payment goes to interest vs principal
- Compare different loan amounts, interest rates, and tenures
- Plan prepayments and check how much interest you can save

Key benefits and features:

Accurate EMI and loan planning
- Calculate EMI, loan amount, interest rate, or tenure by entering the other values
- Works with both months and years, so you can match bank offers easily
- Get instant results while you adjust loan amount, rate, or period

Clear repayment breakdown
- View a complete payment schedule in a clean table format
- See month-by-month breakup of principal, interest, and remaining balance
- Understand how your loan reduces over time and when interest impact is highest

Smart visuals and statistics
- Graphical charts show the full loan tenure at a glance
- Instantly generated stats highlight total principal, total interest, and overall cost
- Compare scenarios to choose the most affordable and efficient option

Easy sharing and records
- Export your EMI details as a PDF
- Share reports with family, clients, or your financial advisor
- Use saved PDFs to discuss offers with banks or finance agents

Apple Watch and iMessage support
- Calculate EMIs and GST right from your Apple Watch without opening your phone
- Use the iMessage app to calculate EMI and GST inside a chat
- Send results instantly to friends, family, or customers while you are chatting

Simple GST Calculator
- Quickly find how much tax is included in a price
- Add GST to a base amount or remove GST from a total price
- Useful for small businesses, freelancers, and daily shopping decisions

Live finance updates
- Stay up to date with the latest finance and money news via Google News
- Track changes in interest rates, policy updates, and market trends that can affect your loans

Nearby banks and ATMs
- Find banks, ATMs, and other finance locations around you
- Helpful when you travel or need quick access to cash or banking services

Currency Converter
- Compare and convert between 165+ world currencies
- Get live exchange rates instantly
- Perfect for travel, online shopping, and international transfers

Completely free
- Free to download and free to use
- Designed for everyday personal use as well as quick professional calculations

Use EMI Calculator as your everyday financial toolkit:
- Loan Calculator
- EMI Calculator
- Standard EMI Planner
- EMI Statistics and Charts
- Finance Calculator and Loan Analytics
- GST Calculator
- Currency Converter
- Finance and Money News Hub
- Nearby Bank Finder
- ATM Finder

Plan smarter, borrow better, and stay in control of your money with EMI Calculator.

Privacy Policy:
https://www.kalagato.ai/emi-calculator-ios-privacy-policy

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- EMI calculation for various loan types
- Repayment schedule and breakdown
- Prepayment planning and interest savings
- GST calculator
- Currency converter
- Finance news updates
- Nearby bank and ATM finder

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Weekly Plan | $0.59 | per 7 days |
| Monthly Plan | $0.99 | per month |
| Annual Plan | $9.99 | per year |
| Monthly Plan | $0.49 | per month |
| Annual Plan | $4.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Remove Advertisement from App | $4.99 | one-time |


## Recent user reviews (10 of 59)

All indexed reviews: https://appshunter.io/ios/app/emi-calculator-and-loan-planner/id914793563/reviews.md

### 5/5 — Good App

*2022-03-06, version 7.8*

Very good app.... Need to remove advertising

### 4/5 — Missing functionality

*2021-02-27*

If it has been added a feature like prepayment in the EMI calculation list then the list would have been more useful.

### 5/5 — Eml calculator

*2020-08-20*

Prfct app for calculating emi just love it it has more features download it

**Developer response:** Thank you for using our app! We really appreciate your valuable feedback and ratings. We are really happy to see that you love our app and we will provide more useful updates to make sure it can be very useful Finance planner tool for your daily life.

### 3/5 — can’t see the numbers when iphone is in dark mode

*2020-02-12, version 6.7*

this app is good but after update, can’t see the numbers when iphone is in dark mode

### 5/5 — Superb App

*2020-01-27*

App is superb could check emi un every perspectives like to got emi amount or calculate roi or need to know loan amount everything 
Just one thing that when iphon is in dark mode then keypad values didn’t shown as fonts are white. Pls update.

**Developer response:** Thank you for using our app! We have already solved this issue in the updated version of app. Please check and provide your quick feedback for the same.

### 4/5 — Appearance

*2020-01-01*

Very much impressed with recent update but it is not supporting with dark mode. In a dark mode text is not visible. Do the needful as earliest. 
Thanking you.

**Developer response:** Thank you for using our app! We really appreciate your valuable feedback and ratings. We are really happy to see that you love our app and we will provide more useful updates to make sure it can be very useful Finance planner tool for your daily life.

### 5/5 — NEERAJ Chawla

*2019-12-30, version 6.2*

Very handy easy to use

### 4/5 — Issue with dark mode on iPhone

*2019-12-27*

When my phone is on dark mode and whatever I type in the amount filed is not getting displayed but when I switch off the dark mode I could see the amount /data in the fields

**Developer response:** Thank you for using our app! We really appreciate your valuable feedback and ratings. We are really happy to see that you love our app and we will provide more useful updates to make sure it can be very useful Finance planner tool for your daily life.

### 1/5 — Not working for Apple watch

*2019-12-27, version 6.3*

In the Apple Watch, only the EMI calculator is giving the result. If you try to find the loan amount, interest rate or tenure, the result screen is not giving the required results.

### 1/5 — New update filled with bugs

*2019-12-23, version 6.3*

Cannot see the typed text. Using the dark mode and the text while typing is not visible.
Cannot use the app.

## Frequently asked questions about EMI Calculator & Loan Planner

### What does the EMI Calculator & Loan Planner app do?

This app helps you calculate Equated Monthly Installments (EMIs) for various loans like home, car, and personal loans. It provides a detailed repayment schedule, showing how much of each payment goes towards principal and interest, and allows you to plan prepayments to save money.

### What are the key features of this financial calculator?

Key features include accurate EMI calculation by inputting loan amount, interest rate, or tenure. It offers clear repayment breakdowns, visual charts, and statistics for loan analysis. Additionally, it includes a GST calculator, a currency converter with over 165 currencies, finance news updates, and a nearby bank/ATM finder.

### Is the EMI Calculator & Loan Planner app free to use?

Yes, the app is completely free to download and use for everyday personal and professional calculations. While it is free, it may offer in-app purchases or be ad-supported, as indicated by its monetization model.

### How can I use this app to plan my loans better?

You can use the app to compare different loan scenarios by adjusting loan amounts, interest rates, and tenures. By viewing the repayment schedule and prepayment options, you can understand the total cost of your loan and identify opportunities to save on interest, making more informed borrowing decisions.

### What is the GST calculator feature for?

The GST calculator allows you to quickly determine the Goods and Services Tax (GST) amount. You can use it to add GST to a base price or remove GST from a total price, which is useful for small businesses, freelancers, and for making everyday shopping decisions.

## Version history (last 5 releases)

### 9.2.0 — 2026-03-11

In this update, we've enhanced the app to offer a smoother, more reliable experience.

Calculate with confidence:
- Easily compute your EMI to plan your finances more effectively.
- Accurately calculate GST amounts for efficient tax management.
- Quickly evaluate loan details to make well-informed decisions.

Experience faster performance and precise calculations with our latest version. 

Additionally, we now support iOS 26.

### 9.1.9 — 2025-12-04

In this update, we've enhanced the app to offer a smoother, more reliable experience.

Calculate with confidence:
- Easily compute your EMI to plan your finances more effectively.
- Accurately calculate GST amounts for efficient tax management.
- Quickly evaluate loan details to make well-informed decisions.

Experience faster performance and precise calculations with our latest version. 

Additionally, we now support iOS 26.

### 9.1.1 — 2025-10-01

In this update, we've enhanced the app to offer a smoother, more reliable experience.

Calculate with confidence:
- Easily compute your EMI to plan your finances more effectively.
- Accurately calculate GST amounts for efficient tax management.
- Quickly evaluate loan details to make well-informed decisions.

Experience faster performance and precise calculations with our latest version. 

Additionally, we now support iOS 26.

### 9.1 — 2025-08-25

-> Bugs Fixed
-> Calculate EMI, GST, Loan, and more!

### 9.0 — 2025-07-11

We've upgraded our application, making it more advanced and ready for the future. Experience improved performance, enhanced security features, and a more intuitive interface designed to meet your needs efficiently. Enjoy smoother navigation and quicker access to the tools you use most. This update ensures that you stay ahead with cutting-edge technology.

## Apps similar to EMI Calculator & Loan Planner

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Loan Calculator - Loan2Me](https://appshunter.io/ios/app/loan-calculator-loan2me/id1442980816) | 4.8 (8,234) | Free | Finance |
| [Loan Calculator‰](https://appshunter.io/ios/app/loan-calculator/id558688927) | 4.9 (104,929) | Free | Finance |
| [Loan Calculator - Debt Planner](https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601) | 4.6 (22,434) | Free | Finance |
| [Car Loan Calculator,Auto Lease](https://appshunter.io/ios/app/car-loan-calculatorauto-lease/id1155867843) | 4.8 (1,319) | Free | Finance |
| [Mortgage Calculator- Home Loan](https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575) | 4.6 (412) | Free | Finance |
| [Loan Calculator (Installment)](https://appshunter.io/ios/app/loan-calculator-installment/id905745954) | 4.8 (614) | Free | Finance |

## More apps by HUMAN DATA SG PTE. LTD.

- [Clone Armies: Army Shooter](https://appshunter.io/ios/app/clone-armies-army-shooter/id1291919749)
- [Huge Digital Clock - Bed Side](https://appshunter.io/ios/app/huge-digital-clock-bed-side/id1515003825)
- [Wordbox English](https://appshunter.io/ios/app/wordbox-english/id1669068229)
- [Fast VPN turbo IP Changer](https://appshunter.io/ios/app/fast-vpn-turbo-ip-changer/id6444899367)
- [GST Calculator - Finance Tool](https://appshunter.io/ios/app/gst-calculator-finance-tool/id6749900620)

All apps by HUMAN DATA SG PTE. LTD.: https://appshunter.io/developer/1619123351

## Related topics

[emi calculator](https://appshunter.io/ios/topics/emi-calculator) · [emi calculator app for loan](https://appshunter.io/ios/topics/emi-calculator-app-for-loan) · [loan planner](https://appshunter.io/ios/topics/loan-planner) · [emi calculator planner](https://appshunter.io/ios/topics/emi-calculator-planner) · [loan repayment](https://appshunter.io/ios/topics/loan-repayment) · [emi calculator loan tracker](https://appshunter.io/ios/topics/emi-calculator-loan-tracker) · [easy loan emi calculator tool](https://appshunter.io/ios/topics/easy-loan-emi-calculator-tool)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*