# EMI Calculator Loan & Interest — Home, car calculator interest

> Home, car calculator interest (iPhone/iPad app by ACKPlus Solutions Private Limited.)

- Source: https://appshunter.io/ios/app/emi-calculator-loan-and-interest/id6762504011 (this page in markdown: same URL + `.md`)
- Developer: [ACKPlus Solutions Private Limited](https://appshunter.io/developer/1894434318)
- Category: Finance, Utilities
- Price: Free
- Age rating: 12+
- Requires: iOS 15.1 · 55 MB
- Languages: American English
- Released: 2026-04-20
- Data updated: 2026-08-28
- User reviews in markdown: https://appshunter.io/ios/app/emi-calculator-loan-and-interest/id6762504011/reviews.md

## What is EMI Calculator Loan & Interest?

Take full control of your loans — calculate, compare, track and save, all in one beautifully simple app. EMI Calculator works 100% offline, shows no ads, and keeps every rupee of your data private on your device.

Whether you're planning a home, car, personal or education loan, you'll know your exact EMI, total interest and payoff date in seconds — and see precisely how much you save with every prepayment.

WHY YOU'LL LOVE IT
• Freshly redesigned, clean and fast
• 100% private — your data never leaves your device
• Works completely offline
• No ads, no sign-up, no tracking
• Available in 8 languages

CALCULATE ANY EMI IN SECONDS
• Solve for Monthly EMI, Loan Tenure, Loan Amount or Interest Rate
• Works for home, car, personal, education and business loans
• Instant, accurate principal vs interest breakdown
• Recent calculations saved for quick reuse

COMPARE LOANS SIDE BY SIDE
• Put two loans next to each other
• Instantly spot the lower EMI, rate and total interest
• See lifetime cost before you commit
• Choose the smarter loan with confidence

TRACK EVERY LOAN
• One dashboard for your whole loan portfolio
• Total monthly EMI, outstanding balance and interest at a glance
• Mark EMIs paid and watch your progress
• Smart reminders so you never miss a due date

SAVE WITH PREPAYMENTS
• See exactly how much interest a part payment saves
• Compare "reduce tenure" vs "reduce EMI"
• Plan prepayments around your budget

PAYMENT HISTORY YOU CAN TRUST
• Every EMI and calculation, neatly recorded
• Review past results anytime
• Clear, transparent numbers

MADE FOR EVERYONE
• 8 languages: English, Hindi, Spanish, Portuguese, French, German, Chinese, Japanese
• Any currency — INR, USD, EUR, GBP and more
• Light and dark themes
• Backup and restore your data anytime

Your loans. Your device. Your control. Download EMI Calculator and make every financial decision with clarity and confidence.


## Version history (last 5 releases)

### 1.0.18 — 2026-08-17

• Friendlier calculator — tap +/− to adjust amount, rate & tenure, or pick a loan type to auto-fill typical values
• My Loans summary at a glance: total, principal, interest, outstanding, paid and remaining
• Loan details show a live remaining breakdown that updates as you mark EMIs paid
• Prefer fewer interruptions? Watch a short video to hide ads for 24 hours
• Polish and reliability fixes throughout
Thanks for using EMI Calculator! Have an idea? Tap Settings → Send feedback.

### 1.0.12 — 2026-07-15

A big update focused on giving you a clearer picture of every loan.

NEW — Loan Adjustment
Open any loan and record a part-payment, change your EMI amount, or update your interest rate. Each one previews the exact impact before you save: interest saved, months shaved off, and your new loan-closing date.

Clearer EMI schedule
Every instalment now shows its date and status, with your next few upcoming EMIs up front and a tap to view earlier ones.

Smarter loan comparison
A clean side-by-side table that highlights the best value for each metric, so you can quickly see which loan actually costs less.

Better payment history
A faster list with pull-to-refresh and easy multi-select delete.

More polish
• Your latest EMI and interest rate now show everywhere, in full amounts
• Get notified in the app when a new version is available
• Lots of small fixes and refinements

Thanks for using EMI Calculator! Have an idea or spotted a bug? Tap Settings → Send feedback — we read everything.

### 1.0.11 — 2026-07-02

A big update focused on giving you a clearer picture of every loan.

NEW — Loan Adjustment
Open any loan and record a part-payment, change your EMI amount, or update your interest rate. Each one previews the exact impact before you save: interest saved, months shaved off, and your new loan-closing date.

Clearer EMI schedule
Every instalment now shows its date and status, with your next few upcoming EMIs up front and a tap to view earlier ones.

Smarter loan comparison
A clean side-by-side table that highlights the best value for each metric, so you can quickly see which loan actually costs less.

Better payment history
A faster list with pull-to-refresh and easy multi-select delete.

More polish
• Your latest EMI and interest rate now show everywhere, in full amounts
• Get notified in the app when a new version is available
• Lots of small fixes and refinements

Thanks for using EMI Calculator! Have an idea or spotted a bug? Tap Settings → Send feedback — we read everything.

### 1.0.6 — 2026-06-10

• Smarter EMI reminders — see the next reminder date & time, pause/resume, clearer notification access.
• Mark multiple EMIs paid: edit the EMI date inline, auto-starts after your last paid EMI, "all caught up" state, and pre-pay upcoming EMIs.
• Past-due EMIs now count from your last payment; skipped ones shown separately.
• Choose your currency, number format & decimals.
• Restore backup now shows a progress screen.
• Now in 8 languages. Plus fixes & polish.

### 1.0.5 — 2026-05-08

What's new in this version

- Dark mode: follows your system theme, or pick light/dark in Settings
- Floating-rate loan support: log mid-loan rate changes with effective dates
- Welcome tour for new users, replayable from Settings
- Sticky Calculate button: always visible without scrolling
- Cleaner form layout with helper text and modern card design
- New app icon and splash screen
- Better tablet and iPad layouts, including landscape

All your data still stays on your device.

## Apps similar to EMI Calculator Loan & Interest

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [EMI Calculator App & Loan](https://appshunter.io/ios/app/emi-calculator-app-and-loan/id6739483108) | — | Free | Finance |
| [EMI Calculator: All Loan Types](https://appshunter.io/ios/app/emi-calculator-all-loan-types/id6762041135) | — | Free | Finance |
| [Fincal: Loan & Interest Calc](https://appshunter.io/ios/app/fincal-loan-and-interest-calc/id6783214662) | — | Free | Finance |
| [ClearLoanCalc - Be Informed](https://appshunter.io/ios/app/clearloancalc-be-informed/id6761783729) | 5.0 (2) | Free | Finance |
| [PocketCalc: EMI & GST Calc](https://appshunter.io/ios/app/pocketcalc-emi-and-gst-calc/id6738273676) | — | Free | Finance |
| [EMI calculator for all Loans](https://appshunter.io/ios/app/emi-calculator-for-all-loans/id1614424660) | 4.3 (3) | Free | Finance |

## More apps by ACKPlus Solutions Private Limited

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- [Simple Account Book](https://appshunter.io/ios/app/simple-account-book/id6765645122)

All apps by ACKPlus Solutions Private Limited: https://appshunter.io/developer/1894434318

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*