# EMI Calculator : Loan & Invest — Calculator for Loan, GST, SIP

> Calculator for Loan, GST, SIP (iPhone/iPad app by Gadhiya Bhavnaben.)

- Source: https://appshunter.io/ios/app/emi-calculator-loan-and-invest/id6785838427 (this page in markdown: same URL + `.md`)
- Developer: [Gadhiya Bhavnaben](https://appshunter.io/developer/1828369712)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26 · 17 MB
- Languages: American English
- Released: 2026-07-07
- Data updated: 2026-08-04
- User reviews in markdown: https://appshunter.io/ios/app/emi-calculator-loan-and-invest/id6785838427/reviews.md

## What is EMI Calculator?

FinCalc is your all-in-one financial toolkit — 25 powerful calculators covering loans, investments, taxes, and everyday finance. Whether you're planning a home loan, building your SIP corpus, or computing GST on a bill, FinCalc gives you instant, accurate answers in a clean, distraction-free interface.

# LOAN & EMI 
• EMI Calculator — monthly instalment for any loan
• Quick EMI — fast estimate with minimal inputs
• Advance EMI — prepayment analysis with full amortization schedule
• Loan Profile — complete breakdown of principal, interest & tenure
• Compare Loans — side-by-side comparison of two loan offers
• Prepayment — see how early payments cut interest and shorten tenure
• Moratorium — calculate interest accrued during a payment holiday
• Loan Eligibility — discover the maximum loan you qualify for
• Loan Affordability — plan your budget before you borrow
• Loan Refinance — evaluate switching to a better interest rate

# BANKING & INVESTMENT
• FD Calculator — fixed deposit maturity amount and interest earned
• RD Calculator — recurring deposit growth over time
• PPF Calculator — 15-year Public Provident Fund planner with yearly breakdown
• Interest Calculator — simple and compound interest for any period
• Inflation Calculator — real purchasing power and inflation-adjusted value

# SIP & MUTUAL FUNDS 
• SIP Calculator — Systematic Investment Plan returns and corpus
• SWP Calculator — Systematic Withdrawal Plan projections
• STP Calculator — Systematic Transfer Plan analysis
• Setup SIP — find the right monthly investment for your goal
• SIP with Inflation — inflation-adjusted SIP projection for real returns

# TAXES & EVERYDAY 
• GST Calculator — add or extract GST for any slab (5%, 12%, 18%, 28%)
• VAT Calculator — quick VAT computation
• Discount Calculator — final price after flat or percentage discounts
• Cash Note Counter — tally banknotes and coins by denomination
• Amount to Word — convert any number to words for cheques and invoices

# WHY FINCALC 
→ Live currency formatting as you type — no cursor jumps
→ Multi-currency support: ₹ $ € £ د.إ S$ and more
→ Set your default currency, PPF rate, and GST slab in Settings
→ No sign-up, no account — works fully offline
→ Built for iOS with a clean, modern design

# FINCALC PRO 
Upgrade to Pro to unlock every calculator and remove all ads.
Choose Monthly, Yearly, or Lifetime — any plan gives you full access.

Subscription will auto-renew unless cancelled at least 24 hours before the end of the current period.
Auto-renewable subscription:
PRO Monthly — 1 Month
PRO Yearly — 1 Year
PRO Lifetime — One time purchase

By subscribing, you agree to our Terms of Use and Privacy Policy.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Terms of Use: apple.com/legal/internet-services/itunes/dev/stdeula & unstoreapp.com/terms.html
Privacy Policy: unstoreapp.com/policy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| FinCalc Pro — Monthly | $0.99 | per month |
| FinCalc Pro — Yearly | $3.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| FinCalc Pro — Lifetime | $9.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-07-08

No release notes.

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All apps by Gadhiya Bhavnaben: https://appshunter.io/developer/1828369712

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*