# EMI Calculator – Loan, SIP, FD — Home, Car & Personal Loans

> Home, Car & Personal Loans (iPhone/iPad app by Ujash Mangukiya.)

- Source: https://appshunter.io/ios/app/emi-calculator-loan-sip-fd/id6782536654 (this page in markdown: same URL + `.md`)
- Developer: [Ujash Mangukiya](https://appshunter.io/developer/1814217575)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.6 · 79 MB
- Languages: American English
- Released: 2026-06-29
- Data updated: 2026-10-31

## What is EMI Calculator?

Calculate your EMI in 2 taps — then let the built-in AI advisor answer your real loan questions. 40+ finance tools for loans, investments, tax & trading. Free.

MORE THAN A MONTHLY NUMBER

Most EMI calculators give you one figure. Ours shows the whole picture — total interest, prepayment savings, month-by-month schedule, and side-by-side loan comparison.

LOANS, COVERED
• Home, car, bike, personal, gold, education, business & mortgage loans
• Reverse calculate: loan amount, tenure or interest rate
• Part payment & prepayment planner
• Home loan eligibility & balance transfer calculator
• Full amortisation schedule — shareable as PDF

INVEST SMARTER
• SIP (Step-Up, Goal, Delay, Inflation), SWP & Lumpsum
• FD, RD, PPF, NPS & Mutual Fund returns
• Compound interest, CAGR, retirement planning

TAX & TRADING TOOLS
• GST (CGST/SGST/IGST), VAT & Income Tax
• Intraday, options, futures & brokerage calculators
• Currency converter with live rates

YOUR MONEY, YOUR DATA
Works offline. No sign-up. Calculations stay on your device.

Download free today — every money decision, one app.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Remove ADs + Pro EMI + AI Chat Box | $1.99 | one-time |


## Is EMI Calculator safe?

Not enough ratings yet to assess EMI Calculator.

## Is EMI Calculator legit?

EMI Calculator – Loan, SIP, FD appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for EMI Calculator is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1 — 2026-10-26

Thanks for using AI EMI Calculator! This update includes:

• Improved AI Financial Advisor — faster, more reliable answers to your loan questions
• Smoother performance across all 40+ finance calculators
• Bug fixes and stability improvements
• Better support for the latest iOS version

Keep automatic updates on so you never miss a fix. Planning a home, car or personal loan? Try the prepayment calculator and see exactly how much interest you'll save.

### 1.0 — 2026-06-29

No release notes.

## Apps similar to EMI Calculator

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All apps by Ujash Mangukiya: https://appshunter.io/developer/1814217575

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*