# EMI Calculator Loan Tracker — home, car & mortgage planner

> Loan calculator and EMI tracker for personal, home, and car loans. (iPhone/iPad app by Swetha MB.)

- Source: https://appshunter.io/ios/app/emi-calculator-loan-tracker/id600855212 (this page in markdown: same URL + `.md`)
- Developer: [Swetha MB](https://appshunter.io/developer/599426588)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 4.50/5 from 24 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.1 · 15 MB
- Languages: American English, Arabic, Catalan, Croatian, Czech, Danish, Dutch, Finnish, French (France), German (Germany) and 21 more
- Released: 2013-03-01
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/emi-calculator-loan-tracker/id600855212/reviews.md

## What is EMI Calculator Loan Tracker?

The only loan calculator you'll ever need — for every loan, every stage of life.
Whether you're taking out a mortgage, car loan, or personal loan, this app gives you the full picture before you sign — and keeps you in control for every month after.

— INSTANT PAYMENT CALCULATION —
Enter your loan amount, interest rate, and term. Get your monthly payment, total interest payable, and exact payoff date in seconds. Adjust the sliders and watch the numbers update in real time.

— FULL AMORTIZATION SCHEDULE —
See exactly where every payment goes — how much reduces your principal and how much goes to interest, month by month, for the life of the loan. No surprises.

— PREPAYMENT PLANNING —
What happens if you pay a little extra each month? Or make a lump-sum payment next year? See precisely how many months you save and how much interest you avoid — before you make a single extra payment.
Add monthly, yearly, or one-off prepayments and watch your savings update instantly.

— VARIABLE RATE TRACKING —
On a variable, tracker, or adjustable-rate loan? When your lender changes your rate, log the revision and see your updated schedule, new monthly payment, and revised payoff date immediately.
No more guessing what a rate change means for your loan.

— REFINANCE CALCULATOR —
Thinking of switching to a better rate? Enter your current loan, your new offer, and any switching costs. The app tells you your monthly saving, total interest saved, and exactly how many months until you break even.
Know the answer before you make the call.

— LOAN COMPARISON —
Got multiple offers? Compare up to 3 loans side by side — monthly payment, total interest, and total repayment for each. Spot the best deal instantly.

— STEP-UP PAYMENTS —
Expecting your income to grow? Set higher payment amounts at future points in your loan term and see how that accelerates your payoff.

— SMART REMINDERS —
Never miss a payment. Set reminders for your due date and get a notification before each instalment is due.

WORKS FOR:
Home loans · Mortgages · Car loans · Personal loans · Business loans · Any fixed or variable rate loan
PREMIUM FEATURES (one-time purchase available):

Unlimited EMI reminders
Multiple prepayments
Multiple rate change entries
Step-up payment planning
Ad-free experience
One-time lifetime purchase option

Download free. Upgrade when you're ready.

## Key features

- Instant EMI calculation
- Full amortization schedule
- Loan comparison tool
- Prepayment planning
- Smart EMI reminders
- Ad-free premium option

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Unlock all loan emi functionality | $0.99 | per month |
| Unlock all loan emi functionality | $3.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Unlock All Features. App will be AdFree. | $5.99 | one-time |


## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/emi-calculator-loan-tracker/id600855212/reviews.md

### 1/5 — Wrong Purchase

*2020-01-09*

Improper user interface, not able to change EMI amount in between schedule.
Interest change can be adjusted but EMI adjustments can’t be done.
Show half table of amortisation

### 4/5 — Good app

*2020-01-02*

Hi I have a question. I want to buy this but want to know about the charges whether it is one time charge or recurring?? 
Please respond as soon as possible.

**Developer response:** It’s one time purchase valid permanently.

### 4/5 — Great

*2019-03-15*

This app has unique feature like additional payment in home loan.

**Developer response:** Thank you.

### 2/5 — Flexi Interest Rate Incorrect

*2019-01-11*

I have set 1 Jan 2019 with new interest rate but upon pdf export the data is showing Dec 2018 with new interest rate and not earlier one.
PS- I have paid for upgraded version.

**Developer response:** Apologize for the inconvenience caused. It will be rectified in next revision. Could you please email those screenshots loan details, floating interest, calculation details, etc to support@floramobileapps.com?

### 1/5 — Pretty Bad

*2018-04-06*

I have the “upgraded” version.  It says you can send results as a pdf.  You can’t.  Also, it is difficult to navigate. Needs work.

**Developer response:** We apologize for the issue. Could you please try the latest version 9.0 and try it?

### 1/5 — Not working

*2015-07-25*

Unstable application

### 1/5 — not free

*2015-06-03*

the ap does nothing at all unless you pay.

## Frequently asked questions about EMI Calculator Loan Tracker

### What is Loan Calculator EMI Tracker?

Loan Calculator EMI Tracker is a finance app designed to help users calculate and manage various types of loans, including home, car, and personal loans. It provides instant EMI calculations, detailed amortization schedules, and tools for loan comparison and prepayment planning.

### How does Loan Calculator EMI Tracker calculate EMIs?

To calculate your Equated Monthly Installment (EMI), you enter the loan amount, interest rate, and loan tenure. The app then instantly provides your EMI, the total interest payable over the loan's life, and the total repayment amount.

### Can I compare different loan offers with Loan Calculator EMI Tracker?

Yes, the app allows you to compare up to three different loan offers side-by-side. This feature helps you identify the best loan deal before committing to any agreement.

### Does Loan Calculator EMI Tracker offer payment reminders?

Yes, it features smart EMI reminders to ensure you never miss a payment due date. You can set up timely notifications for each upcoming payment.

### What are the premium features of Loan Calculator EMI Tracker?

Premium features include unlimited EMI reminders and an ad-free experience. A one-time lifetime purchase option is also available for these benefits.

### Does Loan Calculator EMI Tracker have ads?

Yes, the free version of Loan Calculator EMI Tracker contains advertisements. Users can opt for the premium version to enjoy an ad-free experience.

### What devices is Loan Calculator EMI Tracker available on?

Loan Calculator EMI Tracker is available on iPhones and iPads, indicated by its 'supportedDevices' field.

### How often is Loan Calculator EMI Tracker updated?

The app was last updated on March 24, 2026, with version 14.0. This indicates a recent update, suggesting ongoing development and maintenance.

## Version history (last 5 releases)

### 20.0 — 2026-05-04

Loan dashboard is available in home screen.
Minor crash issues fix in kannada language

### 19.0 — 2026-04-24

Minor UX Enhancements

### 18.0 — 2026-04-19

Minor bug fixes and UX improvements

### 17.0 — 2026-04-06

Should you refinance? Run the numbers in seconds — EMI savings, interest saved and break-even point, all in one place.

### 16.0 — 2026-04-04

Minor bug fixes and UI enhancements.

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## More apps by Swetha MB

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All apps by Swetha MB: https://appshunter.io/developer/599426588

## Related topics

[emi calculator loan tracker](https://appshunter.io/ios/topics/emi-calculator-loan-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*