# EMI Health — user reviews

> 83 indexed App Store user reviews of EMI Health by EMI Health, rated 1.80/5 from 102 ratings.

- Source: https://appshunter.io/ios/app/emi-health/id970520564/reviews
- App overview in markdown: https://appshunter.io/ios/app/emi-health/id970520564.md
- Rating breakdown: 5★ 16 · 4★ 3 · 3★ 4 · 2★ 4 · 1★ 75

## Newest reviews (20 of 83)

### 2/5 — Terrible app

*2026-08-03, version 3.0.6*

Most features like ID card, copay lookup don’t work.

### 1/5 — Useless!

*2026-02-04, version 3.0.5*

We didn’t receive our dental insurance cards in the mail so I tried to use the app to view them or request new ones somehow and every time I would click to view the cards it would just load and then return to the main page. Useless.

### 1/5 — Barely functional app

*2026-01-20, version 3.0.5*

This is a barely functional app. The dashboard has a button for displaying the ID Card. Touching it does nothing. Same for displaying the plan document. Their customer support personnel won’t provide any plan details either.

### 1/5 — APP DOES NOT LOAD IN EMERGENCYS

*2026-01-05, version 3.0.5*

This app and insurance is trash and I HIGHLY RECOMMEND NOT GETTING THIS APP OR INSURANCE, Was trying to get a tela doc but the app wouldn’t load and tried to get insurance but app wasn’t loading I coulda been dying and app would not have a cared . TRASH APP

### 1/5 — Absolutely useless.

*2026-01-02, version 3.0.5*

The App barely works. I need it for my insurance ID and it can’t even bring it up. Useless. If I could rate this zero stars I would.

### 1/5 — Terrible app doesn’t work

*2026-01-02, version 3.0.5*

This app doesn’t work, and it’s baffling to me that it hasn’t been fixed after years of reviews complaining about the same issues.

First, the main dashboard screen (“My EMI Health”) takes ages to load. Then, as many have mentioned, tapping “ID CARD” only flashes the loading screen before kicking you back to the dashboard screen. Likewise when trying to view your plan documents.

They push this app really hard on the website, and offer no other way to view a digital version of your ID card. Yet the app doesn’t work, and hasn’t worked for years.

### 1/5 — App sucks

*2025-12-21, version 3.0.4*

Trying to get my digital card but it will take me to the main page and I had to call them to send me the digital card because this app won’t let me.

### 1/5 — Utterly Broken

*2025-04-14, version 3.0.4*

The only feature that works is changing your name and email address. Everything else is broken.

### 1/5 — THIS APP LITERALLY DOES NOT WORK

*2025-03-05, version 3.0.4*

Cannot sign in because I can’t press the “sign in” button after inputting my login info. THIS APP LITERALLY DOESNT WORK

I TRIED SIGNING IN ON MY COMPUTER AND THEIR WEBSITE ALSO DOES NOT WORK. WHAT A TERRIBLE COMPANY

### 1/5 — Pretty useless

*2025-02-22, version 3.0.4*

Like others, still can’t get the ID card. I suspect they’ve disbanded the developer teams they should just pull the app.

### 1/5 — TERRIBLE!

*2025-02-19, version 3.0.4*

It's like someone started making this app, got a third of it done, went to lunch and never came back.

### 1/5 — What the actual f

*2025-02-13, version 3.0.4*

I am not exaggerating when I say this— EVERY feature on this app is broken. Provider search, ID card, viewing plan details, this is A HUNK OF JUNK.

### 1/5 — Potentially the worst app

*2025-02-06, version 3.0.4*

Potentially the worst all I have ever used

### 2/5 — Not Good

*2025-01-17, version 3.0.4*

It really doesn’t what it’s supposed to do. Can’t see docs or id. Website is not much better.

### 1/5 — Garbage

*2025-01-11, version 3.0.4*

This app is complete and utter garbage. It seems like this insurance company is quite the same at that.

### 1/5 — Good Insurance Crappy App

*2025-01-04, version 3.0.4*

I’ve had the same problems as other reviews. Trying to get the ID card is my main issue, it stopped pulling it up after the first day and just sends me back to the main screen after loading for half a second. It’s frustrating because I just switched and need it for my family’s doctor visits. The link I sent to my wife says it timed out so I can’t even go back and get it another way. Eventually I had to have an agent at the company send me a digital copy. I wasn’t planning on carrying the physical copy but it looks like I will have to because the app won’t let me pull up the card.

### 1/5 — App Doesn’t Work

*2025-01-02, version 3.0.4*

Most of the time it doesn’t let you open tabs. It is a non-working app.

### 1/5 — App does nothing

*2024-12-21, version 3.0.4*

Can’t understand why this app exists. It doesn’t know who I am or what policies I have. 

It will however allow you to pay your premium, of course. 

I can’t even get an id card to come up.

### 1/5 — Non-functioning

*2024-12-10, version 3.0.4*

The app is unfortunately very poorly put together. You would think since they are an insurance company, they would want to have a reputable app. Nothing works correctly and needs a lot of work

### 1/5 — It never loads

*2024-12-09, version 3.0.1*

I can’t even get the app to open on my phone. It just opens a white screen that never loads.

## Most critical reviews (10 lowest-rated)

### 1/5 — Island of Misfit Apps

*2026-07-22, version 3.0.6*

A mobile ID card that doesn’t load!

### 1/5 — Worst app ever

*2026-07-06, version 3.0.6*

I never leave reviews but this app is so especially horrible it warranted me to take the time to figure out how to leave a review. I wish I could leave a negative stat because of how absolutely horrible it is. Good luck finding anything you need from here. I would rather scrape a cheese grader on my forehead than try to navigate this horrible app any longer.

### 1/5 — This app is the r word

*2026-07-05, version 3.0.6*

Absolutely *****ded** does not work

### 1/5 — Useless

*2026-05-19, version 3.0.6*

You can’t search for providers to see if they are in-network. What’s the purpose of this app if nothing works?

### 1/5 — Useless app

*2026-05-16, version 3.0.6*

Doesn’t work. Won’t load pages. Useless.

### 1/5 — It doesn’t work.

*2026-05-07, version 3.0.6*

I installed it one year ago, but It still doesn’t work now.

### 1/5 — No stars

*2026-05-04, version 3.0.6*

Hey guess what still doesnt work, never received id card in mail and no way to access on website, hoped to Jesus that reviews about app not working were just old and not true. App still broken

### 1/5 — Can’t access my info

*2026-04-12, version 3.0.6*

Can’t even access my id card which is pretty important when attending appointments.

### 1/5 — Terrible app

*2026-02-24, version 3.0.5*

Im sick of not being able to access my Id card im about over paying for this dental plan if I cant even access the damn card to use it

### 1/5 — Doesn’t work

*2026-02-18, version 3.0.5*

Don’t waste your time. Slow to load, doesn’t work.

## Most praised reviews (10 highest-rated)

### 5/5 — EMI Customer service

*2022-12-30, version 2.5.7*

The app is good and navigable. And EMI customer service is the best I’ve had. I am grateful my employer uses them. Never had an issue they couldn’t resolve or explain to me.

### 5/5 — Great!

*2022-09-07, version 2.5.7*

Can easily access my information

### 5/5 — Love it

*2022-04-07, version 2.5.5*

Convenient

### 5/5 — The best

*2022-03-09, version 2.5.5*

EMI IS THE BEST INSURANCE IN UTAH

### 5/5 — 5 stars

*2020-11-06, version 2.5.0*

Very helpful

### 5/5 — Account Manager

*2019-11-25, version 2.4.0*

Very easy to use and so convenient!

### 5/5 — Love it

*2019-11-14, version 2.4.0*

I’ve had this insurance for about 3 years now and the coverage is great!! I can’t complain

### 4/5 — Useful but could be better

*2022-10-06, version 2.5.7*

This is a little clunky to navigate and really mostly allows users to do a provider search. I wish it had more features to manage claims.

### 3/5 — Login

*2024-02-05, version 3.0.1*

Biometric login doesn’t work. Please fix

### 3/5 — Difficult to use

*2022-07-19, version 2.5.7*

Difficult to navigate, have to sign in multiple times.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*
