# EML Benefits > Mobile app for accessing and managing salary packaging benefits. (iPhone/iPad app by EML Payments SDK.) - Source: https://appshunter.io/ios/app/eml-benefits/id1478681565 (this page in markdown: same URL + `.md`) - Developer: [EML Payments SDK](https://appshunter.io/developer/1359531240) - Category: Finance - Price: Free - Rating: 1.29/5 from 306 App Store ratings · 50 written reviews indexed - Age rating: 4+ - Requires: iOS 16.6 · 78 MB - Languages: English - Released: 2019-12-08 - Data updated: 2026-09-08 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/eml-benefits/id1478681565/reviews.md ## What is EML Benefits? Access your salary packaging benefits instantly, easily and securely. Once you have logged into the Benefits app, you can add your card to your Apple Wallet. You are then ready to spend, it’s that simple. ## Key features - Instant benefit access - Secure login - Add card to Apple Wallet - Easy spending - Manage entitlements ## Recent user reviews (10 of 50) All indexed reviews: https://appshunter.io/ios/app/eml-benefits/id1478681565/reviews.md ### 1/5 — App hasn’t worked in days *2026-06-07, version 1.1.12* Annoying ### 1/5 — Outdated App *2026-04-22, version 1.1.11* Please, please, please hear the feedback and update the usability of this banking app!! It is tedious and out of date, having to entire my email every single login is ridiculous. Clearly no one is reading the reviews from users as it seems EVERYONE has the same complaints. ### 1/5 — Terrible user experience *2026-03-25, version 1.1.11* This app needs work. Never remembers my email or password, nor lets me use Face ID to log in despite it prompting me to ‘set it up’ every time I login. Tedious and not user friendly. ### 1/5 — App is glitchy *2026-02-12, version 1.1.10* The app is always glitching. I forever have to enter all credentials to log back in, and half the time it tells me my password is wrong - when I know that the password is right. ### 2/5 — Three Years Later *2026-01-21, version 1.1.10* Need a remember the password and username option not very user friendly ### 1/5 — Terrible App *2025-12-08, version 1.1.9* Haven’t been able to log in ages!!! I do not have any connection issues .. in this day and age this app is completely outdated! Would give zero stars if I could ### 1/5 — Awful *2025-10-29, version 1.1.9* App continues to star that it can’t find my card despite the balances being visible. Cant add card to apple wallet because the app can’t is play the card. Problem shooting steps take you in loop that leads nowhere. No option to contact anyone for assistance. ### 1/5 — Hopeless App *2025-09-27, version 1.1.9* Won’t load, even after reinstalling and removing web history and emptying cache. ### 1/5 — Completely unreliable *2025-09-12, version 1.1.9* Make sure you always have another card or cash with you because this service is completely unreliable. Card will randomly stop working and vanish from the app at the most inconvenient times possible. Shouldn’t be allowed to operate ### 4/5 — Tolerable *2025-07-25, version 1.1.7* Does what it needs to do I was having difficulty with the app for a while as it made me log back in with 2FA every single time, but all of a sudden, it lets me log in with Face ID. It shows the remaining balance on the care and the transaction history, which is all I really need it to do. ## Frequently asked questions about EML Benefits ### What is EML Benefits? EML Benefits is a mobile application designed to provide users with instant, easy, and secure access to their salary packaging benefits. It allows users to manage their entitlements and utilize them conveniently. ### How secure is EML Benefits? The app is designed with security in mind, allowing users to log in securely to access their benefits. Users can also add their benefits card to their Apple Wallet for secure transactions. ### Can I add my EML Benefits card to my phone? Yes, once logged into the EML Benefits app, you can add your card directly to your Apple Wallet. This makes it simple to spend your benefits. ### What devices is EML Benefits available on? EML Benefits is available on mobile devices. Users can add their card to Apple Wallet, indicating compatibility with iOS devices. ### How often is EML Benefits updated? The latest version of EML Benefits is 1.1.12, last updated on April 28, 2026. This indicates regular updates to improve functionality and security. ### What is the user rating for EML Benefits? EML Benefits has a user rating of 1.3 stars based on 306 ratings. This suggests a significant portion of users have expressed dissatisfaction. ### Does EML Benefits have ads? The provided data does not specify if EML Benefits contains advertisements. However, its monetization model is listed as 'free', which often implies the presence of ads or in-app purchases. ### What age rating is EML Benefits? EML Benefits has an age rating of 4+. This means it is suitable for users aged 4 and above. ## Version history (last 1 release) ### 1.1.12 — 2026-04-28 Bug fixes and improvements ## More apps by EML Payments SDK - [Get My eCard](https://appshunter.io/ios/app/get-my-ecard/id1359531241) All apps by EML Payments SDK: https://appshunter.io/developer/1359531240 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*