# EMMA BY COURTS

> Mobile credit line access for purchases at Unicomer and partner vendors. (iPhone/iPad app by Courts Caribbean.)

- Source: https://appshunter.io/ios/app/emma-by-courts/id1454060507 (this page in markdown: same URL + `.md`)
- Developer: [Courts Caribbean](https://appshunter.io/developer/1053947321)
- Category: Finance
- Price: Free
- Rating: 2.60/5 from 8 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.0 · 91 MB
- Languages: American English
- Released: 2020-08-27
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/emma-by-courts/id1454060507/reviews.md

## What is EMMA BY COURTS?

EMMA gives customers easy access to their  spend credit line to make purchases at all Unicomer branches and partnered vendors. With EMMA you can: 

1. Apply for a credit line anytime from anywhere with a mobile device (scan, sign documents & receive approval electronically) 

2. Make purchases using your credit line at all Unicomer Brands (Courts, Lucky Dollar, Ashley, Courts Optical, Radioshack, etc.)  

3. Make purchases at featured partners  

4. More features to come

Note: The EMMA app functions between the hours of 8:00 am & 7:00 pm AST. Backend processing for the Business’ daily transactions occurs at night rendering the EMMA service unavailable.

## Key features

- Apply for credit line via mobile
- Make purchases at Unicomer brands
- Make purchases at featured partners
- Electronic document signing and approval
- Access credit line anytime, anywhere

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/emma-by-courts/id1454060507/reviews.md

### 2/5 — More options needed

*2023-01-22, version 2.0*

It would be more convenient if persons can:

* see their payment history for multiple purchases, 
* make payments and allocation via the app and 
* be able to make purchases without having to scan.

### 3/5 — Barcode not scanning

*2022-02-20, version 2.0*

Every time I tryna scan a barcode to start a purchase a error always coming up and sending me back to the Home Screen

### 2/5 — Screen not loading and Error comes up

*2021-07-08, version 2.0*

I have been using this app for a while and an error keeps coming up when I want to check my balance....it keeps saying “coundn’t get your credit please log out and try again and when I do nothing happens” 

Please fix this ASAP

### 5/5 — Excellent!!

*2020-12-15, version 2.0*

Excellent app

## Frequently asked questions about EMMA BY COURTS

### How do I apply for a credit line with EMMA?

You can apply for a credit line directly through the EMMA app by scanning documents, signing electronically, and receiving approval. The application process is designed to be convenient and accessible from your mobile device.

### Where can I use my EMMA credit line?

Your EMMA credit line can be used for purchases at all Unicomer brands, including Courts, Lucky Dollar, Ashley, Courts Optical, and Radioshack, as well as at featured partner vendors.

### What are the operating hours for EMMA?

The EMMA app functions between 8:00 am and 7:00 pm AST. Backend processing for daily transactions occurs overnight, making the service unavailable during those hours.

### Is EMMA available on Android devices?

Based on the provided data, EMMA is currently supported on iPhone and iPod devices. Information regarding Android compatibility is not available.

### What is the user rating for EMMA?

EMMA has a user rating of 2.6 stars based on 8 ratings. This suggests that while some users find it useful, there may be areas for improvement based on user feedback.

### When was EMMA last updated?

EMMA was last updated on August 27, 2020, with version 2.0. This indicates that the app has not received recent updates.

### Does EMMA have any hidden fees?

The app is listed as 'Free' and does not mention in-app purchases or subscriptions. However, it is always advisable to review the terms and conditions for any potential fees associated with the credit line itself.

### What age rating is EMMA suitable for?

EMMA has an age rating of 4+, making it suitable for users of all ages. This rating typically indicates that the content is generally appropriate for most audiences.

## Version history (last 2 releases)

### 2.0 — 2020-08-27

We have updated the app to make it better for you! Enjoy our latest update where we have improved our app with new features.

Thanks for using EMMA by Courts!

This version of EMMA by Courts includes:

1. Registration flow improvements
2. Log in with a PIN on Multiple Devices
3. Pin Recovery
4. Transaction History
5. Due Dates in Home Screen
6. New Home Screen

### 1.0 — 2020-06-12

No release notes.

## Apps similar to EMMA BY COURTS

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Neal & Massy Credit Union](https://appshunter.io/ios/app/neal-and-massy-credit-union/id1531116583) | 2.0 (1) | Free | Finance |
| [First Citizens](https://appshunter.io/ios/app/first-citizens/id1495642922) | 1.8 (43) | Free | Finance |
| [Clico Credit Union](https://appshunter.io/ios/app/clico-credit-union/id1084378179) | 4.0 (2) | Free | Finance |
| [RBC Caribbean](https://appshunter.io/ios/app/rbc-caribbean/id1169558948) | 3.3 (90) | Free | Finance |
| [Promerica Móvil CR](https://appshunter.io/ios/app/promerica-movil-cr/id879210521) | 1.1 (19) | Free | Finance |
| [VCU Mobile Banking](https://appshunter.io/ios/app/vcu-mobile-banking/id1238356575) | 2.7 (3) | Free | Finance |

## More apps by Courts Caribbean

- [Courts Cook App](https://appshunter.io/ios/app/courts-cook-app/id1053947322)

All apps by Courts Caribbean: https://appshunter.io/developer/1053947321

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*