# eMoney End User > Mobile financial services for payments, transfers, and top-ups without a bank account. (iPhone/iPad app by Metfone.) - Source: https://appshunter.io/ios/app/emoney-end-user/id1069866065 (this page in markdown: same URL + `.md`) - Developer: [Metfone](https://appshunter.io/developer/961045207) - Category: Utilities - Price: Free - Rating: 4.10/5 from 83 App Store ratings · 5 written reviews indexed - Age rating: 12+ - Requires: iOS 12.0 · 499 MB - Languages: American English, Khmer, Chinese (Simplified, China), Vietnamese - Released: 2016-06-08 - Data updated: 2026-08-17 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/emoney-end-user/id1069866065/reviews.md ## What is eMoney End User? eMoney – Leading Mobile Finance Provider, developed by E-MONEY PAYMENT SOLUTIONS PLC. With eMoney application, you can perform any transactions such as payment, money transfer, phone top up, and so on, by just one click, and do not need to visit physical bank. IMMEDIATE SIMPLE WITH ACTION: - No bank account is required - Unlimited telecom operation - Register account within a minute - Online KYC, simple and easy TRANSFER MONEY UNLIMITED - Transfer to your family and anyone anywhere, anytime via eMoney account or Non-eMoney account users - Transfer to your local bank account - Cash-in/cash-out at over 8,000 agents nationwide. PHONE TOP UP CANNOT BE CHEAPER - Top up to your phone balance with instant discount 3-5% - Exchange and buy data via eMoney to get more benefit 30% BILL PAYMENTS ALL 25 PROVINCES AND CITIES - Electric/water bill, Internet, TVs, etc - Loan repayment, Micro finance, school fee, etc QR PAYMENT - Customer can make payment when buy goods or services at retails shops or online shops by using QR Payment, request pay.QR Pay is the easiest and quickest payment method where payment will be performed by scanning QR code via eMoney APP ABSOLUTE SECURITY - 2-layer password security and authentication code are absolutely safe (customer can choose authentication by USSD or SMS) HASSLE-FREE - Get your salary on time. - Risk-free of handling cash. START your new payment experience on your mobile phone - Hotline support and answers: 1568 or 0236 868 868 - Website: https://emoney.com.kh ## Key features - One-click transactions - No bank account required - Unlimited telecom operations - Instant phone top-up discounts - QR code payments - 2-layer password security ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/emoney-end-user/id1069866065/reviews.md ### 3/5 — No agents *2026-07-15* Four agents near me cannot load my phone. They’re listed as agents, but none of them can put money on my phone in Phnom Penh I wait for you ### 1/5 — Cannot Top Up *2022-06-25* Cannot top up Seatel and misleading info about commissions. ### 1/5 — Bad app and customers service *2021-05-19, version 2.1.2* Always lock my numbers, called customer service many times, but they can’t solve it.. 👎🏼👎🏼👎🏼 Cheap app and company ### 1/5 — Can't log in to my number 066555594 *2020-02-25* Can't log in **Developer response:** Dear Value Customer, Your emoney account is locked by input wrong pincode 3 times. Now we already unlock for you. Thank you for using eMoney. ### 4/5 — Like this *2019-09-04* Fast way to refill balance ## Frequently asked questions about eMoney End User ### What is eMoney? eMoney is a mobile finance application that allows users to perform various transactions such as payments, money transfers, and phone top-ups directly from their mobile devices without needing a physical bank account. ### How do I register for eMoney? Registering for an eMoney account is simple and can be done within a minute. The app supports online KYC (Know Your Customer) for an easy and straightforward registration process. ### Can I transfer money to non-eMoney users? Yes, you can transfer money to both eMoney account holders and non-eMoney account users. Transfers can be made to family and anyone, anywhere, anytime via your eMoney account or directly to local bank accounts. ### Does eMoney offer discounts on phone top-ups? Yes, eMoney provides instant discounts of 3-5% on phone balance top-ups. Additionally, you can exchange and buy data via eMoney to receive benefits of up to 30%. ### What types of bills can I pay with eMoney? eMoney allows you to pay bills across all 25 provinces and cities. This includes utilities like electric/water bills, internet, and TVs, as well as loan repayments, micro-finance, and school fees. ### How secure is eMoney? eMoney employs absolute security measures, including a 2-layer password system and authentication code. Users can choose their preferred authentication method via USSD or SMS for added safety. ### What is the user rating for eMoney? eMoney has a user rating of 4.0 stars based on 62 ratings, indicating generally positive user experiences. ### Is eMoney available on iOS devices? Yes, eMoney is supported on iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users. ## Version history (last 5 releases) ### 3.4.0 — 2026-08-13 What's news: - Smart Finance Tracking and managing your spending on eMoney app now easier than ever! ### 3.3.9 — 2026-08-04 What's new in this version: - Introducing Pixage AI, an AI-powered image creation feature Download the latest version to explore Pixage AI and create amazing images with ease! ### 3.3.8 — 2026-06-16 What's New New exciting services: - Account linking for MBCambodia Savings - Metfone Services - Enhanced customer experience ### 3.3.7 — 2026-05-21 What's new: - CVI Insurance - Link account MBCambodia Please download to experience new services ### 3.3.6 — 2026-05-12 Fixed display issues on iOS 26 ## Apps similar to eMoney End User | App | Rating | Price | Category | | --- | --- | --- | --- | | [CE Express-CN](https://appshunter.io/ios/app/ce-express-cn/id1537969454) | 4.3 (7) | Free | Utilities | | [Master Post](https://appshunter.io/ios/app/master-post/id6450248622) | 4.2 (20) | Free | Utilities | | [Khmer Keyboard And Translator](https://appshunter.io/ios/app/khmer-keyboard-and-translator/id1487979068) | 4.3 (64) | Free | Utilities | | [EDC-APP](https://appshunter.io/ios/app/edc-app/id1570775244) | 4.6 (16) | Free | Utilities | | [Khmer Keyboard: iBoard](https://appshunter.io/ios/app/khmer-keyboard-iboard/id1424424061) | 4.4 (145) | Free | Utilities | | [WOWNOW Rider](https://appshunter.io/ios/app/wownow-rider/id1530910898) | 4.8 (9) | Free | Utilities | ## More apps by Metfone - [MetSic](https://appshunter.io/ios/app/metsic/id1171337894) - [mStation](https://appshunter.io/ios/app/mstation/id1177346738) - [mDealer](https://appshunter.io/ios/app/mdealer/id1187142765) - [mInfo](https://appshunter.io/ios/app/minfo/id1224564897) - [MoEYS SMAS](https://appshunter.io/ios/app/moeys-smas/id1244014002) All apps by Metfone: https://appshunter.io/developer/961045207 ## Related topics [emoney](https://appshunter.io/ios/topics/emoney) · [emoney end user](https://appshunter.io/ios/topics/emoney-end-user) · [mdealer](https://appshunter.io/ios/topics/mdealer) · [97](https://appshunter.io/ios/topics/97) · [emoney advisor](https://appshunter.io/ios/topics/emoney-advisor) · [trumany](https://appshunter.io/ios/topics/trumany) · [camid](https://appshunter.io/ios/topics/camid) · [true money cambodia](https://appshunter.io/ios/topics/true-money-cambodia) · [metfone](https://appshunter.io/ios/topics/metfone) · [my metfone](https://appshunter.io/ios/topics/my-metfone) · [yangon](https://appshunter.io/ios/topics/yangon) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*