# Empower Personal Dashboard™ — Personal Capital

> Free personal finance app to track net worth, plan retirement, and manage accounts. (iPhone/iPad app by Personal Capital Corporation.)

- Source: https://appshunter.io/ios/app/empower-personal-dashboard/id504672168 (this page in markdown: same URL + `.md`)
- Developer: [Personal Capital Corporation](https://appshunter.io/developer/504672331)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.60/5 from 46,512 App Store ratings · 348 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 92 MB
- Languages: American English
- Released: 2012-03-14
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/empower-personal-dashboard/id504672168/reviews.md

## What is Empower Personal Dashboard™?

You’ve never seen your money like this before. Reach your goals and take control of your financial life with Empower’s free app. Have all your financial accounts in one place, see your true net worth, plan for retirement, track your portfolio, and more. 

At Empower we’re more than a financial tool. We’re professional-grade tech built to make a personalized experience that fits your needs. 

MANAGE ALL YOUR ACCOUNTS IN ONE PLACE
Empower Personal Dashboard™ gives you a complete picture of your finances by bringing everything together– including bank accounts, 401k, IRA, investments, stocks, debt, and more.

TRACK YOUR NET WORTH
Use the net worth tracker to get an accurate view of your net worth—what you have minus what you owe. Understanding this number can help you make smarter decisions about how to manage your money.

PLAN FOR RETIREMENT
See if you’re on track to retire by your target date with the retirement planner and use the retirement calculator to enter hypothetical scenarios–you may even use one of them to turn into your new plan.

BUDGET YOUR EXPENSES
Organize your spending and savings automatically by date, category, or merchant to see if you are tracking over or under your plan.

SEE WHERE YOUR INVESTMENTS STAND
Stay on top of your investments by comparing your current portfolio allocation to an ideal target allocation that’s designed to minimize risk and maximize returns.

WE WORK HARD TO KEEP YOUR INFORMATION SAFE
You can rest assured it’s our security team’s primary job to safeguard your financial data. We use multiple layers of security, in every component of our systems, to protect your accounts, your money, and keep your information private.

Ready to take control of your finances — and your future? 

All visuals are illustrative only.

Featured individuals are paid spokespeople and not clients of Personal Capital Advisors Corporation or Empower Advisory Group, LLC and do not make any endorsements or recommendations about securities offerings or investment strategy.

* For more information about Personal Capital Advisors Corporation or Empower Advisory Group, LLC advisory services, including fees and full disclosures, visit https://www.empower.com/personal-investors/wealth-management. © 2023 Empower Holdings, LLC. All rights reserved. 
“EMPOWER” and all associated logos, and product names are trademarks of Empower Annuity Insurance Company of America.

## Key features

- Consolidate all financial accounts
- Track net worth
- Retirement planning and calculator
- Automated expense budgeting
- Investment portfolio tracking
- Secure financial data protection

## What do users think of Empower Personal Dashboard™?

Overall sentiment: positive

**Pros**

- 🚀 Great tool and it's free
- 👍 Tailored for user's needs
- 👍 Very convenient
- 👍 Love it and use it every day
- 👍 Love dashboard!
- 🚀 Great tool
- 👍 I could never do this on my own...
- 👍 Great Self-Directed Tool
- 👍 Great app for managing money in one place
- 👍 Trying to make it work
- 👍 Good stuff
- 👍 Dashboard is great
- 👍 Amazing free tool
- 👍 Like it
- 👍 Simple and Easy
- 👍 Clear and free
- 👍 One of my favorite apps
- 👍 Better than Mint
- 👍 The best app to keep track of finances!
- 👍 Go to financial app
- 👍 Amazing
- 👍 The best of them
- 👍 Very good app
- 👍 Best Comprehensive Financial App
- 👍 Great tool!
- 👍 Best Budgeting App!
- 👍 Excellent
- 👍 Great tools
- 👍 One app to see it all
- 👍 Awesome for retirement planning!
- 👍 Good Overall
- 👍 Excellent app
- 👍 Investing in my future
- 👍 So far so great!
- 👍 Goodbye Quicken, Hello Personal Capital!
- 👍 Love this company and my conscientious advisors
- 👍 The BEST financial management tool!
- 👍 Miles ahead of Mint
- 👍 The whole picture!!
- 👍 Simple, Uncluttered, and No Upsell
- 👍 Still great 3 months in!!
- 👍 Offers a lot for free
- 👍 Intuitive & User Friendly
- 👍 Excellent personal financial software

**Cons**

- 🐛 App will not let u login
- 🐛 Accounts Stopped Syncing
- 🐛 Awful
- 🐛 Issue with Merrill
- 🐛 Can't access my account anymore on my phone
- 🐛 Fix the Budget bug that was just introduced
- 🐛 Slow and inconsistent
- 🐛 Was Great. Now Frozen
- 🐛 Empower is not what Personal Capital used to be
- 🐛 A pain to use
- 🐛 Frustrating experience with support and accuracy
- 🐛 Incompatible with iPadOS… Crashes during launch
- 🐛 long-term account update failures & poor-service IT support
- 🐛 Average aggregator

**Commonly reported bugs**

- Touching the Budget panel opens the Cashflow detail
- Login screen freezes
- Incompatible with older devices

**Most requested features**

- Manually enter things that might not go on here (ie cash, Venmo, etc)
- Dark mode option
- Advanced analytics dashboard
- Ability to add budgets on a year-by-year basis
- Ability to set budget targets for categories
- Ability to split transactions to multiple categories

## Recent user reviews (10 of 348)

All indexed reviews: https://appshunter.io/ios/app/empower-personal-dashboard/id504672168/reviews.md

### 2/5 — Fix Account

*2026-04-22, version 17.3*

Every time I log into the app, which is nearly every day, I have to fix my credit union account. Otherwise, it is an adequate app.

### 2/5 — Attention Personal Capital Fans!

*2026-04-03, version 17.3*

If you liked the old personal capital tool prior to money hungry Empower ruining the experience give Monarch a try. Monarch offers a great experience similar to the personal capital app I once loved. Yes you have to pay a small annual fee, but it beats all the annoying pops from empower trying to sell you stuff.  Give Monarch a try, you won’t regret it!

### 1/5 — Brainless management

*2026-03-29, version 17.3*

Finally figured it out. Had to go to their website, login w my email and reset password. So much busy work! All this to show me how incompetent this company is! I would never use this low level !

### 1/5 — Stopped letting me login

*2026-03-09, version 17.3*

Beyond frustrating - I moved over to Empower after Mint went away, and then Empower decided to change their app, and it’s been impossible to login. It sends me to download another Empower app that doesn’t work. It’s been months of this.

### 1/5 — Totally doesn’t work

*2026-03-02, version 17.3*

I used to enjoy using this app but they changed to a new app and now I cannot access either of them. Totally garbage user experience.

### 1/5 — Too good to last

*2026-02-25, version 17.3*

Looks like Empower finally killed the app. Just out of nowhere. Now this nor the new app works. Well done… well done.

### 1/5 — App doesn’t work

*2026-02-10, version 17.3*

App redirects you to use a different Empower app. UI is poor when trying to look at multiple portfolios.

### 1/5 — Terrible management and consolidation

*2026-02-06, version 17.3*

Unnecessarily made it more difficult for users to manage their logins. This app now forwards me to the retirement app. So if I want to access my personal capital account, I have to log out of my retirement account. No way to unify those two accounts even though it’s now one app. Terrible experience!

### 2/5 — App data slowly stops tracking over time

*2026-02-06, version 17.3*

It started with one financial organization and now another. It won’t update data. It doesn’t even allow me to resync. There is no support in the app. Not sure how to fix. I guess I’ll have to start looking for a new solution. It was great when it worked.

### 1/5 — The recent upgrade make the app literally unusable.

*2026-01-31, version 17.3*

Signing in, I get an error message and cannot get beyond it. “Contact a representative” with no contact information. I have used this app for over 10 years (when it was Personal Capital).

## Frequently asked questions about Empower Personal Dashboard™

### What does the Empower Personal Dashboard app do?

This app provides a comprehensive view of your finances by consolidating all your accounts, including bank accounts, investments, and debts. It helps you track your net worth, plan for retirement with tools like a retirement planner and calculator, and budget your expenses by automatically organizing your spending.

### What are the key features of this financial app?

Key features include managing all your financial accounts in one place, tracking your net worth accurately, planning for retirement with scenario analysis, budgeting your expenses automatically, and monitoring your investment portfolio's performance against target allocations. The app also prioritizes the security of your financial data.

### Is this app free to use?

Yes, the Empower Personal Dashboard app is free to use. The description explicitly states it is a 'free app' and does not mention any subscription fees or in-app purchases for its core functionalities.

### What kind of financial accounts can I link to the app?

You can link a wide range of financial accounts, including bank accounts, 401k plans, IRAs, investment accounts, stocks, and debt accounts. The app aims to provide a complete picture of your financial life by bringing everything together.

### How does the app help with retirement planning?

The app includes a retirement planner that shows if you are on track to meet your retirement goals by your target date. It also features a retirement calculator that allows you to enter hypothetical scenarios to explore different financial strategies for your retirement.

## Version history (last 5 releases)

### 17.3 — 2026-01-26

We’ve made a few updates to improve your experience.

### 17.2 — 2025-06-23

Performance updates.

### 17.1 — 2025-06-05

Address an issue with referrals not opening from the main menu.

### 17.0 — 2025-05-23

App optimizations.

### 16.10 — 2025-02-13

App optimizations.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*