# Empower ® — Plan, save, invest, retire

> Consolidates financial accounts, offering planning, saving, investing, and retirement tools. (iPhone/iPad app by Empower Retirement, LLC.)

- Source: https://appshunter.io/ios/app/empower/id1001257338 (this page in markdown: same URL + `.md`)
- Developer: [Empower Retirement, LLC](https://appshunter.io/developer/1001257337)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 404,310 App Store ratings · 1,479 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 455 MB
- Languages: American English, European Spanish
- Released: 2016-07-15
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/empower/id1001257338/reviews.md

## What is Empower ®?

“The Empower Dashboard gives me a full picture of where I am financially without having to log in to all my accounts. It definitely makes my financial life clearer and easier.” – Benjamin D.*  

You’re just a few taps away from downloading the app that Forbes gave 4.5/5 stars, describing its features as the “Best for Tracking Net Worth”.   

According to CNBC, “If you’re looking for an app that lays out all your income and expenses while giving you access to professional investment advice, Empower may be the budgeting tool you’re looking for. **”   

Get the industry-leading tools designed to help you map out your financial dreams and take the steps to reach them:  
- Plan for retirement  
- Adjust & compare scenarios  
- Simulate recessions  
- See all your accounts in one place  
- Check for allocation imbalances  
- Tackle debt  
- Build an emergency fund   
- Set & track budgets  
- Secure your data with biometric and multi-factor authentication  
- And more   

Spend less time sorting through spreadsheets, filling out ledgers, and doublechecking individual accounts.   

Experience more freedom to focus on what you enjoy. Financial clarity starts with the free Empower Dashboard.   

Download today.  

 --  

*Testimonials may not be representative of the experience of other individuals and are not a guarantee of future performance or success.  

**Sources: Forbes, March 2025; CNBC, January 2025.   

Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc. (EFSI), Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal, or tax recommendations or advice.    

Advisory services are provided for a fee by Empower Advisory Group, LLC (EAG). EAG is a registered investment adviser with the Securities and Exchange Commission (SEC) and an indirect subsidiary of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. Advisory fees are calculated based upon the amount of assets being managed (as detailed further in the Empower Advisory Group, LLC Form ADV). 

“EMPOWER” and all associated logos and product names are trademarks of Empower Annuity Insurance Company of America.  

©2025 Empower Annuity Insurance Company of America. All rights reserved.  

RO4520594-0625

## Key features

- Consolidated account view
- Retirement planning
- Budget tracking
- Net worth tracking
- Investment advice access
- Financial scenario simulation

## Chart rankings

- #66 in Top Free · Finance (US App Store)

## What do users think of Empower ®?

Overall sentiment: negative

**Pros**

- 👍 Good product overall
- 🚀 Sleek design and robust performance
- 🔒 Excellent customer service and support

**Cons**

- 🐛 Buggy and unreliable app
- ⏱️ Slow loading times
- 🤔 Missing key features and functionality
- 🤯 Confusing and unintuitive navigation
- 💻 Forced to use app instead of website
- 🇨🇦 Not compatible with Canadian users

**Commonly reported bugs**

- Face ID/Touch ID not working consistently
- Beneficiary information not displaying correctly
- Crashes when trying to view balance over time
- Unable to enter correct birth dates for beneficiaries

**Most requested features**

- Ability to view investment performance history
- Option to enter dollar amounts instead of just percentages
- Faster and more reliable login process
- Restore access to self-directed brokerage accounts
- Provide a way to submit feedback and suggestions within the app

## Recent user reviews (10 of 1,479)

All indexed reviews: https://appshunter.io/ios/app/empower/id1001257338/reviews.md

### 1/5 — Two primary beneficiaries

*2026-08-20, version 2026.08.12(2608.12.1)*

Want to change beneficiaries to my niece and nephew and it won’t let me.

### 5/5 — Easy

*2026-08-20, version 2026.08.12(2608.12.1)*

It is easy to use. I love the app

### 3/5 — Contribution increase

*2026-08-19, version 2026.08.12(2608.12.1)*

The contribution increases are not taking affect as fast as they are selected. There needs to be a faster process.

### 1/5 — Useless

*2026-08-19, version 2026.08.12(2608.12.1)*

I could not create a login as it kept saying I already had an account even though before today I never heard of this app. I gave up and uninstalled it. Garbage!

### 3/5 — Login Issues

*2026-08-18, version 2026.08.12(2608.12.1)*

I love the app but I’ve been having some technical issues with it over the last couple weeks. It started with the app having issues connecting to and refreshing external accounts. Now I can even login. It’s giving me the “something went wrong” error and telling me to contact a representative.

### 1/5 — Awful

*2026-08-17, version 2026.08.12(2608.12.1)*

Empower is god awful

### 5/5 — SM

*2026-08-16, version 2026.08.12(2608.12.1)*

I started with 83.00 with my Roth account now I’m up to 8,000 already , and I also needed fast cash and they helped me out , I had the money in about 3 days . I also just up my percentage of deductions and it was super simple just the press of a button. I lead a very busy life so the ease of using this app really helps . Thank you Empower

### 1/5 — Not a flexible choice to choose

*2026-08-16, version 2026.08.12(2608.12.1)*

It is very tricky and do not have much options in the investment category.

### 1/5 — Horrible

*2026-08-16, version 2026.08.12(2608.12.1)*

I updated app and now am totally locked out if my it says i have the wrong password i know i dont because my phone auto saved my password. This is my first experience with empower and has not left a good first impression

### 5/5 — 5 Stars

*2026-08-15, version 2026.08.12(2608.12.1)*

Very informative and easy to use

## Frequently asked questions about Empower ®

### What does the Empower app do?

The Empower app provides a consolidated view of all your financial accounts, helping you track your net worth, manage budgets, and plan for financial goals like retirement. It offers tools to simulate financial scenarios and provides access to professional investment advice.

### What are the key features of the Empower app?

Key features include seeing all your accounts in one place, planning for retirement, setting and tracking budgets, tackling debt, building an emergency fund, and simulating financial scenarios like recessions. It also offers data security through biometric and multi-factor authentication.

### Is the Empower app free to use?

The app is described as free, with the "free Empower Dashboard" mentioned. However, advisory services are provided for a fee by Empower Advisory Group, LLC, which is a registered investment adviser.

### Who is the target audience for this app?

This app is designed for individuals who want to gain a clearer understanding of their financial situation. It's particularly useful for those looking to plan for retirement, manage their investments, track their spending, and work towards achieving their financial goals.

### How does the app help with financial planning?

The app assists with financial planning by allowing users to see all their accounts in one place, set and track budgets, build emergency funds, and plan for retirement. It also offers tools to adjust and compare financial scenarios, helping users make informed decisions about their future.

## Version history (last 5 releases)

### 2026.08.12(2608.12.1) — 2026-08-14

We update our app regularly to ensure you have the best experience possible. Download the latest version to access new features and improvements. This update includes bug fixes and performance enhancements.

### 2026.07.29(2607.29) — 2026-07-29

We update our app regularly to ensure you have the best experience possible. Download the latest version to access new features and improvements. This update includes bug fixes and performance enhancements.

### 2026.07.15(2607.15) — 2026-07-17

We update our app regularly to ensure you have the best experience possible. Download the latest version to access new features and improvements. This update includes bug fixes and performance enhancements.

### 2026.07.07(2607.7) — 2026-07-07

We update our app regularly to ensure you have the best experience possible. Download the latest version to access new features and improvements. This update includes bug fixes and performance enhancements.

### 2026.07.01(2607.1) — 2026-07-02

We update our app regularly to ensure you have the best experience possible. Download the latest version to access new features and improvements. This update includes bug fixes and performance enhancements.

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## More apps by Empower Retirement, LLC

- [J.P. Morgan Retirement Link](https://appshunter.io/ios/app/jp-morgan-retirement-link/id1454266592)
- [Capital Group PlanPremier401k](https://appshunter.io/ios/app/capital-group-planpremier401k/id1454273539)
- [Empower Events](https://appshunter.io/ios/app/empower-events/id1493894683)
- [MetLife Retirement](https://appshunter.io/ios/app/metlife-retirement/id1598185510)

All apps by Empower Retirement, LLC: https://appshunter.io/developer/1001257337

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*