# emUtility — Finance,Maths,Unit Calculators

> Finance, math, and unit conversion calculator suite. (iPhone/iPad app by eMudhra Limited.)

- Source: https://appshunter.io/ios/app/emutility/id1396452392 (this page in markdown: same URL + `.md`)
- Developer: [eMudhra Limited](https://appshunter.io/developer/631328499)
- Category: Finance, Business
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings · 9 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.0 · 23 MB
- Languages: American English
- Released: 2018-08-02
- Data updated: 2026-07-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/emutility/id1396452392/reviews.md

## What is emUtility?

emUtility is an app to calculate Finance, Arithmetic and Unit calculations for the given values.

Finance Calculators:

It provides Banking Calculator, Tax Calculators, SIP Calculator & Gratuity Calculator.

Main Features:

EMI Calculator will calculate your Loan EMI with Total Interest & Total Payment.
1. You can calculate the EMI by entering the following values:
- Loan Amount
- Loan Tenure (Years or Months)
- Rate of Interest
2. Representation of Total payment Breakup in the tabular form.
3. Graphical representation of complete tenure of Loan.
4. Calculate EMI on a monthly basis.
5. Generate statistics chart instantly.
6. Statistics show Principal Amount, Interest rate and the remaining balance per month.
7. Share computed EMI PDF with anyone for EMI & loan planning.
8. The Easy GST Calculator option provides the option to find taxes to be paid by adding or removing the GST amount.
9. It can compare the two Loan amounts by displaying the difference of interest between the two. It will display Monthly EMI, Total Interest & Total Payment
10. It provides FD Calculator, RD Calculator, PPF Calculator.
11. It provides GST Calculator, VAT Calculator.

USAGES:

EMI & Interest Calculators
- Home Loan
- Car Loan
- Personal Loan
- Education Loan
- Simple Interest
- Compound Interest
- Compare Loans

Banking Calculators
- FD Calculator
- RD Calculator
- PPF Calculator

Tax Calculators
- GST Calculator
- VAT Calculator

More Calculators
- SIP Calculator
- Gratuity Calculator
- EPF Calculator
- PV Calculator
- Stock Calculator
- Lease Calculator

Unit Converters:
- Temperature
- Length
- Time
- Volume
- Area
- Mass
- Angle
- Speed
- Power
- Energy
- Pressure
- Frequency
- Current
- Charge
- Potential Difference
- Acceleration
- Resistance
- Fuel Efficiency

Math Calculators:
- Area
- Volume
- Perimeter
- Surface Area
- GCD & LCM
- Arithmetic Series
- Geometric Series
- Fibonacci Series
- Permutations
- Number Base

## Key features

- EMI and loan calculators
- Tax and GST calculators
- FD, RD, and PPF calculators
- Extensive unit converters
- Mathematical series and permutation calculators
- Loan comparison tool
- PDF sharing of EMI calculations

## Recent user reviews (9 of 9)

All indexed reviews: https://appshunter.io/ios/app/emutility/id1396452392/reviews.md

### 4/5 — Help

*2022-08-18, version 1.2.0*

Love it! How to change currency from $ to INR

### 5/5 — Great App. Must recommend for Financial sector persons

*2022-08-16, version 1.2.0*

Easy to use UI and Functionalities. 
Recommend to add one option in EMI CALCULATOR: If we type emi, %,tenure, it should show how much loan amount we can get. 

Otherwise app is very good. Kudos for the developers.

### 5/5 — The Best All in One Calculator.

*2022-08-02, version 1.2.0*

All things in single app

### 2/5 — false FD Calculator

*2021-12-04, version 1.2.0*

Does not show accurate FD maturity calculation

### 4/5 — Require FD INTEREST PAYOUT TAB

*2021-07-21, version 1.2.0*

Requesting you to add FD WITH MONTHLY INTEREST PAYOUT TOO IN BANKING CALCULATOR TAB.

### 4/5 — Easy to use

*2021-04-12, version 1.2.0*

IIt is easyand simple tobuse.

### 4/5 — Cannot enter more than 19% in any of the calculators

*2020-12-04, version 1.2.0*

I tried all the calculators and in none of them I am unable to add more than 19.99%

### 5/5 — Great app

*2020-11-15, version 1.2.0*

HiReally great app you can do everything Loan at all information you can get very easily thank you

### 5/5 — App

*2018-09-05, version 1.1*

Good App

## Frequently asked questions about emUtility

### What types of finance calculations can emUtility perform?

emUtility offers a wide range of finance calculations including EMI for loans, tax calculations (GST, VAT), and banking tools like FD, RD, and PPF calculators. It also includes loan comparison features and gratuity calculations.

### Does emUtility support loan EMI calculations with detailed breakdowns?

Yes, emUtility's EMI calculator allows you to input loan amount, tenure, and interest rate to calculate monthly EMI, total interest, and total payment. It also provides tabular and graphical representations of the loan tenure and monthly statistics.

### How many unit conversion categories are available in emUtility?

emUtility provides a vast array of unit converters covering categories such as temperature, length, time, volume, area, mass, angle, speed, power, energy, pressure, frequency, current, charge, potential difference, acceleration, resistance, and fuel efficiency.

### Can I compare different loan options using emUtility?

Yes, emUtility allows you to compare two loan amounts side-by-side. It will display the difference in interest paid and provide details on monthly EMI and total payment for each loan, aiding in financial planning.

### What mathematical functions are included in emUtility?

emUtility includes various mathematical functions such as area, volume, perimeter, surface area calculations, GCD & LCM, arithmetic and geometric series, Fibonacci series, permutations, and number base conversions.

### Is emUtility available on multiple devices?

Based on the available data, emUtility is supported on iPhone and iPod devices. Information regarding Android or other platform availability is not provided.

### How often is emUtility updated?

The last update for emUtility was on October 30, 2018, with version 1.2.0. This indicates a less frequent update cycle for the application.

### What is the user rating for emUtility?

emUtility has a rating of 3.0 stars based on 2 ratings. This suggests a mixed user reception based on the limited feedback available.

## Version history (last 4 releases)

### 1.2.0 — 2018-10-30

1. 3D touch option on supported devices.
2. Unit Converters
    - Acceleration
    - Angle
    - Area
    - Charge
    - Current
    - Energy
    - Frequency
    - Fuel efficiency
    - Length
    - Mass
    - Potential Difference
    - Power
    - Pressure
    - Resistance
    - Speed
    - Temperature
    - Time
    - Volume
3. Math Calculators
    - Arithmetic Series
    - Geometric Series
    - Fibonacci Series
    - GCD & LCM
    - Area
    - Volume
    - Perimeter
    - Surface Area
    - Number Base
    - Permutations

### 1.1.1 — 2018-09-06

- 3D touch option on supported devices.
- Minor bug fixes.

### 1.1 — 2018-08-17

- EPF, Present value, Stock and Lease calculator.
- UI Improvements.
- Bug fixes and optimizations.

### 1.0 — 2018-07-14

No release notes.

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All apps by eMudhra Limited: https://appshunter.io/developer/631328499

## Related topics

[emutility](https://appshunter.io/ios/topics/emutility)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*