# eNaira Speed Wallet — (Combo)

> Digital wallet for secure and convenient eNaira financial transactions. (iPhone/iPad app by Central Bank of Nigeria.)

- Source: https://appshunter.io/ios/app/enaira-speed-wallet/id1587292843 (this page in markdown: same URL + `.md`)
- Developer: [Central Bank of Nigeria](https://appshunter.io/developer/1587292845)
- Category: Finance
- Price: Free
- Rating: 4.06/5 from 80 App Store ratings · 132 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 63 MB
- Languages: English
- Released: 2021-10-24
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/enaira-speed-wallet/id1587292843/reviews.md

## What is eNaira Speed Wallet?

eNaira Speed Wallet provides a simple yet fast and convenient way to conduct financial transactions using eNaira.

Download and sign up to get started.

eNaira is safe!
Your money is guaranteed and secured with the Central Bank of Nigeria.

eNaira is smart and easy!
For remote, online, or in-person transactions, getting paid is as simple as a scan or a click!

## Key features

- Fast financial transactions
- Convenient eNaira usage
- Secure money guarantee
- Easy online payments
- In-person transaction options
- Scan or click payments

## What do users think of eNaira Speed Wallet?

Overall sentiment: negative

**Pros**

- 🚀 Seamless onboarding
- 🚀 Instant transactions
- 👍 User-friendly interface
- 👍 Efficient and reliable
- 🚀 Fast and reliable

**Cons**

- 🐛 Frequent transaction reversals without notification
- 🐛 Login and account creation issues
- 🐛 Inability to transfer funds out
- 🐛 Unreliable and buggy
- 🐛 Frequent app crashes

**Commonly reported bugs**

- Login and password reset issues
- Incorrect error messages
- Compatibility problems with older devices
- Inconsistent user experience

**Most requested features**

- Add bill payment options
- Enable forex and international transfers
- Improve customer support and communication
- Simplify onboarding process

## Recent user reviews (10 of 132)

All indexed reviews: https://appshunter.io/ios/app/enaira-speed-wallet/id1587292843/reviews.md

### 1/5 — Just fraud

*2024-01-31, version 2.0.9*

This is just as useless as it’s named 

E for errors

N - Nemesis 
A - Depreciated
I - Insignificant
R - Fragile
A - Alternative

### 5/5 — Enaira

*2024-01-01, version 2.0.9*

Very easy to use. Seamless.

### 3/5 — Fair

*2023-12-23*

Not too reliable. Most times transactions get reversed without you getting any notification. The good part is that when it works, it’s an instant transaction.

### 5/5 — Exceptional

*2023-12-22*

Super efficient and user friendly

### 1/5 — Not functional

*2023-12-21, version 2.0.9*

The app is really not functional. One can barely transfer money out…

### 3/5 — Fair

*2023-12-19*

Not too reliable. Most times transactions get reversed without you getting any notification. The good part is that when it works, it’s an instant transaction.

### 5/5 — I rarely use my bank

*2023-12-14, version 2.0.9*

The app has come a long way in terms of stability and functionality. I use this app for 99% of my transfers mainly due to its near zero transaction failures and instant reversal in the event of a failed transfer. Good to see innovations like this pulling people off bank mobile payment platforms which have a myriad of issues to say the least. Hoping to see more payment options come into eNaira such as bill payments, forex transactions and international transfers as well.

### 5/5 — Exceptional

*2023-12-07*

Super efficient and user friendly

### 3/5 — Fair

*2023-11-20*

Not too reliable. Most times transactions get reversed without you getting any notification. The good part is that when it works, it’s an instant transaction.

### 1/5 — Worst app

*2023-11-13, version 2.0.9*

One of the worst app. After putting in my password it goes white. Nothing shows again

## Frequently asked questions about eNaira Speed Wallet

### What is eNaira Speed Wallet?

eNaira Speed Wallet is an application designed to facilitate financial transactions using eNaira. It offers a simple, fast, and convenient platform for users to manage their eNaira funds and conduct various types of payments.

### How secure is eNaira?

eNaira is guaranteed and secured by the Central Bank of Nigeria. The application leverages this security to ensure that your money is safe when conducting transactions.

### What types of transactions can I perform?

You can perform remote, online, or in-person transactions. Getting paid or making payments is made easy through simple scans or clicks, offering flexibility for various user needs.

### Is eNaira Speed Wallet free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements.

### Who is the eNaira Speed Wallet for?

This app is for anyone who wants to use the eNaira digital currency for financial transactions. It's particularly useful for individuals and businesses in Nigeria looking for a secure and efficient way to manage digital funds.

## Version history (last 5 releases)

### 2.0.9 — 2023-02-27

NIP Enabled 
OTP Via WhatsApp Enabled 
Bugs Fixes for Referral Code Verification

### 2.0.8 — 2023-02-09

Our first release of 2023 introduces key improvements and bug fixes.  
1. We have rebranded - Tier 0 to Bronze, Tier 1 to Silver, Tier 2 to Gold, and Tier 3 to Platinum 
2. We have introduced the Mini-Merchants wallets for SMEs
3. With Multi-Tier, you can onboard directly to Bronze, Silver, or Gold.
4. Discover eNaira merchants near your Geolocation. 
5. With Smart Onboarding, you can use a selfie to create a wallet.
6. With SmartKYC you can upgrade from a Bronze to either Silver or Gold wallet.
7. With Programmable Payments, you can condition future payments to a merchant wallet  
8. In-App Notification for seamless communication with wallet holder 
9. With Edu Wallet our Gen Z can engage in the digital economy in a secure and safer manner

### 2.0.7 — 2023-02-05

Our first release of 2023 introduces key improvements and bug fixes.  
1. We have rebranded - Tier 0 to Bronze, Tier 1 to Silver, Tier 2 to Gold, and Tier 3 to Platinum 
2. We have introduced the Mini-Merchants wallets for SMEs
3. With Multi-Tier, you can onboard directly to Bronze, Silver, or Gold.
4. Discover eNaira merchants near your Geolocation. 
5. With Smart Onboarding, you can use a selfie to create a wallet.
6. With SmartKYC you can upgrade from a Bronze to either Silver or Gold wallet.
7. With Programmable Payments, you can condition future payments to a merchant wallet  
8. In-App Notification for seamless communication with wallet holder 
9. With Edu Wallet our Gen Z can engage in the digital economy in a secure and safer manner

### 2.0.6 — 2023-02-01

Our first release of 2023 introduces key improvements and bug fixes.  
1. We have rebranded - Tier 0 to Bronze, Tier 1 to Silver, Tier 2 to Gold, and Tier 3 to Platinum 
2. We have introduced the Mini-Merchants wallets for SMEs
3. With Multi-Tier, you can onboard directly to Bronze, Silver, or Gold.
4. Discover eNaira merchants near your Geolocation. 
5. With Smart Onboarding, you can use a selfie to create a wallet.
6. With SmartKYC you can upgrade from a Bronze to either Silver or Gold wallet.
7. With Programmable Payments, you can condition future payments to a merchant wallet  
8. In-App Notification for seamless communication with wallet holder 
9. With Edu Wallet our Gen Z can engage in the digital economy in a secure and safer manner

### 2.0.5 — 2023-01-28

Our first release of 2023 introduces key improvements and bug fixes.  
1. We have rebranded - Tier 0 to Bronze, Tier 1 to Silver, Tier 2 to Gold, and Tier 3 to Platinum 
2. We have introduced the Mini-Merchants wallets for SMEs
3. With Multi-Tier, you can onboard directly to Bronze, Silver, or Gold.
4. Discover eNaira merchants near your Geolocation. 
5. With Smart Onboarding, you can use a selfie to create a wallet.
6. With SmartKYC you can upgrade from a Bronze to either Silver or Gold wallet.
7. With Programmable Payments, you can condition future payments to a merchant wallet  
8. In-App Notification for seamless communication with wallet holder 
9. With Edu Wallet our Gen Z can engage in the digital economy in a secure and safer manner

## More apps by Central Bank of Nigeria

- [eNaira Speed App Lite](https://appshunter.io/ios/app/enaira-speed-app-lite/id6448214153)
- [Napgep](https://appshunter.io/ios/app/napgep/id6448857278)

All apps by Central Bank of Nigeria: https://appshunter.io/developer/1587292845

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*