# Endowus — Invest and grow your wealth

> Digital wealth platform for investing and wealth growth with low-cost portfolios. (iPhone/iPad app by Endowus Technologies Pte. Ltd..)

- Source: https://appshunter.io/ios/app/endowus/id1531067679 (this page in markdown: same URL + `.md`)
- Developer: [Endowus Technologies Pte. Ltd.](https://appshunter.io/developer/1531067681)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.70/5 from 21 App Store ratings · 67 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 163 MB
- Languages: American English
- Released: 2020-10-06
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/endowus/id1531067679/reviews.md

## What is Endowus?

Tens of thousands of clients invest and grow their savings with Endowus, in globally diversified portfolios at low cost.

Start your financial journey with Endowus, and invest and grow your wealth all through the Endowus app.

Build a personalised financial plan with Endowus to help you reach your wealth goals. Choose from a curated list of low-cost, best-in-class institutional funds managed by the world’s top fund managers.

WHO WE ARE
Endowus is Asia’s leading independent digital wealth platform. With entities licensed by the Monetary Authority of Singapore, and Securities and Futures Commission of Hong Kong, Endowus is the first digital advisor in the region to span personal savings, private wealth and public pension (CPF & SRS in Singapore), helping investors grow their money with expert advice and access to institutional financial solutions at low and fair fees, through a personalised digital wealth experience. 

Founded in 2017, Endowus has raised a total of US$95 million in funding from investors including global banks, venture capital firms, and some of the largest Family Offices in Asia. 

Endowus’ leadership and growth have been recognised by the industry and it has attained numerous awards including, Singapore’s Best Digital Wealth Management, Singapore’s Best Digital Wealth Management Experience (The Asset Triple A Digital Awards 2023), Endowus is also among the firms named in the World Economic Forum’s Technology Pioneers 2023.

WHY INVEST WITH US
Seamless digital investing experience: We have refreshed the Endowus app experience that is focused on greater personalisation, automation, and intuitiveness for you, as our valued client. 

Greater access to the best: We provide retail, accredited and professional investors with institutional access to leading global fund managers with expertise, scale and real, proven track records in implementing their investment strategies successfully over time.

Qualified, expert advice: We carefully consider various aspects of your personal and financial circumstances to help you craft personalised financial plans and a path to reaching them. Speak to our client experience team for us to guide you through our platform.

Fairer fees: We charge a low, all-in access fee, with no hidden charges. We also provide a 100% Cashback on trailer fees with full transparency and no conflict of interest.

KEY FEATURES (Availability of features may vary based on geography.)
> Goal-Based Investing: Achieve your financial dreams effortlessly. The Endowus app recommends investment solutions to suit your goals, simplifying your journey into the world of investing.
> DIY Investment Selection: Explore top-tier funds with ease. Access lower cost institutional share class options for optimal returns.
> Auto Rebalancing & Monitoring: Let us do the work. Our technology automates portfolio management, ensuring your investments are consistently aligned with your goals. (Only available in SG)
> 100% Cashback: Enjoy unparalleled savings. Receive 100% Cashback on trailer commissions, maximising your potential returns.
> Unit Trust Transfer: Transitioning is effortless. Move your existing unit trusts seamlessly to Endowus for a comprehensive investment experience.
> Multi-Currency Flexibility: Think globally. Invest in multiple currencies to diversify your portfolio and explore international opportunities.

GET IN TOUCH
Clients love us for our digital wealth platform and our personalised human touch. Schedule a call with our team of licensed wealth experts to learn about financial planning, or just to find out more about us:
For Singapore users, please contact Endowus Singapore Pte Ltd:
- WhatsApp at +65 3129 0038
- Email at support@endowus.com

For Hong Kong users, please contact Endowus HK Ltd:
- WhatsApp at +852 3018 8978
- Email at support.hk@endowus.com

By downloading this app, you acknowledge that you are a resident in Singapore/Hong Kong, excluding U.S. Persons.

## Key features

- Personalized financial planning
- Globally diversified portfolios
- Low-cost institutional funds
- Goal-based investing
- Auto rebalancing & monitoring
- 100% trailer fee cashback

## What do users think of Endowus?

Overall sentiment: positive

**Pros**

- 👍 User-friendly interface
- 💡 Access to institutional investors/funds
- 💰 Low cost/fees
- 🤝 Helpful human advisors
- ✅ Easy to use app
- 📈 Wide range of funds
- 🎯 Goal-based investing/buckets
- 🚀 Efficient investment process
- 🌟 Professional and high-quality platform
- 📚 Informative content and articles
- 💡 Conflict-free advisory
- 🔒 Investments in personal name (UOB KH)
- 🔄 Recurring investment options
- 📊 Clear performance tracking
- 💡 Innovative wealth platform
- ✨ Sleek and modern design
- 💬 Responsive customer support
- 🌐 Comprehensive wealth management
- ✅ Tried and tested strategies
- 💡 Access to private markets/hedge funds
- 💯 Highly recommended
- 💡 Independent and fee-only firm
- 💡 Access to institutional class ETFs
- 💡 Investments denominated in SGD
- 💡 User-friendly and easy to navigate
- 💡 Customizable portfolios
- 💡 Transparent fees and returns
- 💡 Set it and forget it approach
- 💡 Great for long-term investors
- 💡 Good for beginners
- 💡 Value for money
- 💡 Consistent improvement
- 💡 Smart investing for all
- 💡 Disruptor in the fund investment space
- 💡 Easy to invest CPF, Cash, SRS
- 💡 Reliable and transparent
- 💡 State-of-the-art philosophies
- 💡 Top-class Fintech product
- 💡 Smooth user experience
- 💡 Accessible and sufficient
- 💡 Good way to invest CPF money
- 💡 Boost returns
- 💡 Reliable and trustable
- 💡 Preferred choice of Robo-adviser
- 💡 Offers unique access to top-tier fund managers
- 💡 Curated for credit ratings & risk appetite

**Cons**

- 🐛 Font size too small
- 🤔 UI confusing at times
- 📱 App cluttered with irrelevant content
- 💻 Webapp-like experience
- ⏳ Longer withdrawal times
- 📉 Lost money with cash management tool
- 🐌 App can be slow at times
- ⚠️ Email notifications can be too much

**Commonly reported bugs**

- Details have to be retyped when switching screens
- App can be cluttered with irrelevant content
- Bug on the More section where account and preferences doesn't seem to work

**Most requested features**

- Option to increase font size
- Option to include performance net of fees
- User-customized reordering or grouping of investments
- Option to hide or move celebrity/influencer tiles
- Seamless rebalancing of CPF portfolios
- iPad version of the app
- More frequent market views and global financial landscape insights
- Function to switch directly between portfolios
- More user-intuitive web login interface
- AI-driven fund filtering
- More innovative ways to help investors filter funds
- Bug fix for 'More' section (account/preferences not working)

## Recent user reviews (10 of 67)

All indexed reviews: https://appshunter.io/ios/app/endowus/id1531067679/reviews.md

### 5/5 — Best Wealth Platform

*2026-01-23*

The most innovative and comprehensive wealth platform, especially for professionals who are not the typical private banking clients. Great investment products access to institutional investors.

### 5/5 — Great funds at great price

*2025-10-24, version 4.4.1*

Offers a wide range of funds, from mutual funds from the likes of PIMCO, Capital Group, JP Morgan to hedge funds like P72, Millennium and private equity/private credit at low cost (zero subscription fees)!

App is easy to use, human advisors are helpful. Have heard of Endowus from Singaporean friends, glad it’s now arrived at Hong Kong.

### 5/5 — The best place to buy funds in HK

*2025-09-24, version 4.2.2*

It’s so easy to invest on Endowus! Honestly I don’t have much time to watch the market so the set it and forget it approach works best. I can just put money in one of the portfolios and let it grow. Also I like Endowus more when I understand their philosophy. And funds are much cheaper than in other places.

### 5/5 — High quality investment platform

*2025-09-24, version 4.2.2*

I’m done with banks - high fees, limited options, lack of transparency. Here I can just access different options 24/7 and even speak to a human advising for proper wealth planning. The interface is very friendly and I like how I can create different buckets to invest for different purposes. Super neat!! Highly recommended.

### 5/5 — Solid app for long term investors

*2025-09-23, version 4.2.2*

Clean design, easy to navigate, money in goal buckets is a great idea

### 5/5 — Amazing Breeze in Wealth Industry

*2025-09-23, version 4.2.2*

Unlike other brokerage apps, the Endowus App truly stands out with its professional touch and in-depth fund insights! It’s refreshing to see such a difference in the local market. 

I’ve also enjoyed diving into their articles—they're not only interesting but really eye-catching! It’s perfect for anyone who loves exploring financial topics, whether for leisure or serious learning. 

Definitely a must-try for finance enthusiasts!

### 5/5 — A great wealth management platform

*2025-09-19, version 4.1.0*

I really appreciate the presence of Endowus in Hong Kong and what is it trying to do. It offers low cost investment services and do not bundle up commissions and multiple layers of fees with the products. Everyone should seriously consider Endowus for their personal wealth management.

### 5/5 — Professional and easy to use

*2025-09-17, version 4.1.0*

Curated fund selections give me peace of mind. Easy to invest, easy to monitor. CS is helpful, fees are clear, highly recommend.

### 5/5 — RaymondT

*2025-09-16, version 4.1.0*

Honestly, I was getting a bit overwhelmed with all the different investment options out there. The Endowus app has been a game-changer. It’s not just the access to private markets, but also how well it presents everything. I feel a lot more confident knowing exactly where my money is and seeing the performance broken down so clearly. It’s made a typically complex process genuinely simple.

### 5/5 — 6 years as a client

*2025-09-15, version 4.1.0*

I’ve been using Endowus in hk and sg for over 6 years, and it has changed the way I manage money. 

I truly believe in conflict-free advisory and had been burned by brokers and private banks with expensive funds and structured products in the past. 

With Endowus I am able to invest towards short, mid and long term goals portfolios of money market funds, public markets, private markets and more recently very exclusive hedge funds. 

They are newer in HK than Singapore but are already making good headway into the finance crowd here.

## Frequently asked questions about Endowus

### What does the Endowus app do?

The Endowus app is a digital wealth platform designed to help users invest and grow their savings. It enables users to build personalized financial plans, access globally diversified portfolios, and invest in low-cost, institutional-grade funds managed by top fund managers.

### What are the key features of Endowus?

Key features include goal-based investing to align investments with financial dreams, DIY investment selection with access to lower-cost institutional share classes, auto rebalancing and monitoring to keep portfolios aligned with goals, and 100% cashback on trailer fees for transparency.

### How does Endowus charge fees?

Endowus charges a low, all-in access fee with no hidden charges. They also provide 100% cashback on trailer fees, ensuring full transparency and no conflict of interest in their fee structure.

### Who is Endowus for?

Endowus is for retail, accredited, and professional investors seeking a seamless digital investing experience. It caters to those who want expert advice, access to institutional financial solutions, and a personalized approach to reaching their wealth goals.

### What kind of funds can I invest in?

You can invest in a curated list of low-cost, best-in-class institutional funds. These funds are managed by the world's top fund managers and offer access to institutional share class options for potentially optimal returns.

## Version history (last 5 releases)

### 4.19.8 — 2026-08-28

Routine maintenance and bug fixes.

### 4.19.7 — 2026-08-24

Routine maintenance and bug fixes.

### 4.19.6 — 2026-08-19

Routine maintenance and bug fixes.

### 4.19.5 — 2026-08-18

Routine maintenance and bug fixes.

### 4.19.4 — 2026-08-14

Routine maintenance and bug fixes.

## Apps similar to Endowus

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Maybank2u SG](https://appshunter.io/ios/app/maybank2u-sg/id1574139300) | 1.5 (8) | Free | Finance |
| [Syfe: Invest, Trade and Save](https://appshunter.io/ios/app/syfe-invest-trade-and-save/id1497156434) | 4.4 (7) | Free | Finance |
| [StashAway](https://appshunter.io/ios/app/stashaway/id1229966330) | 4.3 (32) | Free | Finance |
| [AIA+ Singapore](https://appshunter.io/ios/app/aia-plus-singapore/id1394337344) | 4.2 (194) | Free | Finance |
| [HSBC Life SG](https://appshunter.io/ios/app/hsbc-life-sg/id1661908782) | 4.0 (33) | Free | Finance |
| [DBSV mTrading Singapore](https://appshunter.io/ios/app/dbsv-mtrading-singapore/id431793013) | 1.0 (5) | Free | Finance |

## Related topics

[endowus](https://appshunter.io/ios/topics/endowus) · [syfe](https://appshunter.io/ios/topics/syfe)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*